Erste Group Bank Balance Sheet Health
Financial Health criteria checks 4/6
Erste Group Bank has total assets of €346.5B and total equity of €30.1B. Total deposits are €248.5B, and total loans are €237.9B earning a Net Interest Margin of 2.5%. It has insufficient allowance for bad loans, which are currently at 2.2% of total loans. Cash and short-term investments are €17.2B.
Key information
11.5x
Asset to equity ratio
2.5%
Net interest margin
| Total deposits | €248.52b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.2% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | €17.23b |
Recent financial health updates
No updates
Recent updates
Erste Group Bank AG Just Recorded A 8.4% EPS Beat: Here's What Analysts Are Forecasting Next
Nov 03
Erste Group Bank AG (VIE:EBS) Interim Results Just Came Out: Here's What Analysts Are Forecasting For This Year
Aug 06Should You Be Adding Erste Group Bank (VIE:EBS) To Your Watchlist Today?
Jun 15Erste Group Bank (VIE:EBS) Is Increasing Its Dividend To €2.70
May 10Earnings Update: Erste Group Bank AG (VIE:EBS) Just Reported Its First-Quarter Results And Analysts Are Updating Their Forecasts
May 03Erste Group Bank (VIE:EBS) Is Increasing Its Dividend To €2.70
Apr 25Erste Group Bank (VIE:EBS) Is Increasing Its Dividend To €2.70
Apr 05Erste Group Bank (VIE:EBS) Is Increasing Its Dividend To €2.70
Feb 25Here's Why We Think Erste Group Bank (VIE:EBS) Might Deserve Your Attention Today
Jan 17Erste Group Bank's (VIE:EBS) Shareholders Will Receive A Bigger Dividend Than Last Year
Dec 13Erste Group Bank (VIE:EBS) Is Paying Out A Larger Dividend Than Last Year
Nov 02Here's Why Erste Group Bank (VIE:EBS) Has Caught The Eye Of Investors
Oct 02Does Erste Group Bank (VIE:EBS) Deserve A Spot On Your Watchlist?
Jun 18Erste Group Bank's (VIE:EBS) Shareholders Will Receive A Bigger Dividend Than Last Year
May 14Erste Group Bank (VIE:EBS) Has Announced That It Will Be Increasing Its Dividend To €1.90
Apr 05Erste Group Bank's (VIE:EBS) Dividend Will Be Increased To €1.90
Mar 03Erste Group Bank (VIE:EBS) Is Paying Out A Larger Dividend Than Last Year
May 17Erste Group Bank (VIE:EBS) Has Announced That It Will Be Increasing Its Dividend To €1.60
May 03Erste Group Bank (VIE:EBS) Will Pay A Larger Dividend Than Last Year At €1.60
Apr 19Erste Group Bank (VIE:EBS) Has Announced That It Will Be Increasing Its Dividend To €1.60
Apr 05What Kind Of Shareholders Hold The Majority In Erste Group Bank AG's (VIE:EBS) Shares?
Mar 07Is Erste Group Bank AG (VIE:EBS) A Great Dividend Stock?
Jan 13Erste Group Bank's(VIE:EBS) Share Price Is Down 28% Over The Past Three Years.
Dec 09Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: EBS's Assets to Equity ratio (11.5x) is moderate.
Allowance for Bad Loans: EBS has a low allowance for bad loans (78%).
Low Risk Liabilities: 79% of EBS's liabilities are made up of primarily low risk sources of funding.
Loan Level: EBS has an appropriate level of Loans to Assets ratio (69%).
Low Risk Deposits: EBS's Loans to Deposits ratio (96%) is appropriate.
Level of Bad Loans: EBS has a high level of bad loans (2.2%).