WBAG:WPB

Stock Analysis Report

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Executive Summary

Wiener Privatbank SE provides various banking products and services to family offices, private investors, institutions, and foundations in Austria and internationally.


Snowflake Analysis

Undervalued with solid track record.

Share Price & News

How has Wiener Privatbank's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: WPB has not had significant price volatility in the past 3 months.


Market Performance


7 Day Return

-1.8%

WPB

2.1%

AT Capital Markets

2.2%

AT Market


1 Year Return

-9.7%

WPB

9.3%

AT Capital Markets

-21.2%

AT Market

Return vs Industry: WPB underperformed the Austrian Capital Markets industry which returned 9.3% over the past year.

Return vs Market: WPB exceeded the Austrian Market which returned -21.2% over the past year.


Shareholder returns

WPBIndustryMarket
7 Day-1.8%2.1%2.2%
30 Day0%0.5%-0.9%
90 Day4.7%12.2%-1.8%
1 Year-9.7%-9.7%11.7%9.3%-20.4%-21.2%
3 Year-27.3%-45.9%1.6%-7.8%-16.1%-22.4%
5 Year31.3%-15.3%-12.4%-27.7%15.7%1.0%

Price Volatility Vs. Market

How volatile is Wiener Privatbank's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is Wiener Privatbank undervalued compared to its fair value and its price relative to the market?

>50%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: WPB (€5.6) is trading below our estimate of fair value (€15.64)

Significantly Below Fair Value: WPB is trading below fair value by more than 20%.


Price To Earnings Ratio

PE vs Industry: WPB is good value based on its PE Ratio (11x) compared to the XE Capital Markets industry average (17.9x).

PE vs Market: WPB is good value based on its PE Ratio (11x) compared to the Austrian market (14.1x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate WPB's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: WPB is good value based on its PB Ratio (0.6x) compared to the XE Capital Markets industry average (1.6x).


Next Steps

Future Growth

How is Wiener Privatbank forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

16.0%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Wiener Privatbank has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has Wiener Privatbank performed over the past 5 years?

3.1%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: WPB has high quality earnings.

Growing Profit Margin: WPB's current net profit margins (12.8%) are higher than last year (2.2%).


Past Earnings Growth Analysis

Earnings Trend: WPB's earnings have grown by 3.1% per year over the past 5 years.

Accelerating Growth: WPB's earnings growth over the past year (542.1%) exceeds its 5-year average (3.1% per year).

Earnings vs Industry: WPB earnings growth over the past year (542.1%) exceeded the Capital Markets industry 21.7%.


Return on Equity

High ROE: WPB's Return on Equity (5.9%) is considered low.


Next Steps

Financial Health

How is Wiener Privatbank's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: WPB's Assets to Equity ratio (10.1x) is moderate.

Allowance for Bad Loans: Insufficient data to determine if WPB has a sufficient allowance for bad loans.

Low Risk Liabilities: 85% of WPB's liabilities are made up of primarily low risk sources of funding.

Loan Level: WPB has an appropriate level of Loans to Assets ratio (19%).

Low Risk Deposits: WPB's Loans to Deposits ratio (25%) is appropriate.

Level of Bad Loans: Insufficient data to determine if WPB has an appropriate level of bad loans.


Next Steps

Dividend

What is Wiener Privatbank current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate WPB's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate WPB's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if WPB's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if WPB's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: WPB is not paying a notable dividend for the Austrian market.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of WPB's dividend in 3 years as they are not forecast to pay a notable one for the Austrian market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

0.6yrs

Average management tenure


CEO

Christoph Raninger (48 yo)

0.58

Tenure

Mr. Christoph Raninger, Ph.D., has been the Chief Executive Officer and Member of the Management Board at Wiener Privatbank SE since January 2020. Mr. Raninger had been the Chief Executive Officer, Chief F ...


Leadership Team

NamePositionTenureCompensationOwnership
Eduard Berger
Member of the Management Board9yrs€391.20kno data
Juraj Dvorák
Member of the Management Board0.58yr€32.00kno data
Christoph Raninger
CEO & Chairman of Management Board0.58yrno datano data
Michael Müller
Head of Investor Relations & Marketingno datano datano data

0.6yrs

Average Tenure

48yo

Average Age

Experienced Management: WPB's management team is not considered experienced ( 0.6 years average tenure), which suggests a new team.


Board Members

NamePositionTenureCompensationOwnership
Johann Kowar
Deputy Chairman of the Supervisory Board 7.58yrs€34.75k11.87%
€ 3.3m
Günter Kerbler
Member of the Supervisory Board6.67yrs€28.50k23.02%
€ 6.5m
Gottwald Kranebitter
Independent Chairman of the Supervisory Board6.67yrs€68.00kno data
Heinz Meidlinger
Independent Supervisory Board Member7.58yrs€32.00kno data

7.1yrs

Average Tenure

63yo

Average Age

Experienced Board: WPB's board of directors are considered experienced (7.1 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Wiener Privatbank SE's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Wiener Privatbank SE
  • Ticker: WPB
  • Exchange: WBAG
  • Founded: 1981
  • Industry: Asset Management and Custody Banks
  • Sector: Diversified Financials
  • Market Cap: €28.026m
  • Shares outstanding: 5.00m
  • Website: https://www.wienerprivatbank.com

Number of Employees


Location

  • Wiener Privatbank SE
  • Parkring 12
  • Vienna
  • Vienna
  • 1010
  • Austria

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
WPBWBAG (Wiener Boerse AG)YesCommon StockATEURSep 2006

Biography

Wiener Privatbank SE provides various banking products and services to family offices, private investors, institutions, and foundations in Austria and internationally. It offers private banking services, s ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/08/09 20:43
End of Day Share Price2020/08/05 00:00
Earnings2019/12/31
Annual Earnings2019/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.