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Emirati (ADX) Insurance Industry Analysis

UpdatedAug 24, 2026
DataAggregated Company Financials
Companies23
  • 7D2.4%
  • 3M7.2%
  • 1Y4.3%
  • YTD11.5%

In the last week, the Insurance industry is up 2.4%, with Islamic Arab Insurance (Salama) PJSC up 26%. In the last 12 months, the industry was up 4.3%. As for the next few years, earnings are expected to grow by 7.0% per annum.

Industry Valuation and Performance

Has the Emirati Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Mon, 24 Aug 2026د.إ18.0bد.إ27.2bد.إ2.1b8.3x8.4x0.7x
Wed, 22 Jul 2026د.إ17.1bد.إ24.7bد.إ2.0b8.8x8.5x0.7x
Fri, 19 Jun 2026د.إ17.1bد.إ24.7bد.إ2.0b7.9x8.5x0.7x
Sun, 17 May 2026د.إ16.7bد.إ24.2bد.إ2.0b8.1x8.3x0.7x
Tue, 14 Apr 2026د.إ16.5bد.إ22.8bد.إ2.0b8.4x8.4x0.7x
Thu, 12 Mar 2026د.إ17.4bد.إ24.0bد.إ1.9b8.3x8.9x0.7x
Sat, 07 Feb 2026د.إ15.3bد.إ23.0bد.إ1.8b6.8x8.5x0.7x
Mon, 05 Jan 2026د.إ15.4bد.إ24.5bد.إ1.9b7.8x8x0.6x
Wed, 03 Dec 2025د.إ15.4bد.إ24.5bد.إ1.9b8x7.9x0.6x
Fri, 31 Oct 2025د.إ15.6bد.إ25.4bد.إ1.7b9x9.1x0.6x
Sun, 28 Sep 2025د.إ15.9bد.إ25.4bد.إ1.7b8.8x9.3x0.6x
Tue, 26 Aug 2025د.إ15.7bد.إ25.4bد.إ1.7b8.4x9.2x0.6x
Thu, 24 Jul 2025د.إ15.5bد.إ25.6bد.إ1.3b10.6x11.5x0.6x
Sat, 21 Jun 2025د.إ14.9bد.إ25.6bد.إ1.3b10.6x11.2x0.6x
Mon, 19 May 2025د.إ14.7bد.إ25.7bد.إ1.3b10.4x11x0.6x
Wed, 16 Apr 2025د.إ14.8bد.إ25.0bد.إ1.3b11.8x11.8x0.6x
Fri, 14 Mar 2025د.إ14.5bد.إ25.2bد.إ1.0b10.5x14.1x0.6x
Sun, 09 Feb 2025د.إ14.7bد.إ24.3bد.إ975.7m10x15x0.6x
Tue, 07 Jan 2025د.إ14.8bد.إ23.8bد.إ889.3m11.1x16.7x0.6x
Thu, 05 Dec 2024د.إ14.6bد.إ23.8bد.إ889.3m10.9x16.4x0.6x
Sat, 02 Nov 2024د.إ14.3bد.إ21.3bد.إ1.1b12.5x13.1x0.7x
Mon, 30 Sep 2024د.إ14.4bد.إ21.3bد.إ1.1b13.2x13.5x0.7x
Wed, 28 Aug 2024د.إ14.2bد.إ21.3bد.إ1.1b12x13.4x0.7x
Fri, 26 Jul 2024د.إ14.3bد.إ19.4bد.إ1.1b9.4x12.9x0.7x
Sun, 23 Jun 2024د.إ13.2bد.إ18.2bد.إ944.3m8.7x14x0.7x
Tue, 21 May 2024د.إ13.6bد.إ18.3bد.إ944.3m9.3x14.4x0.7x
Thu, 18 Apr 2024د.إ13.9bد.إ17.3bد.إ937.9m10.7x14.9x0.8x
Sat, 16 Mar 2024د.إ13.9bد.إ18.6bد.إ1.0b10.2x13.5x0.7x
Mon, 12 Feb 2024د.إ14.2bد.إ11.6bد.إ954.3m11.3x14.9x1.2x
Wed, 10 Jan 2024د.إ14.7bد.إ12.1bد.إ967.4m9.3x15.2x1.2x
Fri, 08 Dec 2023د.إ14.0bد.إ12.1bد.إ979.9m9.1x14.3x1.2x
Sun, 05 Nov 2023د.إ14.2bد.إ11.8bد.إ795.1m12.3x17.8x1.2x
Tue, 03 Oct 2023د.إ14.7bد.إ11.8bد.إ843.9m10.4x17.4x1.2x
Thu, 31 Aug 2023د.إ15.1bد.إ11.8bد.إ843.9m11.1x17.8x1.3x
Price to Earnings Ratio

