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Agram banka d.d ZGSE:KBZ Stock Report

Last Price

€38.00

Market Cap

€73.6m

7D

5.6%

1Y

28.4%

Updated

22 Dec, 2024

Data

Company Financials

KBZ Stock Overview

Provides various banking products and services in the Republic of Croatia. More details

KBZ fundamental analysis
Snowflake Score
Valuation1/6
Future Growth0/6
Past Performance4/6
Financial Health4/6
Dividends3/6

My Notes

Capture your thoughts, links and company narrative

Agram banka d.d. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Agram banka d.d
Historical stock prices
Current Share Price€38.00
52 Week High€38.00
52 Week Low€30.80
Beta-0.23
1 Month Change5.56%
3 Month Changen/a
1 Year Change28.38%
3 Year Change68.11%
5 Year Change135.57%
Change since IPO153.58%

Recent News & Updates

Recent updates

Shareholder Returns

KBZHR BanksHR Market
7D5.6%6.9%1.7%
1Y28.4%90.3%28.3%

Return vs Industry: KBZ underperformed the HR Banks industry which returned 90.3% over the past year.

Return vs Market: KBZ matched the HR Market which returned 28.3% over the past year.

Price Volatility

Is KBZ's price volatile compared to industry and market?
KBZ volatility
KBZ Average Weekly Movementn/a
Banks Industry Average Movement3.1%
Market Average Movement3.6%
10% most volatile stocks in HR Market5.9%
10% least volatile stocks in HR Market2.2%

Stable Share Price: KBZ's share price has been volatile over the past 3 months compared to the HR market.

Volatility Over Time: Insufficient data to determine KBZ's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
1994190n/awww.agrambanka.hr

Agram banka d.d. provides various banking products and services in the Republic of Croatia. The company operates through three segments: Business Banking, Retail, and Treasury. It offers saving, current and Giro accounts, as well as deposits; and mortgage, housing, non-purpose, other loans.

Agram banka d.d. Fundamentals Summary

How do Agram banka d.d's earnings and revenue compare to its market cap?
KBZ fundamental statistics
Market cap€73.63m
Earnings (TTM)€8.67m
Revenue (TTM)€24.06m

8.5x

P/E Ratio

1.1x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
KBZ income statement (TTM)
Revenue€24.06m
Cost of Revenue€0
Gross Profit€24.06m
Other Expenses€15.39m
Earnings€8.67m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)4.47
Gross Margin100.00%
Net Profit Margin36.03%
Debt/Equity Ratio10.5%

How did KBZ perform over the long term?

See historical performance and comparison

Dividends

5.3%

Current Dividend Yield

45%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 04:55
End of Day Share Price 2024/12/19 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Agram banka d.d. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution