UNIQA Insurance Group AG

WBAG:UQA Stock Report

Market Cap: €5.4b

UNIQA Insurance Group Future Growth

Future criteria checks 1/6

UNIQA Insurance Group is forecast to grow earnings and revenue by 6.3% and 3.9% per annum respectively. EPS is expected to grow by 6.2% per annum. Return on equity is forecast to be 13.9% in 3 years.

Key information

6.3%

Earnings growth rate

6.20%

EPS growth rate

Insurance earnings growth5.7%
Revenue growth rate3.9%
Future return on equity13.91%
Analyst coverage

Low

Last updated08 Jun 2026

Recent future growth updates

Recent updates

Narrative Update • Jun 04

UQA: Future Returns Will Be Supported By Higher P/E And Dividend Payout

Analysts have lifted their fair value estimate for UNIQA Insurance Group from €17.00 to €20.00, citing updated assumptions for discount rates, revenue growth, profit margins and the future P/E multiple. What's in the News UNIQA Insurance Group announced an annual dividend of €0.72 per share.
Narrative Update • May 17

UQA: Future Margin And P/E Assumptions Will Shape Fairly Valued Outlook

Analysts have lifted their fair value estimate for UNIQA Insurance Group from €15.94 to €17.23, with some on the Street also raising price targets to around €19.60. This reflects updated views on discount rates, revenue growth, profit margins and future P/E assumptions.
Narrative Update • Feb 05

UQA: Future Margin And P/E Assumptions Will Support Fair Value Profile

Analysts have nudged their price target for UNIQA Insurance Group higher to €15.94 from €15.28, citing updated assumptions around fair value, discount rate, profit margin and future P/E as the key drivers. Valuation Changes Fair Value: revised from €15.28 to €15.94, indicating a modest uplift in the estimated share value.
Narrative Update • Jan 22

UQA: Future Returns Will Benefit From Higher Revenue Assumptions And Supportive P/E

Analysts are maintaining their price target for UNIQA Insurance Group at €17.00, citing updated assumptions of slightly higher revenue growth, a modestly lower profit margin, and a marginally higher future P/E multiple as the main factors supporting the unchanged outlook. Valuation Changes Fair Value: Kept unchanged at €17.00 per share, indicating no adjustment to the central valuation estimate.
Analysis Article • Jan 12

There Is A Reason UNIQA Insurance Group AG's (VIE:UQA) Price Is Undemanding

UNIQA Insurance Group AG's ( VIE:UQA ) price-to-earnings (or "P/E") ratio of 11.1x might make it look like a buy right...
Narrative Update • Jan 08

UQA: Fair Outlook Will Rely On Higher Margins And Revenue Assumptions

Analysts now place their price target for UNIQA Insurance Group at €14.90, up from €11.60, citing updated assumptions for revenue growth, profit margins, and a slightly higher forward P/E multiple. Valuation Changes Fair Value: updated from €11.60 to €14.90 per share, reflecting a higher central value in the model.
Narrative Update • Dec 17

UQA: Future Profitability Will Improve While Overall Outlook Remains Balanced

Analysts have raised their price target on UNIQA Insurance Group from €15.50 to €17.00, citing expectations of stronger profitability supported by an improved profit margin outlook and a slightly lower forward P E multiple, despite moderating revenue growth assumptions and a marginally higher discount rate. Valuation Changes Fair Value: raised slightly from €15.50 to €17.00, reflecting a modestly higher intrinsic valuation.
Analysis Article • Dec 16

Do UNIQA Insurance Group's (VIE:UQA) Earnings Warrant Your Attention?

It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...
Narrative Update • Dec 03

UQA: Future Margins And Earnings Multiple Will Support Fair Value Profile

Analysts have raised their price target on UNIQA Insurance Group from €14.33 to €15.28, citing slightly lower discount rate assumptions, modestly stronger projected profit margins, and a marginally higher future P E multiple, despite a small trim to long term revenue growth expectations. Valuation Changes The fair value estimate has risen slightly from €14.33 to €15.28 per share, reflecting a modestly higher intrinsic valuation.
Narrative Update • Nov 19

UQA: Future Profit Margins And Revenue Will Support Fair Value Outlook

Analysts have raised their price target for UNIQA Insurance Group from €13.78 to €14.33, citing improved revenue growth and stronger profit margins as key drivers behind the updated valuation. Valuation Changes Fair Value estimate increased from €13.78 to €14.33, reflecting a moderate upward adjustment.
Analysis Article • Sep 21

