IKBA Stock Overview
Provides various banking products and services to individuals, corporates, and small business customers in Croatia. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 4/6 |
| Financial Health | 4/6 |
| Dividends | 3/6 |
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Istarska kreditna banka Umag d.d. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €535.00 |
| 52 Week High | €605.00 |
| 52 Week Low | €406.00 |
| Beta | 0.44 |
| 1 Month Change | -5.31% |
| 3 Month Change | 4.90% |
| 1 Year Change | 23.84% |
| 3 Year Change | 105.73% |
| 5 Year Change | 218.40% |
| Change since IPO | 94.06% |
Recent News & Updates
Recent updates
Shareholder Returns
| IKBA | HR Banks | HR Market | |
|---|---|---|---|
| 7D | 1.9% | 1.7% | 1.2% |
| 1Y | 23.8% | 47.5% | 21.1% |
Return vs Industry: IKBA underperformed the HR Banks industry which returned 47.5% over the past year.
Return vs Market: IKBA exceeded the HR Market which returned 21.1% over the past year.
Price Volatility
| IKBA volatility | |
|---|---|
| IKBA Average Weekly Movement | 4.0% |
| Banks Industry Average Movement | 3.5% |
| Market Average Movement | 4.3% |
| 10% most volatile stocks in HR Market | 8.9% |
| 10% least volatile stocks in HR Market | 3.0% |
Stable Share Price: IKBA has not had significant price volatility in the past 3 months compared to the HR market.
Volatility Over Time: IKBA's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1956 | 217 | Miro Dodic | www.ikb.hr |
Istarska kreditna banka Umag d.d. provides various banking products and services to individuals, corporates, and small business customers in Croatia. It offers current, Giro, special purpose, transaction, and saving accounts; insurance, local currency, and foreign currency deposits; overdrafts; housing, non-purpose cash, mortgage, tourist, dedicated, and residential purpose loans; business loans, including long-term and short-term loans, as well as loans for real estate purchase and Istrian county members; and ATMs, and credit and debit cards. The company also provides investment funds and insurance products; foreign currency payment, currency exchange, securities trading, mobile and internet banking, and IKBSMS services; safe rent services; payment transaction services in the country and abroad.
Istarska kreditna banka Umag d.d. Fundamentals Summary
| IKBA fundamental statistics | |
|---|---|
| Market cap | €79.18m |
| Earnings (TTM) | €12.83m |
| Revenue (TTM) | €28.16m |
6.2x
P/E Ratio1.1x
P/B RatioIs IKBA overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| IKBA income statement (TTM) | |
|---|---|
| Revenue | €28.16m |
| Cost of Revenue | €0 |
| Gross Profit | €28.16m |
| Other Expenses | €15.32m |
| Earnings | €12.83m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 86.71 |
| Gross Margin | 100.00% |
| Net Profit Margin | 45.58% |
| Debt/Equity Ratio | 0% |
How did IKBA perform over the long term?
See historical performance and comparisonDividends
2.8%
Current Dividend Yield18%
Payout RatioDoes IKBA pay a reliable dividends?
See IKBA dividend history and benchmarks| Istarska kreditna banka Umag d.d dividend dates | |
|---|---|
| Ex Dividend Date | Apr 04 2025 |
| Dividend Pay Date | Apr 23 2025 |
| Days until Ex dividend | 11 days |
| Days until Dividend pay date | 30 days |
Does IKBA pay a reliable dividends?
See IKBA dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/03/23 01:20 |
| End of Day Share Price | 2025/03/18 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Istarska kreditna banka Umag d.d. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.