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Erste Group Bank AGWBAG:EBS Stock Report

Market Cap €31.7b
Share Price
€82.95
My Fair Value
€82
1.7% overvalued intrinsic discount
1Y71.0%
7D1.2%
Portfolio Value
View

Erste Group Bank AG

WBAG:EBS Stock Report

Market Cap: €31.7b

Erste Group Bank (EBS) Stock Overview

Provides a range of banking and other financial services to retail, corporate, and public sector customers. More details

EBS fundamental analysis
Snowflake Score
Valuation4/6
Future Growth2/6
Past Performance3/6
Financial Health4/6
Dividends5/6

EBS Community Fair Values

Create Narrative

See what 41 others think this stock is worth. Follow their fair value or set your own to get alerts.

Erste Group Bank AG Competitors

Price History & Performance

Summary of share price highs, lows and changes for Erste Group Bank
Historical stock prices
Current Share Price€82.95
52 Week High€88.30
52 Week Low€46.65
Beta1.18
1 Month Change1.16%
3 Month Change13.24%
1 Year Change71.00%
3 Year Change240.80%
5 Year Change302.47%
Change since IPO596.89%

Recent News & Updates

Results: Erste Group Bank AG Exceeded Expectations And The Consensus Has Updated Its Estimates

Aug 06
Results: Erste Group Bank AG Exceeded Expectations And The Consensus Has Updated Its Estimates

Erste Group Bank's (VIE:EBS) Shareholders Will Receive A Bigger Dividend Than Last Year

May 23
Erste Group Bank's (VIE:EBS) Shareholders Will Receive A Bigger Dividend Than Last Year

Recent updates

Results: Erste Group Bank AG Exceeded Expectations And The Consensus Has Updated Its Estimates

Aug 06
Results: Erste Group Bank AG Exceeded Expectations And The Consensus Has Updated Its Estimates

Erste Group Bank's (VIE:EBS) Shareholders Will Receive A Bigger Dividend Than Last Year

May 23
Erste Group Bank's (VIE:EBS) Shareholders Will Receive A Bigger Dividend Than Last Year

Here's What Analysts Are Forecasting For Erste Group Bank AG (VIE:EBS) After Its First-Quarter Results

May 03
Here's What Analysts Are Forecasting For Erste Group Bank AG (VIE:EBS) After Its First-Quarter Results

Erste Group Bank (VIE:EBS) Is Increasing Its Dividend To €3.00

Apr 28
Erste Group Bank (VIE:EBS) Is Increasing Its Dividend To €3.00

Erste Group Bank's (VIE:EBS) Upcoming Dividend Will Be Larger Than Last Year's

Apr 14
Erste Group Bank's (VIE:EBS) Upcoming Dividend Will Be Larger Than Last Year's

Erste Group Bank's (VIE:EBS) Dividend Will Be Increased To €3.00

Mar 25
Erste Group Bank's (VIE:EBS) Dividend Will Be Increased To €3.00
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Economic Struggles Signal Challenges For Financial Growth In Key Markets

Subdued economic performance in Austria and rate declines may compress margins and reduce net interest income.

Erste Group Bank AG Just Recorded A 8.4% EPS Beat: Here's What Analysts Are Forecasting Next

Nov 03
Erste Group Bank AG Just Recorded A 8.4% EPS Beat: Here's What Analysts Are Forecasting Next

Shareholder Returns

EBSAT BanksAT Market
7D1.2%0.5%-1.5%
1Y71.0%55.1%18.8%

Return vs Industry: EBS exceeded the Austrian Banks industry which returned 55.1% over the past year.

Return vs Market: EBS exceeded the Austrian Market which returned 18.8% over the past year.

Price Volatility

Is EBS's price volatile compared to industry and market?
EBS volatility
EBS Average Weekly Movement3.5%
Banks Industry Average Movement3.1%
Market Average Movement3.7%
10% most volatile stocks in AT Market6.5%
10% least volatile stocks in AT Market2.3%

Stable Share Price: EBS has not had significant price volatility in the past 3 months compared to the Austrian market.

Volatility Over Time: EBS's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
181945,942Peter Bosekwww.erstegroup.com

Erste Group Bank AG provides a range of banking and other financial services to retail, corporate, and public sector customers. The company operates through Retail, Corporates, Group Markets, Asset/Liability Management & Local Corporate Center, Savings Banks, and Group Corporate Center segments. It provides mortgage and consumer loans, investment products, current accounts, savings products, and credit cards, as well as cross selling products, such as leasing, insurance, and building society products.

Erste Group Bank AG Fundamentals Summary

How do Erste Group Bank's earnings and revenue compare to its market cap?
EBS fundamental statistics
Market cap€31.67b
Earnings (TTM)€3.03b
Revenue (TTM)€10.88b
10.6x
P/E Ratio
1.3x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
EBS income statement (TTM)
Revenue€10.88b
Cost of Revenue€0
Gross Profit€10.88b
Other Expenses€7.85b
Earnings€3.03b

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

Oct 31, 2025

Earnings per share (EPS)7.81
Gross Margin100.00%
Net Profit Margin27.88%
Debt/Equity Ratio208.4%

How did EBS perform over the long term?

See historical performance and comparison

Dividends

3.6%
Current Dividend Yield
41%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/09/04 17:33
End of Day Share Price 2025/09/04 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Erste Group Bank AG is covered by 43 analysts. 13 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Ivan BokhmatBarclays
Krishnendra DubeyBarclays
Eoin MullanyBerenberg