UNIQA Insurance Group (UQA) Stock Overview
Operates as an insurance company in Austria and Central and Eastern Europe. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 1/6 |
| Past Performance | 5/6 |
| Financial Health | 5/6 |
| Dividends | 5/6 |
UQA Community Fair Values
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Analyst Price Targets
UNIQA Insurance Group AG Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €16.84 |
| 52 Week High | €17.30 |
| 52 Week Low | €11.04 |
| Beta | 0.59 |
| 1 Month Change | 5.78% |
| 3 Month Change | 0.36% |
| 1 Year Change | 39.40% |
| 3 Year Change | 107.39% |
| 5 Year Change | 125.13% |
| Change since IPO | 70.75% |
Recent News & Updates
UQA: Future Margin And P/E Assumptions Will Shape Fairly Valued Outlook
Analysts have lifted their fair value estimate for UNIQA Insurance Group from €15.94 to €17.23, with some on the Street also raising price targets to around €19.60. This reflects updated views on discount rates, revenue growth, profit margins and future P/E assumptions.UQA: Future Margin And P/E Assumptions Will Support Fair Value Profile
Analysts have nudged their price target for UNIQA Insurance Group higher to €15.94 from €15.28, citing updated assumptions around fair value, discount rate, profit margin and future P/E as the key drivers. Valuation Changes Fair Value: revised from €15.28 to €15.94, indicating a modest uplift in the estimated share value.
UQA: Future Returns Will Benefit From Higher Revenue Assumptions And Supportive P/E
Analysts are maintaining their price target for UNIQA Insurance Group at €17.00, citing updated assumptions of slightly higher revenue growth, a modestly lower profit margin, and a marginally higher future P/E multiple as the main factors supporting the unchanged outlook. Valuation Changes Fair Value: Kept unchanged at €17.00 per share, indicating no adjustment to the central valuation estimate.Recent updates
UQA: Future Margin And P/E Assumptions Will Shape Fairly Valued Outlook
Analysts have lifted their fair value estimate for UNIQA Insurance Group from €15.94 to €17.23, with some on the Street also raising price targets to around €19.60. This reflects updated views on discount rates, revenue growth, profit margins and future P/E assumptions.UQA: Future Margin And P/E Assumptions Will Support Fair Value Profile
Analysts have nudged their price target for UNIQA Insurance Group higher to €15.94 from €15.28, citing updated assumptions around fair value, discount rate, profit margin and future P/E as the key drivers. Valuation Changes Fair Value: revised from €15.28 to €15.94, indicating a modest uplift in the estimated share value.UQA: Future Returns Will Benefit From Higher Revenue Assumptions And Supportive P/E
Analysts are maintaining their price target for UNIQA Insurance Group at €17.00, citing updated assumptions of slightly higher revenue growth, a modestly lower profit margin, and a marginally higher future P/E multiple as the main factors supporting the unchanged outlook. Valuation Changes Fair Value: Kept unchanged at €17.00 per share, indicating no adjustment to the central valuation estimate.There Is A Reason UNIQA Insurance Group AG's (VIE:UQA) Price Is Undemanding
UNIQA Insurance Group AG's ( VIE:UQA ) price-to-earnings (or "P/E") ratio of 11.1x might make it look like a buy right...
UQA: Fair Outlook Will Rely On Higher Margins And Revenue Assumptions
Analysts now place their price target for UNIQA Insurance Group at €14.90, up from €11.60, citing updated assumptions for revenue growth, profit margins, and a slightly higher forward P/E multiple. Valuation Changes Fair Value: updated from €11.60 to €14.90 per share, reflecting a higher central value in the model.UQA: Future Profitability Will Improve While Overall Outlook Remains Balanced
Analysts have raised their price target on UNIQA Insurance Group from €15.50 to €17.00, citing expectations of stronger profitability supported by an improved profit margin outlook and a slightly lower forward P E multiple, despite moderating revenue growth assumptions and a marginally higher discount rate. Valuation Changes Fair Value: raised slightly from €15.50 to €17.00, reflecting a modestly higher intrinsic valuation.Do UNIQA Insurance Group's (VIE:UQA) Earnings Warrant Your Attention?
