NSEI:CONSOFINVT

Stock Analysis Report

Consolidated Finvest & Holdings

Executive Summary

Consolidated Finvest & Holdings Limited operates as a non-banking financial company in India.

Snowflake

Fundamentals

Overvalued with worrying balance sheet.

Share Price & News

How has Consolidated Finvest & Holdings's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

2.4%

CONSOFINVT

5.2%

IN Capital Markets

3.9%

IN Market


1 Year Return

-34.5%

CONSOFINVT

-24.6%

IN Capital Markets

6.0%

IN Market

Return vs Industry: CONSOFINVT underperformed the Indian Capital Markets industry which returned -24.6% over the past year.

Return vs Market: CONSOFINVT underperformed the Indian Market which returned 6% over the past year.


Shareholder returns

CONSOFINVTIndustryMarket
7 Day2.4%5.2%3.9%
30 Day2.3%-0.4%7.8%
90 Day8.3%-13.8%2.5%
1 Year-34.5%-34.5%-23.3%-24.6%8.2%6.0%
3 Year-46.4%-46.4%-19.0%-21.8%23.0%16.7%
5 Year-24.6%-24.6%9.8%3.3%43.5%30.0%

Price Volatility Vs. Market

How volatile is Consolidated Finvest & Holdings's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is Consolidated Finvest & Holdings undervalued compared to its fair value and its price relative to the market?

0.095x

Price to Book (PB) ratio


Share Price vs. Fair Value

Undervalued: Insufficient data to calculate CONSOFINVT's fair value to establish if it is undervalued.

Significantly Undervalued: Insufficient data to calculate CONSOFINVT's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: CONSOFINVT is unprofitable, so we can't compare its PE Ratio to the Capital Markets industry average.

PE vs Market: CONSOFINVT is unprofitable, so we can't compare its PE Ratio to the Indian market.


Price to Earnings Growth Ratio

Low PEG Ratio: Insufficient data to calculate CONSOFINVT's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: CONSOFINVT is good value based on its PB Ratio (0.1x) compared to the IN Capital Markets industry average (0.5x).


Next Steps

Future Growth

How is Consolidated Finvest & Holdings forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

13.2%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Consolidated Finvest & Holdings has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has Consolidated Finvest & Holdings performed over the past 5 years?

-65.5%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Earnings Trend: CONSOFINVT is unprofitable, and losses have increased over the past 5 years at a rate of -65.5% per year.

Accelerating Growth: Unable to compare CONSOFINVT's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: CONSOFINVT is unprofitable, making it difficult to compare its past year earnings growth to the Capital Markets industry (-17.8%).


Return on Equity

High ROE: CONSOFINVT has a negative Return on Equity (-12.7%), as it is currently unprofitable.


Return on Assets

ROA vs Industry: CONSOFINVT is currently unprofitable, so its Return on Assets is negative.


Return on Capital Employed

ROCE Improving: CONSOFINVT is currently unprofitable, so its Return on Capital Employed is negative.


Next Steps

Financial Health

How is Consolidated Finvest & Holdings's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet

Inventory Level: CONSOFINVT has a low level of unsold assets or inventory.

Debt Coverage by Assets: CONSOFINVT's debt is covered by short term assets (assets are 232.683200x debt).


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: CONSOFINVT has sufficient cash runway for more than a year based on its current free cash flow.

Forecast Cash Runway: CONSOFINVT has sufficient cash runway for 1.242503 years if free cash flow continues to reduce at historical rates of -80% each year.


Financial Institutions Analysis

Asset Level: CONSOFINVT's level of assets compared to its equity is low.

Allowance for Bad Loans: Insufficient data to determine if CONSOFINVT has a sufficient allowance for bad loans.

Low Risk Liabilities: CONSOFINVT reports no customer deposits, loans are made up entirely of externally borrowed funds.

Loan Level: Insufficient data to determine if CONSOFINVT has an acceptable proportion of non-loan assets held.

