BAWAG Group (BG) Stock Overview
Operates as a holding company for BAWAG P.S.K. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 3/6 |
| Past Performance | 3/6 |
| Financial Health | 5/6 |
| Dividends | 3/6 |
BG Community Fair Values
Create NarrativeSee what 20 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
BAWAG Group AG Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €154.10 |
| 52 Week High | €156.70 |
| 52 Week Low | €103.70 |
| Beta | 0.78 |
| 1 Month Change | 5.19% |
| 3 Month Change | 16.74% |
| 1 Year Change | 40.73% |
| 3 Year Change | 258.54% |
| 5 Year Change | 232.97% |
| Change since IPO | 231.40% |
Recent News & Updates
Narrative Update • May 19
BG: Refined Earnings Outlook And Index Inclusion Will Support Measured Re Rating
Narrative Update: BAWAG Group Analysts have lifted their price targets on BAWAG Group by up to €24, citing refreshed models that factor in a slightly higher discount rate, a modest adjustment to revenue growth assumptions, improved profit margin expectations, and a lower future P/E estimate. Analyst Commentary Recent Street research on BAWAG Group has focused on refreshed valuation work, with several large firms updating their price targets.
Narrative Update • Apr 29
BG: Higher P/E Assumptions And 2028 Profit Guidance Will Drive Future Upside
Analysts have raised the implied fair value for BAWAG Group from about €151 to roughly €167, reflecting higher price targets supported by recent research from JPMorgan, Morgan Stanley and Citi, as well as expectations for a slightly lower discount rate, firmer profit margins and a higher future P/E multiple. Analyst Commentary Recent Street research on BAWAG Group has centered on higher price targets and maintained positive ratings from several global banks, including JPMorgan and Citi.Recent updates
Narrative Update • May 19
BG: Refined Earnings Outlook And Index Inclusion Will Support Measured Re Rating
Narrative Update: BAWAG Group Analysts have lifted their price targets on BAWAG Group by up to €24, citing refreshed models that factor in a slightly higher discount rate, a modest adjustment to revenue growth assumptions, improved profit margin expectations, and a lower future P/E estimate. Analyst Commentary Recent Street research on BAWAG Group has focused on refreshed valuation work, with several large firms updating their price targets.Narrative Update • Apr 29
BG: Higher P/E Assumptions And 2028 Profit Guidance Will Drive Future Upside
Analysts have raised the implied fair value for BAWAG Group from about €151 to roughly €167, reflecting higher price targets supported by recent research from JPMorgan, Morgan Stanley and Citi, as well as expectations for a slightly lower discount rate, firmer profit margins and a higher future P/E multiple. Analyst Commentary Recent Street research on BAWAG Group has centered on higher price targets and maintained positive ratings from several global banks, including JPMorgan and Citi.Narrative Update • Apr 14
BG: Higher Earnings Guidance And Capital Returns Will Support Measured Re-Rating
Analysts have lifted BAWAG Group's average price target to a range of €156 to €161, reflecting updated views on its earnings profile, capital returns, and a slightly lower discount rate paired with marginally higher revenue growth and profit margin assumptions. Analyst Commentary Recent Street research points to a cluster of higher price targets for BAWAG Group, with JPMorgan and Citi setting reference levels in the €156 to €161 range and other reports indicating upward adjustments in the high single to low double digits.Narrative Update • Mar 31
BG: Rising Earnings Power And Capital Returns Will Drive Re-Rating
The analyst fair value estimate for BAWAG Group has increased from €115.00 to €145.00, with analysts citing updated forecasts for revenue growth, profit margins and future P/E assumptions following a series of recent price target increases from the Street. Analyst Commentary Recent research activity on BAWAG Group has largely centered on price target revisions, with several major institutions updating their views.
