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Croatian (CROBEX) Banks Industry Analysis

UpdatedDec 25, 2025
DataAggregated Company Financials
Companies6
  • 7D-0.2%
  • 3M-0.6%
  • 1Y-13.5%
  • YTD-10.3%

In the last week, Banks has been flat. As for the longer term, the industry has declined 13% in the last year.

Industry Valuation and Performance

Has the Croatian Banks Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Thu, 25 Dec 2025Kn8.5bKn1.3bKn656.8m8.6x13x6.4x
Sat, 22 Nov 2025Kn8.5bKn1.3bKn656.8m8.7x12.9x6.3x
Mon, 20 Oct 2025Kn8.5bKn1.3bKn671.9m8.8x12.7x6.3x
Wed, 17 Sep 2025Kn8.8bKn1.3bKn671.9m8.9x13.1x6.5x
Fri, 15 Aug 2025Kn9.1bKn1.3bKn671.9m8.5x13.6x6.7x
Sun, 13 Jul 2025Kn8.8bKn1.4bKn669.3m8.1x13.1x6.5x
Tue, 10 Jun 2025Kn8.5bKn1.4bKn669.3m8.6x12.7x6.3x
Thu, 08 May 2025Kn8.7bKn1.3bKn646.0m8.7x13.5x6.5x
Sat, 05 Apr 2025Kn9.4bKn1.4bKn658.7m8.1x14.3x6.9x
Mon, 03 Mar 2025Kn9.4bKn1.4bKn658.5m8.2x14.2x6.9x
Wed, 29 Jan 2025Kn10.4bKn1.3bKn665.5m8.5x15.7x7.8x
Fri, 27 Dec 2024Kn9.8bKn1.3bKn665.5m8.5x14.8x7.3x
Sun, 24 Nov 2024Kn8.4bKn1.3bKn664.9m8.3x12.6x6.2x
Tue, 22 Oct 2024Kn7.2bKn1.3bKn675.8m7.8x10.7x5.4x
Thu, 19 Sep 2024Kn6.8bKn1.3bKn675.8m7.4x10.1x5.1x
Sat, 17 Aug 2024Kn6.8bKn1.3bKn675.8m7.1x10x5.1x
Mon, 15 Jul 2024Kn6.5bKn1.3bKn657.5m7.7x9.8x4.9x
Wed, 12 Jun 2024Kn6.4bKn1.3bKn657.5m8.2x9.8x4.8x
Fri, 10 May 2024Kn6.1bKn1.3bKn656.4m7.7x9.3x4.6x
Sun, 07 Apr 2024Kn6.5bKn1.3bKn615.5m8.3x10.5x5.1x
Tue, 05 Mar 2024Kn6.4bKn1.3bKn615.5m7.9x10.3x5.1x
Thu, 01 Feb 2024Kn6.1bKn1.1bKn480.5m8.8x12.6x5.3x
Sat, 30 Dec 2023Kn5.3bKn1.1bKn480.5m7.5x11.1x4.7x
Mon, 27 Nov 2023Kn4.8bKn1.1bKn480.3m7.3x10x4.2x
Wed, 25 Oct 2023Kn4.5bKn1.0bKn399.6m10.3x11.3x4.4x
Fri, 22 Sep 2023Kn4.6bKn1.0bKn399.6m10.7x11.5x4.5x
Sun, 20 Aug 2023Kn4.8bKn1.0bKn399.6m10.8x11.9x4.7x
Tue, 18 Jul 2023Kn4.3bKn851.5mKn437.9m9.7x9.9x5.1x
Thu, 15 Jun 2023Kn4.3bKn852.1mKn437.9m9.9x9.7x5x
Sat, 13 May 2023Kn4.0bKn851.9mKn438.2m8.3x9x4.6x
Mon, 10 Apr 2023Kn4.2bKn835.6mKn381.4m8.4x11x5x
Wed, 08 Mar 2023Kn4.2bKn741.5mKn401.9m8.2x10.4x5.7x
Fri, 03 Feb 2023Kn3.5bKn839.0mKn421.2m9.3x8.3x4.2x
Sun, 01 Jan 2023Kn23.2bKn6.4bKn3.2b8.7x7.2x3.6x
Price to Earnings Ratio

7.2x


Total Market Cap: Kn23.2bTotal Earnings: Kn3.2bTotal Revenue: Kn6.4bTotal Market Cap vs Earnings and Revenue0%0%0%
Croatian Banks Industry Price to Earnings3Y Average 11.5x202320242025
Current Industry PE
  • Investors are optimistic on the Croatian Banks industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 13.0x which is higher than its 3-year average PE of 11.5x.
  • The 3-year average PS ratio of 5.5x is lower than the industry's current PS ratio of 6.4x.
Past Earnings Growth
  • The earnings for companies in the Banks industry have declined 41% per year over the last three years,
  • Revenues have also declined 41% per year.
  • This means overall sales from these companies are declining and profits are subsequently falling as well.

Industry Trends

Which industries have driven the changes within the Croatian Financials industry?

HR Market0.28%
Financials-0.21%
Banks-0.24%
Diversified Banks-0.23%
Regional Banks-1.92%
Industry PE
  • Investors are most optimistic about the Diversified Banks industry which is trading above its 3-year average PE ratio of 11.6x.
    • It looks like they are confident that earnings will grow faster in the future than they have historically.
  • Investors are most pessimistic about the Regional Banks industry, which is trading below its 3-year average of 7.6x.
Forecasted GrowthThere is insufficient data on the sub-industries of this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
IKBA Istarska kreditna banka Umag d.d€505.001.4%
+€1.0m		-1.0%PB0.9x

Latest News

HPB
€308.00
Hrvatska postanska banka d.d
7D
-3.1%
1Y
-0.6%
PDBA
€83.00
Podravska banka d.d
7D
-2.4%
1Y
-7.8%
IKBA
€505.00
Istarska kreditna banka Umag d.d
7D
1.4%
1Y
-1.0%