It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...UQA: Future Margins And Earnings Multiple Will Support Fair Value Profile
Analysts have raised their price target on UNIQA Insurance Group from €14.33 to €15.28, citing slightly lower discount rate assumptions, modestly stronger projected profit margins, and a marginally higher future P E multiple, despite a small trim to long term revenue growth expectations. Valuation Changes The fair value estimate has risen slightly from €14.33 to €15.28 per share, reflecting a modestly higher intrinsic valuation.UQA: Future Profit Margins And Revenue Will Support Fair Value Outlook
Analysts have raised their price target for UNIQA Insurance Group from €13.78 to €14.33, citing improved revenue growth and stronger profit margins as key drivers behind the updated valuation. Valuation Changes Fair Value estimate increased from €13.78 to €14.33, reflecting a moderate upward adjustment.Many Still Looking Away From UNIQA Insurance Group AG (VIE:UQA)
UNIQA Insurance Group AG's ( VIE:UQA ) price-to-earnings (or "P/E") ratio of 10.7x might make it look like a buy right...Central And Eastern European Demand Will Transform Digital Insurance Landscape
The consensus price target for UNIQA Insurance Group has increased slightly as analysts factor in a higher future P/E ratio despite a modest decline in net profit margin, raising fair value from €13.48 to €13.78. Valuation Changes Summary of Valuation Changes for UNIQA Insurance Group The Consensus Analyst Price Target has risen slightly from €13.48 to €13.78.Poland Expansion Will Encounter Unsustainable Competitive Pressures
The upward revision in consensus price target for UNIQA Insurance Group reflects improved outlooks for both revenue growth and net profit margin, raising fair value from €13.10 to €13.48. What's in the News UNIQA Insurance Group’s AGM approved a dividend payment of 60 cents per share for the 2024 financial year, with payment through custodian banks.
Poland Expansion Will Encounter Unsustainable Competitive Pressures
High growth in Central and Eastern Europe might not be sustainable due to market saturation or competition.Shareholder Returns
| UQA | AT Insurance | AT Market | |
|---|---|---|---|
| 7D | -1.2% | 1.1% | 0.9% |
| 1Y | 39.4% | 4.8% | 25.4% |
Return vs Industry: UQA exceeded the Austrian Insurance industry which returned 4.8% over the past year.
Return vs Market: UQA exceeded the Austrian Market which returned 25.4% over the past year.
Price Volatility
| UQA volatility | |
|---|---|
| UQA Average Weekly Movement | 4.2% |
| Insurance Industry Average Movement | 3.9% |
| Market Average Movement | 5.0% |
| 10% most volatile stocks in AT Market | 6.9% |
| 10% least volatile stocks in AT Market | 2.9% |
Stable Share Price: UQA has not had significant price volatility in the past 3 months compared to the Austrian market.
Volatility Over Time: UQA's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1811 | 14,943 | Andreas Brandstetter | www.uniqagroup.com |
UNIQA Insurance Group AG operates as an insurance company in Austria and Central and Eastern Europe. The company operates through the UNIQA Austria, UNIQA International, and Reinsurance segments. Its insurance product portfolio includes life, health, property, casualty, household, fire, motor vehicle, liability, medical expense, income protection, worker’s compensation, marine, aviation, transport, and other insurance product services.
UNIQA Insurance Group AG Fundamentals Summary
| UQA fundamental statistics | |
|---|---|
| Market cap | €5.17b |
| Earnings (TTM) | €424.85m |
| Revenue (TTM) | €7.56b |
Is UQA overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| UQA income statement (TTM) | |
|---|---|
| Revenue | €7.56b |
| Cost of Revenue | €6.28b |
| Gross Profit | €1.28b |
| Other Expenses | €851.03m |
| Earnings | €424.85m |
Last Reported Earnings
Dec 31, 2025
Next Earnings Date
May 29, 2026
| Earnings per share (EPS) | 1.38 |
| Gross Margin | 16.88% |
| Net Profit Margin | 5.62% |
| Debt/Equity Ratio | 41.4% |
How did UQA perform over the long term?
See historical performance and comparisonDividends
Does UQA pay a reliable dividends?
See UQA dividend history and benchmarks| UNIQA Insurance Group dividend dates | |
|---|---|
| Ex Dividend Date | Jun 18 2026 |
| Dividend Pay Date | Jun 22 2026 |
| Days until Ex dividend | 25 days |
| Days until Dividend pay date | 29 days |
Does UQA pay a reliable dividends?
See UQA dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/24 08:01 |
| End of Day Share Price | 2026/05/22 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
UNIQA Insurance Group AG is covered by 10 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Michael Huttner | Berenberg |
| Frank Kopfinger | Deutsche Bank |
| Thomas Unger | Erste Group Bank AG |