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Croatian (CROBEX) Financials Sector Analysis
UpdatedDec 25, 2025
DataAggregated Company Financials
Companies10
- 7D-0.2%
- 3M-0.3%
- 1Y-13.2%
- YTD-6.2%
Over the last 7 days, the Financials industry has remained flat. As for the longer term, the industry has declined 13% in the last year.
Sector Valuation and Performance
Has the Croatian Financials Sector valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Thu, 25 Dec 2025 | Kn9.6b | Kn2.3b | Kn730.0m | 9.8x | 13.2x | 4.2x |
| Sat, 22 Nov 2025 | Kn9.5b | Kn2.3b | Kn730.0m | 9.8x | 13x | 4.2x |
| Mon, 20 Oct 2025 | Kn9.6b | Kn2.3b | Kn745.9m | 9.6x | 12.9x | 4.2x |
| Wed, 17 Sep 2025 | Kn9.9b | Kn2.3b | Kn745.9m | 9.3x | 13.2x | 4.3x |
| Fri, 15 Aug 2025 | Kn10.2b | Kn2.3b | Kn745.9m | 9.3x | 13.6x | 4.5x |
| Sun, 13 Jul 2025 | Kn9.8b | Kn2.2b | Kn735.6m | 8.5x | 13.4x | 4.4x |
| Tue, 10 Jun 2025 | Kn9.5b | Kn2.2b | Kn735.6m | 9.3x | 12.9x | 4.2x |
| Thu, 08 May 2025 | Kn9.7b | Kn2.2b | Kn712.2m | 14.2x | 13.6x | 4.3x |
| Sat, 05 Apr 2025 | Kn10.3b | Kn2.3b | Kn724.0m | 13.3x | 14.2x | 4.5x |
| Mon, 03 Mar 2025 | Kn10.2b | Kn2.2b | Kn735.1m | 10.6x | 13.9x | 4.6x |
| Wed, 29 Jan 2025 | Kn11.2b | Kn2.2b | Kn741.9m | 9.4x | 15.1x | 5.1x |
| Fri, 27 Dec 2024 | Kn10.6b | Kn2.2b | Kn741.9m | 9.5x | 14.3x | 4.8x |
| Sun, 24 Nov 2024 | Kn9.1b | Kn2.2b | Kn741.3m | 9.8x | 12.3x | 4.2x |
| Tue, 22 Oct 2024 | Kn7.8b | Kn2.2b | Kn740.5m | 9.2x | 10.6x | 3.6x |
| Thu, 19 Sep 2024 | Kn7.5b | Kn2.2b | Kn740.5m | 8.9x | 10.1x | 3.4x |
| Sat, 17 Aug 2024 | Kn7.4b | Kn2.2b | Kn737.3m | 8x | 10.1x | 3.4x |
| Mon, 15 Jul 2024 | Kn7.1b | Kn2.1b | Kn719.8m | 7.8x | 9.9x | 3.3x |
| Wed, 12 Jun 2024 | Kn7.1b | Kn2.1b | Kn719.8m | 8.9x | 9.8x | 3.3x |
| Fri, 10 May 2024 | Kn6.7b | Kn2.1b | Kn720.2m | 9.4x | 9.4x | 3.2x |
| Sun, 07 Apr 2024 | Kn7.0b | Kn2.1b | Kn679.2m | 8.6x | 10.4x | 3.3x |
| Tue, 05 Mar 2024 | Kn7.0b | Kn2.1b | Kn679.2m | 9.4x | 10.3x | 3.4x |
| Thu, 01 Feb 2024 | Kn6.7b | Kn1.7b | Kn517.9m | 10.4x | 12.9x | 3.9x |
| Sat, 30 Dec 2023 | Kn5.8b | Kn1.7b | Kn517.9m | 8.7x | 11.1x | 3.4x |
| Mon, 27 Nov 2023 | Kn5.2b | Kn1.7b | Kn517.6m | 8.7x | 10.1x | 3.1x |
| Wed, 25 Oct 2023 | Kn5.0b | Kn1.5b | Kn448.9m | 10.3x | 11.1x | 3.2x |
| Fri, 22 Sep 2023 | Kn5.1b | Kn1.5b | Kn448.9m | 10.7x | 11.3x | 3.3x |
| Sun, 20 Aug 2023 | Kn5.2b | Kn1.5b | Kn444.4m | 10.8x | 11.7x | 3.4x |
| Tue, 18 Jul 2023 | Kn4.8b | Kn1.4b | Kn482.6m | 9.6x | 9.9x | 3.5x |
| Thu, 15 Jun 2023 | Kn4.7b | Kn1.4b | Kn482.6m | 9.6x | 9.7x | 3.4x |
| Sat, 13 May 2023 | Kn4.4b | Kn1.4b | Kn482.9m | 7.9x | 9.1x | 3.2x |
| Mon, 10 Apr 2023 | Kn4.6b | Kn1.3b | Kn430.7m | 8.4x | 10.8x | 3.5x |
| Wed, 08 Mar 2023 | Kn4.6b | Kn1.3b | Kn452.9m | 8.2x | 10.2x | 3.7x |
| Fri, 03 Feb 2023 | Kn3.9b | Kn1.3b | Kn468.7m | 9.4x | 8.4x | 3x |
| Sun, 01 Jan 2023 | Kn26.6b | Kn10.2b | Kn3.6b | 8.9x | 7.4x | 2.6x |
Price to Earnings Ratio
7.4x
Current Industry PE
- Investors are optimistic on the Croatian Financials industry, and appear confident in long term growth rates.
- The industry is trading at a PE ratio of 13.2x which is higher than its 3-year average PE of 11.5x.
- The 3-year average PS ratio of 3.7x is lower than the industry's current PS ratio of 4.2x.
Past Earnings Growth
- The earnings for companies in the Financials industry have declined 41% per year over the last three years,
- Revenues have also declined 39% per year.
- This means overall sales from these companies are declining and profits are subsequently falling as well.
Industry Trends
Which industries have driven the changes within the Croatian Financials sector?
| HR Market | 0.28% | |
| Financials | -0.21% | |
| Capital Markets | 0% | 0 |
| Insurance | 0% | 0 |
| Banks | -0.24% | |
Industry PE
- Investors are most optimistic about the Capital Markets industry even though it's trading below its 3-year average PE ratio of 444x.
- It looks like they are confident that earnings will grow faster in the future than they have historically.
- Investors are most pessimistic about the Banks industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 11.5x.
Forecasted GrowthThere is insufficient data on the sub-industries of this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| IKBA Istarska kreditna banka Umag d.d | €505.00 | 1.4% +€1.0m | -1.0% | PB0.9x |