17.8x


Total Market Cap: د.إ15.1bTotal Earnings: د.إ843.9mTotal Revenue: د.إ11.8bTotal Market Cap vs Earnings and Revenue0%0%0%
Emirati Insurance Industry Price to Earnings3Y Average 13.1x202420252026
Current Industry PE
  • Investors are pessimistic on the Emirian Insurance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 8.4x which is lower than its 3-year average PE of 13.1x.
  • The industry is trading close to its 3-year average PS ratio of 0.75x.
Past Earnings Growth
  • The earnings for companies in the Insurance industry have grown 36% per year over the last three years.
  • Revenues for these companies have grown 32% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Emirati Financials industry?

AE Market-0.26%
Financials-1.42%
Insurance2.43%
Property and Casualty Insurance11.12%
General Insurance1.57%
Life and Health Insurance-1.69%
Industry PE
  • Investors are most optimistic about the Life and Health Insurance industry even though it's trading below its 3-year average PE ratio of 63.5x.
    • It looks like they are confident that earnings will grow faster in the future than they have historically.
  • Investors are most pessimistic about the General Insurance industry, which is trading below its 3-year average of 10.4x.
Forecasted Growth
  • Analysts are most optimistic on the General Insurance industry, expecting annual earnings growth of 7.0% over the next 5 years.
  • However this is lower than its past earnings growth rate of 12% per year.
  • In contrast, the General Insurance industry is expected to see its earnings grow by 7.0% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
SALAMA Islamic Arab Insurance (Salama) PJSCد.إ1.2526.1%
+د.إ212.4m		47.7%PE40.9x
DHAFRA Al Dhafra Insurance Company P.S.Cد.إ8.9514.9%
+د.إ116.0m		84.2%PE18.5x
SUKOON Sukoon Insurance PJSCد.إ6.004.3%
+د.إ115.5m		n/aPE6.5x
EIC Emirates Insurance Company P.J.S.Cد.إ8.097.2%
+د.إ81.0m		10.8%PE8.4x
UNION Union Insurance Company P.J.S.Cد.إ1.385.3%
+د.إ17.5m		50.0%PE7x

Latest News

EIC
د.إ8.09
Emirates Insurance Company P.J.S.C
7D
7.2%
1Y
10.8%
SALAMA
د.إ1.25
Islamic Arab Insurance (Salama) PJSC
7D
26.1%
1Y
47.7%
TKFL
د.إ5.70
Abu Dhabi National Takaful Company PSC
7D
-5.0%
1Y
-0.9%
AMAN
د.إ0.40
Dubai Islamic Insurance & Reinsurance (Aman) (P.J.S.C)
7D
6.6%
1Y
n/a
DNIR
د.إ3.28
Dubai National Insurance & Reinsurance (P.S.C.)
7D
-3.2%
1Y
-3.5%
ABNIC
د.إ2.70
Al Buhaira National Insurance Company P.S.C
7D
-3.6%
1Y
-11.5%
DHAFRA
د.إ8.95
Al Dhafra Insurance Company P.S.C
7D
14.9%
1Y
84.2%
NGI
د.إ5.70
National General Insurance (P.J.S.C.)
7D
-1.7%
1Y
-10.9%
ADNIC
د.إ6.93
Abu Dhabi National Insurance Company PJSC
7D
-0.1%
1Y
-1.4%
TAKAFUL-EM
د.إ1.64
Takaful Emarat - Insurance (PSC)
7D
-3.0%
1Y
27.1%
WATANIA
د.إ0.67
Watania International Holding PJSC
7D
-2.5%
1Y
-1.0%
UNION
د.إ1.38
Union Insurance Company P.J.S.C
7D
5.3%
1Y
50.0%
IH
د.إ1.23
Insurance House - P J S C
7D
-9.6%
1Y
92.2%
SUKOON
د.إ6.00
Sukoon Insurance PJSC
7D
4.3%
1Y
n/a