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Emirati (ADX) Banks Industry Analysis

UpdatedJan 15, 2026
DataAggregated Company Financials
Companies16
  • 7D0.7%
  • 3M4.6%
  • 1Y30.3%
  • YTD2.5%

The Banks industry has stayed flat over the last week. As for the the longer term, the industry is up 30% over the past 12 months. Earnings are forecast to grow by 6.0% annually.

Industry Valuation and Performance

Has the Emirati Banks Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Fri, 16 Jan 2026د.إ778.7bد.إ151.8bد.إ83.9b8.7x9.3x5.1x
Sun, 14 Dec 2025د.إ746.1bد.إ151.8bد.إ83.9b8.8x8.9x4.9x
Tue, 11 Nov 2025د.إ740.7bد.إ151.9bد.إ84.0b8.7x8.8x4.9x
Thu, 09 Oct 2025د.إ732.3bد.إ147.6bد.إ80.7b9x9.1x5x
Sat, 06 Sep 2025د.إ784.9bد.إ152.7bد.إ83.6b9.1x9.4x5.1x
Mon, 04 Aug 2025د.إ826.7bد.إ152.3bد.إ83.4b9.5x9.9x5.4x
Wed, 02 Jul 2025د.إ751.2bد.إ149.0bد.إ82.3b8.6x9.1x5x
Fri, 30 May 2025د.إ733.7bد.إ149.0bد.إ82.3b8.4x8.9x4.9x
Sun, 27 Apr 2025د.إ782.6bد.إ147.3bد.إ80.9b7.6x9.7x5.3x
Tue, 25 Mar 2025د.إ649.1bد.إ144.9bد.إ80.7b8.2x8x4.5x
Thu, 20 Feb 2025د.إ691.7bد.إ144.9bد.إ80.4b9.4x8.6x4.8x
Sat, 18 Jan 2025د.إ641.4bد.إ140.3bد.إ79.3b8.8x8.1x4.6x
Mon, 16 Dec 2024د.إ587.0bد.إ140.3bد.إ79.3b8.3x7.4x4.2x
Wed, 13 Nov 2024د.إ546.2bد.إ135.5bد.إ76.3b7.9x7.2x4x
Fri, 11 Oct 2024د.إ560.0bد.إ136.5bد.إ77.4b8.1x7.2x4.1x
Sun, 08 Sep 2024د.إ566.3bد.إ136.5bد.إ77.4b8x7.3x4.1x
Tue, 06 Aug 2024د.إ529.3bد.إ136.5bد.إ77.4b7.9x6.8x3.9x
Thu, 04 Jul 2024د.إ521.6bد.إ131.1bد.إ75.0b7.5x7x4x
Sat, 01 Jun 2024د.إ500.8bد.إ131.1bد.إ75.0b7.1x6.7x3.8x
Mon, 29 Apr 2024د.إ520.4bد.إ129.8bد.إ74.6b7.9x7x4x
Wed, 27 Mar 2024د.إ546.1bد.إ125.1bد.إ72.6b8x7.5x4.4x
Fri, 23 Feb 2024د.إ559.5bد.إ125.1bد.إ72.6b8.1x7.7x4.5x
Sun, 21 Jan 2024د.إ554.6bد.إ119.3bد.إ67.3b9x8.2x4.6x
Tue, 19 Dec 2023د.إ512.8bد.إ119.3bد.إ67.4b8.2x7.6x4.3x
Thu, 16 Nov 2023د.إ518.8bد.إ119.3bد.إ67.6b8.1x7.7x4.3x
Sat, 14 Oct 2023د.إ514.3bد.إ110.6bد.إ62.3b8.4x8.3x4.6x
Mon, 11 Sep 2023د.إ525.5bد.إ110.8bد.إ62.3b8.6x8.4x4.7x
Wed, 09 Aug 2023د.إ539.4bد.إ110.8bد.إ62.3b9x8.7x4.9x
Fri, 07 Jul 2023د.إ517.2bد.إ102.4bد.إ54.2b8.7x9.5x5.1x
Sun, 04 Jun 2023د.إ483.8bد.إ102.4bد.إ54.2b9.1x8.9x4.7x
Tue, 02 May 2023د.إ502.3bد.إ101.7bد.إ53.8b9.3x9.3x4.9x
Thu, 30 Mar 2023د.إ473.4bد.إ94.4bد.إ50.9b9.4x9.3x5x
Sat, 25 Feb 2023د.إ493.8bد.إ94.4bد.إ50.8b9.4x9.7x5.2x
Mon, 23 Jan 2023د.إ496.4bد.إ88.5bد.إ48.0b10.3x10.3x5.6x
Price to Earnings Ratio

10.3x


Total Market Cap: د.إ496.4bTotal Earnings: د.إ48.0bTotal Revenue: د.إ88.5bTotal Market Cap vs Earnings and Revenue0%0%0%
Emirati Banks Industry Price to Earnings3Y Average 8.4x202420252026
Current Industry PE
  • Investors are optimistic on the Emirian Banks industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 9.3x which is higher than its 3-year average PE of 8.4x.
  • The 3-year average PS ratio of 4.7x is lower than the industry's current PS ratio of 5.1x.
Past Earnings Growth
  • The earnings for companies in the Banks industry have grown 20% per year over the last three years.
  • Revenues for these companies have grown 20% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Emirati Financials industry?

