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Croatian (CROBEX) Financials Sector Analysis

UpdatedMar 13, 2025
DataAggregated Company Financials
Companies10
  • 7D1.0%
  • 3M5.2%
  • 1Y48.7%
  • YTD-0.4%

Over the last 7 days, the Financials industry has risen 1.5%, driven by gains from Zagrebacka banka d.d of 1.5%. This takes the industry's 12 month performance to a gain of 50%.

Sector Valuation and Performance

Has the Croatian Financials Sector valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Thu, 13 Mar 2025Kn10.2bKn2.3bKn723.4m12.1x14.1x4.5x
Sat, 08 Feb 2025Kn10.2bKn2.2bKn741.9m9.1x13.8x4.7x
Mon, 06 Jan 2025Kn10.2bKn2.2bKn741.9m9.5x13.8x4.7x
Wed, 04 Dec 2024Kn9.7bKn2.2bKn741.3m9.3x13.1x4.4x
Fri, 01 Nov 2024Kn8.0bKn2.2bKn740.2m9.2x10.8x3.6x
Sun, 29 Sep 2024Kn7.5bKn2.2bKn740.5m9.2x10.1x3.4x
Tue, 27 Aug 2024Kn7.4bKn2.2bKn737.3m7.9x10.1x3.4x
Thu, 25 Jul 2024Kn7.1bKn2.1bKn739.5m8.1x9.6x3.3x
Sat, 22 Jun 2024Kn7.0bKn2.1bKn719.8m8.3x9.8x3.3x
Mon, 20 May 2024Kn7.0bKn2.1bKn719.8m8.3x9.7x3.3x
Wed, 17 Apr 2024Kn7.1bKn2.0bKn679.2m9x10.4x3.5x
Fri, 15 Mar 2024Kn6.9bKn2.1bKn679.2m8.4x10.1x3.3x
Sun, 11 Feb 2024Kn7.2bKn1.7bKn517.9m10.7x13.8x4.2x
Tue, 09 Jan 2024Kn5.8bKn1.7bKn517.9m9x11.2x3.4x
Thu, 07 Dec 2023Kn5.4bKn1.7bKn517.6m8.8x10.4x3.2x
Sat, 04 Nov 2023Kn5.0bKn1.7bKn514.5m9.7x9.7x2.9x
Mon, 02 Oct 2023Kn5.0bKn1.5bKn448.9m10.7x11.1x3.2x
Wed, 30 Aug 2023Kn5.1bKn1.5bKn444.4m10.7x11.5x3.3x
Fri, 28 Jul 2023Kn4.8bKn1.5bKn557.7m9.8x8.6x3.2x
Sun, 25 Jun 2023Kn4.7bKn1.4bKn482.6m9.5x9.7x3.4x
Tue, 23 May 2023Kn4.6bKn1.4bKn482.8m8.2x9.5x3.3x
Thu, 20 Apr 2023Kn4.1bKn1.3bKn428.9m8.3x9.7x3.1x
Sat, 18 Mar 2023Kn4.6bKn1.4bKn462.5m8.1x10x3.4x
Mon, 13 Feb 2023Kn3.9bKn1.4bKn478.9m9.2x8.2x2.9x
Wed, 11 Jan 2023Kn3.8bKn1.3bKn476.4m9.2x8x2.8x
Fri, 09 Dec 2022Kn26.2bKn10.2bKn3.6b8.7x7.3x2.6x
Sun, 06 Nov 2022Kn25.7bKn10.2bKn3.6b8.6x7.1x2.5x
Tue, 04 Oct 2022Kn25.6bKn9.7bKn3.3b8.3x7.8x2.6x
Thu, 01 Sep 2022Kn27.0bKn9.7bKn3.3b8.5x8.2x2.8x
Sat, 30 Jul 2022Kn26.8bKn9.7bKn2.3b10.1x11.4x2.8x
Mon, 27 Jun 2022Kn26.4bKn9.6bKn2.4b10.8x11.2x2.7x
Wed, 25 May 2022Kn27.1bKn9.6bKn2.4b10.9x11.5x2.8x
Fri, 22 Apr 2022Kn27.8bKn9.4bKn2.2b9.4x12.9x3x
Sun, 20 Mar 2022Kn28.6bKn9.4bKn2.2b9.4x13.2x3x
Price to Earnings Ratio

13.2x


Total Market Cap: Kn28.6bTotal Earnings: Kn2.2bTotal Revenue: Kn9.4bTotal Market Cap vs Earnings and Revenue0%0%0%
Croatian Financials Sector Price to Earnings3Y Average 10.5x202320242025
Current Industry PE
  • Investors are optimistic on the Croatian Financials industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 14.2x which is higher than its 3-year average PE of 10.5x.
  • The 3-year average PS ratio of 3.3x is lower than the industry's current PS ratio of 4.5x.
Past Earnings Growth
  • The earnings for companies in the Financials industry have declined 31% per year over the last three years,
  • Revenues have also declined 38% per year.
  • This means overall sales from these companies are declining and profits are subsequently falling as well.

Industry Trends

Which industries have driven the changes within the Croatian Financials sector?

HR Market3.22%
Financials0.98%
Capital Markets2.27%
Banks1.37%
Insurance-3.51%
Industry PE
  • Investors are most optimistic about the Capital Markets industry even though it's trading below its 3-year average PE ratio of 502x.
    • It looks like they are confident that earnings will grow faster in the future than they have historically.
  • Investors are most pessimistic about the Insurance industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 9.8x.
Forecasted GrowthThere is insufficient data on the sub-industries of this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
JDOS ADRIATIC osiguranje d.d€430.001.4%
+€750.0k
-17.3%PE13.2x
IKBA Istarska kreditna banka Umag d.d€530.001.0%
+€740.0k
21.0%PB1x
ZB Zagrebacka burza d.d€3.206.7%
+€461.9k
26.0%PE37.5x
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Latest News

CROS

€1,750.00

Croatia osiguranje d.d

7D

-3.8%

1Y

73.3%

SNBA

€16.60

Slatinska Banka d.d

7D

-2.4%

1Y

32.8%

IKBA

€530.00

Istarska kreditna banka Umag d.d

7D

1.0%

1Y

21.0%

ZB

€3.20

Zagrebacka burza d.d

7D

6.7%

1Y

26.0%

JDOS

€430.00

ADRIATIC osiguranje d.d

7D

1.4%

1Y

-17.3%