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Croatian (CROBEX) Financials Sector Analysis

UpdatedJun 10, 2026
DataAggregated Company Financials
Companies8
  • 7D2.7%
  • 3M-5.7%
  • 1Y-4.6%
  • YTD-5.0%

In the last week, the Financials industry is flat overall, with Croatia osiguranje d.d standing out by going down 5.9%. As for the longer term, the industry has declined 3.9% in the last year.

Sector Valuation and Performance

Has the Croatian Financials Sector valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 10 Jun 2026Kn9.0bKn2.1bKn716.2m11.9x12.6x4.4x
Fri, 08 May 2026Kn9.4bKn2.0bKn710.9m12.4x13.3x4.6x
Sun, 05 Apr 2026Kn9.6bKn2.3bKn744.7m11.4x12.9x4.1x
Tue, 03 Mar 2026Kn9.7bKn2.2bKn741.8m9.4x13x4.3x
Thu, 29 Jan 2026Kn9.6bKn2.3bKn730.0m9.4x13.2x4.2x
Sat, 27 Dec 2025Kn9.6bKn2.3bKn730.0m9.8x13.2x4.2x
Mon, 24 Nov 2025Kn9.5bKn2.3bKn730.0m9.8x13x4.2x
Wed, 22 Oct 2025Kn9.6bKn2.3bKn745.9m9.6x12.9x4.2x
Fri, 19 Sep 2025Kn9.8bKn2.3bKn745.9m9.3x13.1x4.3x
Sun, 17 Aug 2025Kn10.2bKn2.3bKn745.9m9.3x13.6x4.5x
Tue, 15 Jul 2025Kn9.8bKn2.2bKn735.6m8.7x13.3x4.4x
Thu, 12 Jun 2025Kn9.5bKn2.2bKn735.6m9.2x12.9x4.2x
Sat, 10 May 2025Kn9.8bKn2.2bKn712.3m13.3x13.7x4.4x
Mon, 07 Apr 2025Kn10.3bKn2.3bKn724.0m13.3x14.2x4.5x
Wed, 05 Mar 2025Kn10.1bKn2.3bKn723.4m12.6x14x4.4x
Fri, 31 Jan 2025Kn11.2bKn2.2bKn741.9m8.9x15.1x5.1x
Sun, 29 Dec 2024Kn10.4bKn2.2bKn741.9m9.5x14.1x4.8x
Tue, 26 Nov 2024Kn9.3bKn2.2bKn741.3m9.8x12.5x4.2x
Thu, 24 Oct 2024Kn7.9bKn2.2bKn740.5m9.2x10.7x3.6x
Sat, 21 Sep 2024Kn7.4bKn2.2bKn740.5m8.9x10x3.4x
Mon, 19 Aug 2024Kn7.4bKn2.2bKn737.3m8x10.1x3.4x
Wed, 17 Jul 2024Kn7.0bKn2.1bKn719.8m7.8x9.8x3.3x
Fri, 14 Jun 2024Kn7.0bKn2.1bKn719.8m8.9x9.8x3.3x
Sun, 12 May 2024Kn6.7bKn2.1bKn721.3m8.2x9.3x3.2x
Tue, 09 Apr 2024Kn7.1bKn2.1bKn679.2m8.6x10.4x3.4x
Thu, 07 Mar 2024Kn7.1bKn2.1bKn679.2m9.4x10.4x3.4x
Sat, 03 Feb 2024Kn6.7bKn1.7bKn517.9m10.4x13x3.9x
Mon, 01 Jan 2024Kn5.8bKn1.7bKn517.9m8.7x11.1x3.4x
Wed, 29 Nov 2023Kn5.3bKn1.7bKn517.6m8.9x10.3x3.1x
Fri, 27 Oct 2023Kn4.9bKn1.5bKn448.9m10.1x11x3.2x
Sun, 24 Sep 2023Kn5.0bKn1.5bKn448.9m10.7x11.2x3.3x
Tue, 22 Aug 2023Kn5.2bKn1.5bKn444.4m10.8x11.7x3.4x
Thu, 20 Jul 2023Kn4.8bKn1.4bKn482.6m9.5x9.9x3.5x
Sat, 17 Jun 2023Kn4.7bKn1.4bKn482.6m9.6x9.7x3.4x
Price to Earnings Ratio

9.7x


Total Market Cap: Kn4.7bTotal Earnings: Kn482.6mTotal Revenue: Kn1.4bTotal Market Cap vs Earnings and Revenue0%0%0%
Croatian Financials Sector Price to Earnings3Y Average 12x202420252026
Current Industry PE
  • Investors are relatively neutral on the Croatian Financials industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 12.0x.
  • The 3-year average PS ratio of 3.9x is lower than the industry's current PS ratio of 4.3x.
Past Earnings Growth
  • The earnings for companies in the Financials industry have grown 14% per year over the last three years.
  • Revenues for these companies have grown 15% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Croatian Financials sector?

HR Market0.85%
Financials2.67%
Banks3.99%
Capital Markets-1.61%
Insurance-4.12%
Industry PE
  • Investors are most optimistic about the Capital Markets industry even though it's trading below its 3-year average PE ratio of 430x.
    • It looks like they are confident that earnings will grow faster in the future than they have historically.
  • Investors are most pessimistic about the Banks industry, which is trading close to its 3-year average of 11.9x.
Forecasted GrowthThere is insufficient data on the sub-industries of this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
ZABA Zagrebacka banka d.d€21.404.4%
+€288.2m		-11.6%PB2.5x
KBZ Agram banka d.d€37.005.7%
+€3.9m		-7.5%PB1x
PDBA Podravska banka d.d€76.502.7%
+€1.3m		-23.5%PB0.7x
IKBA Istarska kreditna banka Umag d.d€505.001.4%
+€1.0m		5.6%PB0.9x

Latest News

ZB
€6.10
Zagrebacka burza d.d
7D
-1.6%
1Y
66.7%
ZABA
€21.40
Zagrebacka banka d.d
7D
4.4%
1Y
-11.6%
KBZ
€37.00
Agram banka d.d
7D
5.7%
1Y
-7.5%
PDBA
€76.50
Podravska banka d.d
7D
2.7%
1Y
-23.5%
CROS
€3,260.00
Croatia osiguranje d.d
7D
-4.1%
1Y
41.7%
Analysis Article • Apr 29

With EPS Growth And More, Croatia osiguranje d.d (ZGSE:CROS) Makes An Interesting Case

It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...
IKBA
€505.00
Istarska kreditna banka Umag d.d
7D
1.4%
1Y
5.6%