Low Risk Deposits: CONSOFINVT has advanced significantly more loans than the customer deposits it holds.

Level of Bad Loans: Insufficient data to determine if CONSOFINVT has an appropriate level of bad loans.


Next Steps

Dividend

What is Consolidated Finvest & Holdings's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

company0%marketbottom25%0.6%markettop25%2.4%industryaverage2.2%forecastin3Yearsn/a

Current dividend yield vs market & industry


Stability and Growth of Payments

Notable Dividend: Unable to evaluate CONSOFINVT's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.

High Dividend: Unable to evaluate CONSOFINVT's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.

Stable Dividend: Insufficient data to determine if CONSOFINVT's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if CONSOFINVT's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: CONSOFINVT is not paying a notable dividend for the Indian market.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of CONSOFINVT's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.


Next Steps

Management

What is the CEO of Consolidated Finvest & Holdings's salary, the management and board of directors tenure and is there insider trading?

5.2yrs

Average management tenure


CEO

Sanjiv Agarwal (55yo)

5.2yrs

Tenure

₹10,500

Compensation

Mr. Sanjiv Kumar Agarwal, B.Sc., L.L.B., M.B.A. has been Managing Director of Consolidated Finvest & Holdings Limited since August 13, 2014. Mr. Agarwal served as Group Chief Financial Officer of ACME Tele ...


Management Age and Tenure

5.2yrs

Average Tenure

Experienced Management: CONSOFINVT's management team is seasoned and experienced (5.2 years average tenure).


Board Age and Tenure

5.2yrs

Average Tenure

51yo

Average Age

Experienced Board: CONSOFINVT's board of directors are considered experienced (5.2 years average tenure).


Insider Trading

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown


Management Team

  • Vinod Gupta (69yo)

    General Manager of Accounts

    • Tenure: 0yrs
  • Anil Kaushal

    Compliance Officer & Company Secretary

    • Tenure: 13.4yrs
  • Sanjiv Agarwal (55yo)

    MD & Executive Director

    • Tenure: 5.2yrs
    • Compensation: ₹10.50k
  • Sumit Parundiya

    Chief Financial Officer

    • Tenure: 1.4yrs

Board Members

  • Sanjeev Aggarwal (51yo)

    Non Executive Independent Director

    • Tenure: 1.1yrs
    • Compensation: ₹7.50k
  • Sanjiv Agarwal (55yo)

    MD & Executive Director

    • Tenure: 5.2yrs
    • Compensation: ₹10.50k
  • Radhey Shyam (65yo)

    Non-Executive Director

    • Tenure: 11.5yrs
    • Compensation: ₹19.50k
  • Geetha Gilotra (47yo)

    Non-Executive & Independent Director

    • Tenure: 5.2yrs
    • Compensation: ₹9.00k
  • Prakash Matai (50yo)

    Non Executive Independent Director

    • Tenure: 1.9yrs
    • Compensation: ₹21.00k

Company Information

Consolidated Finvest & Holdings Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Consolidated Finvest & Holdings Limited
  • Ticker: CONSOFINVT
  • Exchange: NSEI
  • Founded: 1993
  • Industry: Asset Management and Custody Banks
  • Sector: Diversified Financials
  • Market Cap: ₹1.164b
  • Shares outstanding: 32.33m
  • Website: https://www.consofinvest.com

Location

  • Consolidated Finvest & Holdings Limited
  • Local Shopping Complex
  • Plot No. 12
  • New Delhi
  • Delhi
  • 110070
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
CONSOFINVTNSEI (National Stock Exchange of India)YesEquity SharesININRJun 2000

Biography

Consolidated Finvest & Holdings Limited operates as a non-banking financial company in India. It invests in shares, stocks, bonds, debentures, mutual funds, and inter corporate deposits and loans. The comp ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/10/19 12:46
End of Day Share Price2019/10/18 00:00
Earnings2019/06/30
Annual Earnings2019/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.