Narrative Update • Mar 17
BG: Higher Profitability And Index Inclusions Will Support Future Upside
Analysts have nudged their average price target for BAWAG Group to about €160 from roughly €150, citing slightly adjusted fair value estimates, a modestly lower discount rate and future P/E, and updated assumptions for revenue growth and profit margins. Analyst Commentary Recent research updates show a cluster of higher price targets for BAWAG Group, with new reference points ranging from €156 to €161.Narrative Update • Mar 03
BG: Rising P/E Expectations And 2026 Profit Outlook Will Drive Future Upside
The analyst price target for BAWAG Group has moved from about €132 to €151, with analysts linking this shift to updated assumptions for revenue growth, profit margins, and future P/E, in line with recent upward revisions to Street price targets in the €156 to €161 range. Analyst Commentary Bullish Takeaways Bullish analysts are lifting price targets into a €156 to €161 range, which lines up with the higher internal target of €151 and suggests they see room for the market to better reflect their updated assumptions on earnings and P/E.Narrative Update • Feb 17
BG: Higher P/E Assumptions And Margins Will Support Future Upside
Analysts have raised their consolidated price target for BAWAG Group to €161 from €153.20, citing updated assumptions on discount rates, revenue growth, profit margins and future P/E multiples that are consistent with recent target increases from several major banks. Analyst Commentary Recent research updates cluster around higher price targets for BAWAG Group, with several bullish analysts pointing to improved assumptions on discount rates, revenue, margins and future P/E multiples.Narrative Update • Feb 03
BG: Earnings Strength And Capital Returns Will Support Measured Future Upside
Analysts have nudged their fair value estimate for BAWAG Group higher to €153.20 from €148.20, pointing to updated price targets and modest tweaks to discount rate, growth and profit margin assumptions that align with recent Street research. Analyst Commentary Recent Street research on BAWAG Group has leaned supportive of the current investment case, with several bullish analysts revisiting their models and price targets in light of updated assumptions on discount rates, growth, and profitability.Narrative Update • Jan 20
BG: 2025 Profit Guidance And P/E Repricing Will Shape Future Upside
Analysts have reduced their price target on BAWAG Group to €146 from €149, reflecting updated assumptions on fair value, discount rate, revenue growth, profit margins and future P/E multiples. Analyst Commentary Bullish Takeaways Bullish analysts view the new €146 price target as still implying upside potential versus current trading levels, even after the modest cut from €149.Narrative Update • Jan 06
BG: Higher Earnings Guidance Will Test Limited Upside And Execution Risk
Analysts have lifted their fair value estimate for BAWAG Group from €89.03 to €115.00, citing updated assumptions on revenue growth, profit margins and future P/E, along with recent Street price target revisions from €129 to €132 at Citi and from €149 to €146 at Morgan Stanley. Analyst Commentary Street research on BAWAG Group has been mixed, with some price target changes highlighting where more cautious voices see limits to upside.Narrative Update • Dec 19
BG: Earnings Strength And Capital Returns Will Drive Further Upside
Analysts have slightly reduced their price target for BAWAG Group to EUR 146 from EUR 149. This reflects a modestly lower long term revenue growth outlook, partially offset by expectations of stronger profit margins and a lower future valuation multiple.Narrative Update • Dec 05
BG: Earnings Momentum And Capital Returns Will Drive Further Share Price Gains
Analysts have made a modest downward adjustment to BAWAG Group's price target, trimming it by approximately EUR 0.30 as they fine tune assumptions around discount rates, revenue growth, profit margins and forward valuation multiples. Analyst Commentary Recent research updates reflect a largely constructive stance on BAWAG Group, with price targets being refined rather than fundamentally reset.Narrative Update • Nov 21
BG: Earnings Momentum And Margin Expansion Will Support Further Share Price Gains
