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Croatian (CROBEX) Banks Industry Analysis
UpdatedAug 11, 2025
DataAggregated Company Financials
Companies6
- 7D1.0%
- 3M2.9%
- 1Y34.7%
- YTD-4.2%
In the last week, Banks has been flat. As for the the longer term, the industry is up 35% over the past 12 months.
Industry Valuation and Performance
Has the Croatian Banks Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Mon, 11 Aug 2025 | Kn9.1b | Kn1.3b | Kn671.9m | 8.4x | 13.5x | 6.7x |
| Wed, 09 Jul 2025 | Kn8.8b | Kn1.4b | Kn669.3m | 8.2x | 13.2x | 6.5x |
| Fri, 06 Jun 2025 | Kn8.4b | Kn1.4b | Kn669.3m | 8.6x | 12.5x | 6.2x |
| Sun, 04 May 2025 | Kn8.9b | Kn1.3b | Kn646.6m | 8.7x | 13.7x | 6.6x |
| Tue, 01 Apr 2025 | Kn9.7b | Kn1.4b | Kn658.7m | 8.2x | 14.7x | 7.2x |
| Thu, 27 Feb 2025 | Kn9.4b | Kn1.4b | Kn658.3m | 8.6x | 14.3x | 7x |
| Sat, 25 Jan 2025 | Kn10.4b | Kn1.3b | Kn665.5m | 8.5x | 15.6x | 7.7x |
| Mon, 23 Dec 2024 | Kn9.9b | Kn1.3b | Kn665.5m | 8.7x | 14.8x | 7.4x |
| Wed, 20 Nov 2024 | Kn8.3b | Kn1.3b | Kn664.9m | 8.3x | 12.5x | 6.2x |
| Fri, 18 Oct 2024 | Kn7.2b | Kn1.3b | Kn675.8m | 7.5x | 10.7x | 5.4x |
| Sun, 15 Sep 2024 | Kn6.8b | Kn1.3b | Kn675.8m | 7.4x | 10.1x | 5.1x |
| Tue, 13 Aug 2024 | Kn6.8b | Kn1.3b | Kn675.8m | 7x | 10x | 5x |
| Thu, 11 Jul 2024 | Kn6.4b | Kn1.3b | Kn657.5m | 7.7x | 9.8x | 4.9x |
| Sat, 08 Jun 2024 | Kn6.4b | Kn1.3b | Kn657.5m | 8.1x | 9.7x | 4.8x |
| Mon, 06 May 2024 | Kn6.1b | Kn1.3b | Kn656.4m | 7.6x | 9.2x | 4.6x |
| Wed, 03 Apr 2024 | Kn6.5b | Kn1.3b | Kn615.5m | 8.3x | 10.5x | 5.1x |
| Fri, 01 Mar 2024 | Kn6.1b | Kn1.2b | Kn609.4m | 10.3x | 10x | 4.9x |
| Sun, 28 Jan 2024 | Kn5.9b | Kn1.1b | Kn480.5m | 8x | 12.2x | 5.2x |
| Tue, 26 Dec 2023 | Kn5.2b | Kn1.1b | Kn480.5m | 7.4x | 10.8x | 4.6x |
| Thu, 23 Nov 2023 | Kn4.6b | Kn1.1b | Kn480.3m | 7.6x | 9.5x | 4x |
| Sat, 21 Oct 2023 | Kn4.5b | Kn1.0b | Kn399.6m | 10.1x | 11.3x | 4.4x |
| Mon, 18 Sep 2023 | Kn4.6b | Kn1.0b | Kn399.6m | 10.7x | 11.6x | 4.6x |
| Wed, 16 Aug 2023 | Kn4.8b | Kn1.0b | Kn399.6m | 10.8x | 12.1x | 4.7x |
| Fri, 14 Jul 2023 | Kn4.3b | Kn851.5m | Kn437.9m | 10.2x | 9.8x | 5.1x |
| Sun, 11 Jun 2023 | Kn4.2b | Kn852.2m | Kn437.9m | 10.2x | 9.6x | 4.9x |
| Tue, 09 May 2023 | Kn3.9b | Kn851.2m | Kn438.2m | 8.2x | 8.9x | 4.6x |
| Thu, 06 Apr 2023 | Kn4.2b | Kn826.3m | Kn380.3m | 8.5x | 11x | 5.1x |
| Sat, 04 Mar 2023 | Kn4.2b | Kn743.1m | Kn402.1m | 9.1x | 10.4x | 5.7x |
| Mon, 30 Jan 2023 | Kn3.5b | Kn842.8m | Kn423.0m | 9.2x | 8.2x | 4.1x |
| Wed, 28 Dec 2022 | Kn23.0b | Kn6.4b | Kn3.2b | 8.6x | 7.1x | 3.6x |
| Fri, 25 Nov 2022 | Kn23.0b | Kn6.4b | Kn3.2b | 8.7x | 7.1x | 3.6x |
| Sun, 23 Oct 2022 | Kn22.4b | Kn6.0b | Kn2.9b | 8.3x | 7.7x | 3.8x |
| Tue, 20 Sep 2022 | Kn23.3b | Kn6.0b | Kn2.9b | 8.3x | 8x | 3.9x |
| Thu, 18 Aug 2022 | Kn23.5b | Kn6.0b | Kn2.9b | 8.1x | 8.1x | 3.9x |
Price to Earnings Ratio
8.1x
Current Industry PE
- Investors are optimistic on the Croatian Banks industry, and appear confident in long term growth rates.
- The industry is trading at a PE ratio of 13.5x which is higher than its 3-year average PE of 10.8x.
- The 3-year average PS ratio of 5.2x is lower than the industry's current PS ratio of 6.7x.
Past Earnings Growth
- The earnings for companies in the Banks industry have declined 39% per year over the last three years,
- Revenues have also declined 39% per year.
- This means overall sales from these companies are declining and profits are subsequently falling as well.
Industry Trends
Which industries have driven the changes within the Croatian Financials industry?
| HR Market | 0.32% | |
| Financials | 1.15% | |
| Banks | 0.98% | |
| Diversified Banks | 0.98% | |
| Regional Banks | 0% | 0 |
Industry PE
- Investors are most optimistic about the Diversified Banks industry which is trading above its 3-year average PE ratio of 10.9x.
- It looks like they are confident that earnings will grow faster in the future than they have historically.
- Investors are most pessimistic about the Regional Banks industry, which is trading below its 3-year average of 8.3x.
Forecasted GrowthThere is insufficient data on the sub-industries of this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| ZABA Zagrebacka banka d.d | €26.00 | 1.2% +€96.1m | 36.5% | PB3.1x | |
| PDBA Podravska banka d.d | €89.00 | 3.5% +€2.0m | 43.5% | PB0.8x |