IKBA Stock Overview
Provides various banking products and services to individuals, corporates, and small business customers in Croatia. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 4/6 |
| Financial Health | 4/6 |
| Dividends | 3/6 |
My Notes
Capture your thoughts, links and company narrative
Istarska kreditna banka Umag d.d. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €505.00 |
| 52 Week High | €530.00 |
| 52 Week Low | €350.00 |
| Beta | 0.42 |
| 1 Month Change | 7.45% |
| 3 Month Change | 14.77% |
| 1 Year Change | 37.23% |
| 3 Year Change | 110.86% |
| 5 Year Change | 144.02% |
| Change since IPO | 83.18% |
Recent News & Updates
Recent updates
Shareholder Returns
| IKBA | HR Banks | HR Market | |
|---|---|---|---|
| 7D | -4.7% | 6.9% | 1.7% |
| 1Y | 37.2% | 90.3% | 28.3% |
Return vs Industry: IKBA underperformed the HR Banks industry which returned 90.3% over the past year.
Return vs Market: IKBA exceeded the HR Market which returned 28.3% over the past year.
Price Volatility
| IKBA volatility | |
|---|---|
| IKBA Average Weekly Movement | 4.2% |
| Banks Industry Average Movement | 3.1% |
| Market Average Movement | 3.6% |
| 10% most volatile stocks in HR Market | 5.9% |
| 10% least volatile stocks in HR Market | 2.2% |
Stable Share Price: IKBA has not had significant price volatility in the past 3 months compared to the HR market.
Volatility Over Time: IKBA's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1956 | 208 | Miro Dodic | www.ikb.hr |
Istarska kreditna banka Umag d.d. provides various banking products and services to individuals, corporates, and small business customers in Croatia. It offers current, Giro, special purpose, transaction, and saving accounts; insurance, local currency, and foreign currency deposits; overdrafts; housing, non-purpose cash, mortgage, tourist, dedicated, and residential purpose loans; business loans, including long-term and short-term loans, as well as loans for real estate purchase and Istrian county members; and ATMs, and credit and debit cards. The company also provides investment funds and insurance products; foreign currency payment, currency exchange, securities trading, mobile and internet banking, and IKBSMS services; safe rent services; payment transaction services in the country and abroad.
Istarska kreditna banka Umag d.d. Fundamentals Summary
| IKBA fundamental statistics | |
|---|---|
| Market cap | €74.74m |
| Earnings (TTM) | €12.61m |
| Revenue (TTM) | €27.99m |
5.9x
P/E Ratio1.0x
P/B RatioIs IKBA overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| IKBA income statement (TTM) | |
|---|---|
| Revenue | €27.99m |
| Cost of Revenue | €461.00k |
| Gross Profit | €27.53m |
| Other Expenses | €14.92m |
| Earnings | €12.61m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 85.21 |
| Gross Margin | 98.35% |
| Net Profit Margin | 45.05% |
| Debt/Equity Ratio | 0% |
How did IKBA perform over the long term?
See historical performance and comparisonDividends
3.0%
Current Dividend Yield18%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 07:19 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Istarska kreditna banka Umag d.d. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
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