The analyst price target for BAWAG Group has increased slightly, rising from €130.84 to €131.13 as analysts cite stronger revenue growth and improved profit margins in their updated forecasts. Analyst Commentary Recent adjustments to BAWAG Group's price targets reflect evolving sentiment among market watchers.Narrative Update • Nov 06
BG: Sustained Profit Margin Strength Will Drive Further Share Price Appreciation
BAWAG Group's analyst price targets have risen modestly, with the average fair value nudging higher to €130.84. Analysts point to sustained revenue growth, along with slight improvements in profit margins and valuation multiples.Narrative Update • Oct 23
Analysts Raise BAWAG Group Price Target Amid Valuation Adjustments and Mixed Growth Outlook
BAWAG Group’s average analyst price target has been raised from €127.80 to €130.21. This increase reflects analysts’ optimism supported by recent upward revisions in fair value estimates, despite a moderated outlook for revenue growth and profit margins.Narrative Update • Oct 08
Ongoing Integration And Digital Transformation Will Drive Efficiency In Europe
The analyst price target for BAWAG Group has been increased from €126.41 to €127.80. Analysts cite ongoing positive revisions in forecasts, driven by recent upward adjustments to projected earnings and stable margins.Narrative Update • Sep 03
Ongoing Integration And Digital Transformation Will Drive Efficiency In Europe
Analysts have modestly raised BAWAG Group’s price target to €126.40, driven by improved earnings visibility, strong loan growth, effective cost control, and sustained capital deployment, reflecting continued confidence in the bank’s robust fundamentals. Analyst Commentary Bullish analysts are raising price targets citing improved earnings visibility and robust operational performance.
New Narrative • Dec 04
Synthetic Risk Transfers And Knab Acquisition Set To Enhance Capital Efficiency And Propel Earnings Growth
Strategic acquisitions and standardization aim to improve efficiency and profit margins through streamlined operations and product alignment.Shareholder Returns
| BG | AT Banks | AT Market | |
|---|---|---|---|
| 7D | 1.6% | 4.1% | 2.0% |
| 1Y | 40.7% | 47.4% | 27.7% |
Return vs Industry: BG underperformed the Austrian Banks industry which returned 45% over the past year.
Return vs Market: BG exceeded the Austrian Market which returned 25.7% over the past year.
Price Volatility
| BG volatility | |
|---|---|
| BG Average Weekly Movement | 5.0% |
| Banks Industry Average Movement | 5.1% |
| Market Average Movement | 4.9% |
| 10% most volatile stocks in AT Market | 7.3% |
| 10% least volatile stocks in AT Market | 3.1% |
Stable Share Price: BG has not had significant price volatility in the past 3 months compared to the Austrian market.
Volatility Over Time: BG's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| n/a | 3,417 | Anas Abuzaakouk | www.bawaggroup.com |
BAWAG Group AG operates as a holding company for BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse Aktiengesellschaft that provides various banking products and services in Austria, Western Europe, Germany, Ireland, Switzerland, the Netherlands, North America, and internationally. It operates through Retail & SME; Corporates, Real Estate & Public Sector; and Treasury segments.
BAWAG Group AG Fundamentals Summary
| BG fundamental statistics | |
|---|---|
| Market cap | €11.86b |
| Earnings (TTM) | €845.00m |
| Revenue (TTM) | €2.06b |
14.0x
P/E Ratio2.7x
P/B RatioIs BG overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| BG income statement (TTM) | |
|---|---|
| Revenue | €2.06b |
| Cost of Revenue | €0 |
| Gross Profit | €2.06b |
| Other Expenses | €1.21b |
| Earnings | €845.00m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
Jul 21, 2026
| Earnings per share (EPS) | 10.98 |
| Gross Margin | 100.00% |
| Net Profit Margin | 41.04% |
| Debt/Equity Ratio | 425.2% |
How did BG perform over the long term?
See historical performance and comparisonDividends
4.1%
Current Dividend Yield60%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/29 11:11 |
| End of Day Share Price | 2026/05/29 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
BAWAG Group AG is covered by 18 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jeremy Sigee | BNP Paribas |
| Victoria Cherevach | BofA Global Research |
| Borja Ramirez Segura | Citigroup Inc |