Many Still Looking Away From UNIQA Insurance Group AG (VIE:UQA)

UNIQA Insurance Group AG's ( VIE:UQA ) price-to-earnings (or "P/E") ratio of 10.7x might make it look like a buy right...
Narrative Update • Sep 16

Central And Eastern European Demand Will Transform Digital Insurance Landscape

The consensus price target for UNIQA Insurance Group has increased slightly as analysts factor in a higher future P/E ratio despite a modest decline in net profit margin, raising fair value from €13.48 to €13.78. Valuation Changes Summary of Valuation Changes for UNIQA Insurance Group The Consensus Analyst Price Target has risen slightly from €13.48 to €13.78.
Narrative Update • Aug 27

Poland Expansion Will Encounter Unsustainable Competitive Pressures

The upward revision in consensus price target for UNIQA Insurance Group reflects improved outlooks for both revenue growth and net profit margin, raising fair value from €13.10 to €13.48. What's in the News UNIQA Insurance Group’s AGM approved a dividend payment of 60 cents per share for the 2024 financial year, with payment through custodian banks.
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New Narrative • Apr 06

Poland Expansion Will Encounter Unsustainable Competitive Pressures

High growth in Central and Eastern Europe might not be sustainable due to market saturation or competition.

Earnings and Revenue Growth Forecasts

WBAG:UQA - Analysts future estimates and past financials data (EUR Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/20288,467517N/AN/A2
12/31/20277,993481N/AN/A2
12/31/20267,531448N/AN/A2
3/31/20267,695434N/AN/AN/A
12/31/20257,5564258421,138N/A
9/30/20257,421428N/AN/AN/A
6/30/20257,252362388668N/A
3/31/20257,171351N/AN/AN/A
12/31/20247,057345420581N/A
9/30/20247,023317N/AN/AN/A
6/30/20246,837359186317N/A
3/31/20246,577378N/AN/AN/A
12/31/20236,494322202325N/A
9/30/20237,560399N/AN/AN/A
6/30/20235,366348221325N/A
3/31/20235,476239N/AN/AN/A
12/31/20225,544256-698-532N/A
9/30/20225,677299N/AN/AN/A
6/30/20226,859231-541-289N/A
3/31/20227,055332N/AN/AN/A
12/31/20216,980315553726N/A
9/30/20216,789232663812N/A
6/30/20216,598150773898N/A
3/31/20216,311122N/AN/AN/A
12/31/20206,0851945168N/A
9/30/20206,0023433211N/A
6/30/20205,880106-10686N/A
3/31/20205,982126N/AN/AN/A
12/31/20195,975171N/A520N/A
9/30/20196,019246N/A246N/A
6/30/20196,004237N/A259N/A
3/31/20195,906222N/A198N/A
12/31/20185,876243N/A-5N/A
9/30/20185,701222N/A206N/A
6/30/20185,683242N/A93N/A
3/31/20185,665232N/A156N/A
12/31/20175,588205N/A473N/A
9/30/20175,566226N/A772N/A
6/30/20175,521209N/A1,112N/A
3/31/20175,454201N/A1,187N/A
12/31/20165,411201N/A977N/A
9/30/20164,439192N/A749N/A
6/30/20164,660224N/A448N/A
3/31/20165,284264N/A-539N/A
12/31/20155,870314N/A147N/A
9/30/20157,769346N/A1,172N/A
6/30/20157,678323N/A1,010N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: UQA's forecast earnings growth (6.3% per year) is above the savings rate (2.3%).

Earnings vs Market: UQA's earnings (6.3% per year) are forecast to grow slower than the Austrian market (11.5% per year).

High Growth Earnings: UQA's earnings are forecast to grow, but not significantly.

Revenue vs Market: UQA's revenue (3.9% per year) is forecast to grow slower than the Austrian market (4.3% per year).

High Growth Revenue: UQA's revenue (3.9% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: UQA's Return on Equity is forecast to be low in 3 years time (13.9%).

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/12 17:06
End of Day Share Price 2026/06/12 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

UNIQA Insurance Group AG is covered by 10 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Michael HuttnerBerenberg
Frank KopfingerDeutsche Bank
Thomas UngerErste Group Bank AG