Agram banka d.d Balance Sheet Health

Financial Health criteria checks 4/6

Agram banka d.d has total assets of €599.7M and total equity of €67.8M. Total deposits are €514.5M, and total loans are €341.2M.

Key information

8.8x

Asset to equity ratio

n/a

Net interest margin

Total deposits

€514.50m

Loan to deposit ratio

Appropriate

Bad loans

16.2%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

€39.89m

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: KBZ's Assets to Equity ratio (8.8x) is low.

Allowance for Bad Loans: KBZ has a low allowance for bad loans (34%).

Low Risk Liabilities: 97% of KBZ's liabilities are made up of primarily low risk sources of funding.

Loan Level: KBZ has an appropriate level of Loans to Assets ratio (57%).

Low Risk Deposits: KBZ's Loans to Deposits ratio (66%) is appropriate.

Level of Bad Loans: KBZ has a high level of bad loans (16.2%).


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