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Emirati (ADX) Insurance Industry Analysis

UpdatedFeb 08, 2026
DataAggregated Company Financials
Companies22
  • 7D0.9%
  • 3M7.8%
  • 1Y11.4%
  • YTD6.8%

Last week, the Insurance industry hasn't moved much but Al Wathba National Insurance Company PJSC is up 11% in that time. The past year has been better, since the industry has gained 11% in that time. As for the next few years, earnings are expected to grow by 5.6% per annum.

Industry Valuation and Performance

Has the Emirati Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 08 Feb 2026د.إ15.3bد.إ23.0bد.إ1.8b6.8x8.5x0.7x
Tue, 06 Jan 2026د.إ15.5bد.إ24.5bد.إ1.9b7.8x8x0.6x
Thu, 04 Dec 2025د.إ15.3bد.إ24.5bد.إ1.9b8x7.9x0.6x
Sat, 01 Nov 2025د.إ15.8bد.إ25.7bد.إ1.7b9x9.1x0.6x
Mon, 29 Sep 2025د.إ15.9bد.إ25.4bد.إ1.7b8.8x9.3x0.6x
Wed, 27 Aug 2025د.إ15.6bد.إ25.4bد.إ1.7b8.4x9.1x0.6x
Fri, 25 Jul 2025د.إ15.4bد.إ25.7bد.إ1.4b10.6x11.4x0.6x
Sun, 22 Jun 2025د.إ14.9bد.إ25.6bد.إ1.3b10.6x11.2x0.6x
Tue, 20 May 2025د.إ14.7bد.إ25.7bد.إ1.3b10.4x11x0.6x
Thu, 17 Apr 2025د.إ14.9bد.إ25.0bد.إ1.3b11.8x11.8x0.6x
Sat, 15 Mar 2025د.إ14.5bد.إ25.2bد.إ1.0b10.5x14.1x0.6x
Mon, 10 Feb 2025د.إ14.7bد.إ24.3bد.إ975.7m10x15x0.6x
Wed, 08 Jan 2025د.إ14.8bد.إ23.8bد.إ889.3m11.1x16.7x0.6x
Fri, 06 Dec 2024د.إ14.6bد.إ23.8bد.إ889.3m10.9x16.4x0.6x
Sun, 03 Nov 2024د.إ14.3bد.إ21.3bد.إ1.1b12.5x13.1x0.7x
Tue, 01 Oct 2024د.إ14.4bد.إ21.3bد.إ1.1b13.2x13.5x0.7x
Thu, 29 Aug 2024د.إ14.3bد.إ21.3bد.إ1.1b13.2x13.5x0.7x
Sat, 27 Jul 2024د.إ14.3bد.إ19.4bد.إ1.1b9.4x13.1x0.7x
Mon, 24 Jun 2024د.إ13.2bد.إ18.2bد.إ944.3m8.7x14x0.7x
Wed, 22 May 2024د.إ13.6bد.إ18.3bد.إ944.3m9.3x14.4x0.7x
Fri, 19 Apr 2024د.إ13.9bد.إ17.2bد.إ932.1m10.7x14.9x0.8x
Sun, 17 Mar 2024د.إ13.9bد.إ18.6bد.إ1.0b10.2x13.5x0.7x
Tue, 13 Feb 2024د.إ14.2bد.إ11.6bد.إ954.3m11.3x14.9x1.2x
Thu, 11 Jan 2024د.إ14.6bد.إ12.1bد.إ967.4m9.3x15.1x1.2x
Sat, 09 Dec 2023د.إ14.0bد.إ12.1bد.إ967.4m9.1x14.5x1.2x
Mon, 06 Nov 2023د.إ14.2bد.إ11.8bد.إ799.9m12.3x17.7x1.2x
Wed, 04 Oct 2023د.إ14.7bد.إ11.8bد.إ843.9m10.3x17.4x1.2x
Fri, 01 Sep 2023د.إ15.0bد.إ11.8bد.إ843.9m11x17.8x1.3x
Sun, 30 Jul 2023د.إ14.9bد.إ11.1bد.إ805.1m14.8x18.6x1.3x
Tue, 27 Jun 2023د.إ14.8bد.إ10.9bد.إ800.5m15.7x18.5x1.4x
Thu, 25 May 2023د.إ14.6bد.إ11.0bد.إ926.4m11.8x15.7x1.3x
Sat, 22 Apr 2023د.إ14.4bد.إ10.7bد.إ952.4m15.3x15.2x1.4x
Mon, 20 Mar 2023د.إ14.7bد.إ10.5bد.إ946.3m16.6x15.6x1.4x
Wed, 15 Feb 2023د.إ14.7bد.إ10.3bد.إ938.8m12.1x15.7x1.4x
Price to Earnings Ratio

15.7x


Total Market Cap: د.إ14.7bTotal Earnings: د.إ938.8mTotal Revenue: د.إ10.3bTotal Market Cap vs Earnings and Revenue0%0%0%
Emirati Insurance Industry Price to Earnings3Y Average 14.6x202420252026
Current Industry PE
  • Investors are pessimistic on the Emirian Insurance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 8.5x which is lower than its 3-year average PE of 14.6x.
  • The industry is trading close to its 3-year average PS ratio of 0.87x.
Past Earnings Growth
  • The earnings for companies in the Insurance industry have grown 24% per year over the last three years.
  • Revenues for these companies have grown 31% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Emirati Financials industry?

AE Market2.70%
Financials5.22%
Insurance0.85%
Life and Health Insurance3.27%
General Insurance1.05%
Property and Casualty Insurance-1.80%
Industry PE
  • Investors are most optimistic about the Property and Casualty Insurance industry which is trading above its 3-year average PE ratio.
    • It looks like they are confident that earnings will grow faster in the future than they have historically.
  • Investors are most pessimistic about the General Insurance industry, which is trading below its 3-year average of 11.5x.
Forecasted Growth
  • Analysts are most optimistic on the General Insurance industry, expecting annual earnings growth of 5.6% over the next 5 years.
  • However this is lower than its past earnings growth rate of 37% per year.
  • In contrast, the General Insurance industry is expected to see its earnings grow by 5.6% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
AWNIC Al Wathba National Insurance Company PJSCد.إ3.5510.9%
+د.إ72.5m
10.9%PE3.9x
DHAFRA Al Dhafra Insurance Company P.S.Cد.إ5.5814.8%
+د.إ72.0m
3.3%PE13.4x
NGI National General Insurance (P.J.S.C.)د.إ6.244.9%
+د.إ47.8m
28.1%PE8.3x
TAKAFUL-EM Takaful Emarat - Insurance (PSC)د.إ1.795.9%
+د.إ21.0m
27.9%PE9.8x
SUKOONTAKAFL Sukoon Takaful PJSCد.إ1.386.2%
+د.إ12.3m
n/aPE6x

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