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Hrvatska postanska banka d.d.ZGSE:HPB Stock Report

Market Cap €591.2m
Share Price
€292.00
Future Cash Flow Value
€494.06
40.9% undervalued intrinsic discount
1Y2.8%
7D0.7%
Portfolio Value
View

Hrvatska postanska banka d.d.

ZGSE:HPB Stock Report

Market Cap: €591.2m

Hrvatska postanska banka d.d (HPB) Stock Overview

Provides various banking and financial products and services in the Republic of Croatia. More details

HPB fundamental analysis
Snowflake Score
Valuation3/6
Future Growth0/6
Past Performance2/6
Financial Health4/6
Dividends4/6

HPB Community Fair Values

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Hrvatska postanska banka d.d. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Hrvatska postanska banka d.d
Historical stock prices
Current Share Price€292.00
52 Week High€326.00
52 Week Low€260.00
Beta0.072
1 Month Change3.55%
3 Month Change2.82%
1 Year Change2.82%
3 Year Change156.14%
5 Year Change342.07%
Change since IPO-73.42%

Recent News & Updates

Recent updates

Shareholder Returns

HPBHR BanksHR Market
7D0.7%-4.5%-0.3%
1Y2.8%-8.4%13.8%

Return vs Industry: HPB exceeded the HR Banks industry which returned -9.1% over the past year.

Return vs Market: HPB underperformed the HR Market which returned 13.6% over the past year.

Price Volatility

Is HPB's price volatile compared to industry and market?
HPB volatility
HPB Average Weekly Movement3.7%
Banks Industry Average Movement4.0%
Market Average Movement4.8%
10% most volatile stocks in HR Market11.5%
10% least volatile stocks in HR Market2.9%

Stable Share Price: HPB has not had significant price volatility in the past 3 months compared to the HR market.

Volatility Over Time: HPB's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19911,779Marko Badurinawww.hpb.hr

Hrvatska postanska banka d.d. provides various banking and financial products and services in the Republic of Croatia. It operates through Corporate Banking, Retail Banking, Financial Markets, and Direct Banking segments. The company offers current, basic, special purpose, switching payment, Giro, foreign currency, savings, transaction, and escrow accounts; and term, demand, and given and received deposits.

Hrvatska postanska banka d.d. Fundamentals Summary

How do Hrvatska postanska banka d.d's earnings and revenue compare to its market cap?
HPB fundamental statistics
Market cap€591.19m
Earnings (TTM)€58.77m
Revenue (TTM)€198.91m
10.1x
P/E Ratio
1.0x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
HPB income statement (TTM)
Revenue€198.91m
Cost of Revenue€0
Gross Profit€198.91m
Other Expenses€140.14m
Earnings€58.77m

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)29.03
Gross Margin100.00%
Net Profit Margin29.55%
Debt/Equity Ratio114.9%

How did HPB perform over the long term?

See historical performance and comparison

Dividends

7.5%
Current Dividend Yield
69%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/04/18 04:28
End of Day Share Price 2026/04/16 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Hrvatska postanska banka d.d. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.