AE Market-0.57%
Financials0.58%
Banks0.65%
Diversified Banks0.65%
Industry PE
  • Investors are most optimistic about the Diversified Banks industry which is trading above its 3-year average PE ratio of 8.4x.
    • Analysts are expecting annual earnings growth of 6.0%, which is lower than the prior year's growth of 15.0% per year.
  • Investors are most pessimistic about the Diversified Banks industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 8.4x.
Forecasted Growth
  • Analysts are most optimistic on the Diversified Banks industry, expecting annual earnings growth of 6.0% over the next 5 years.
  • However this is lower than its past earnings growth rate of 15% per year.
  • In contrast, the Diversified Banks industry is expected to see its earnings grow by 6.0% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
EMIRATESNBD Emirates NBD Bank PJSCد.إ30.102.2%
+د.إ4.1b		36.2%PB1.4x
ADCB Abu Dhabi Commercial Bank PJSCد.إ15.283.2%
+د.إ3.5b		39.9%PB1.4x
ADIB Abu Dhabi Islamic Bank PJSCد.إ21.582.8%
+د.إ2.1b		41.0%PB2.7x
FAB First Abu Dhabi Bank P.J.S.Cد.إ17.860.3%
+د.إ662.9m		24.0%PB1.4x
UAB United Arab Bank P.J.S.Cد.إ1.409.4%
+د.إ371.3m		3.7%PB1.1x

Latest News

CBD
د.إ9.21
Commercial Bank of Dubai PSC
7D
-2.0%
1Y
27.9%
EMIRATESNBD
د.إ30.10
Emirates NBD Bank PJSC
7D
2.2%
1Y
36.2%

EMIRATESNBD: India Bank Deals And Stable Outlook Will Shape Future Returns

Analysts have nudged their fair value estimate for Emirates NBD Bank PJSC slightly higher to 31.01, up from 30.92. They cite updated assumptions around discount rate, profit margin and future P/E that modestly refine their outlook rather than mark a major shift in view.
DIB
د.إ9.48
Dubai Islamic Bank P.J.S.C
7D
0.2%
1Y
29.9%

DIB: Upcoming Board Meetings Will Indicate Stable Outlook At Fairly Valued Shares

Analysts have nudged their price target for Dubai Islamic Bank P.J.S.C. slightly higher to reflect updated assumptions around fair value at 9.82, a modestly lower discount rate of 20.26%, adjusted revenue growth expectations of 5.25%, firmer profit margins of 54.15%, and a marginally lower future P/E of 14.77x. What's in the News Board meeting scheduled for Dec 19, 2025, at 11:00 Coordinated Universal Time to review general business matters that are stated as not affecting the share price (company filing).
ADIB
د.إ21.58
Abu Dhabi Islamic Bank PJSC
7D
2.8%
1Y
41.0%

ADIB: Future Profitability Assumptions And Board Agenda Will Shape Outlook

Analysts have lifted their fair value estimate for Abu Dhabi Islamic Bank PJSC from AED 16.51 to AED 22.40, citing updated assumptions for revenue growth, profit margins, and future P/E levels as key drivers of the higher target. What's in the News Board meeting scheduled for Oct 22, 2025 at 08:00 UTC to review and approve Abu Dhabi Islamic Bank PJSC's Q3 2025 financial statements and results as of Sep 30, 2025, and to consider other general matters that do not affect the share price (Key Developments).
CBI
د.إ0.88
Commercial Bank International P.J.S.C
7D
2.3%
1Y
25.7%
ADCB
د.إ15.28
Abu Dhabi Commercial Bank PJSC
7D
3.2%
1Y
39.9%

ADCB: Share Capital Increase Will Support Future Upside Potential

Analysts have trimmed their fair value estimate for Abu Dhabi Commercial Bank PJSC slightly to AED 17.90. This reflects updated assumptions around discount rates, profit margins and a higher future P/E multiple.
UAB
د.إ1.40
United Arab Bank P.J.S.C
7D
9.4%
1Y
3.7%
MASQ
د.إ259.50
Mashreqbank PSC
7D
-0.2%
1Y
19.1%
ALSALAMSUDAN
د.إ0.60
Al Salam Bank - Sudan
7D
-1.5%
1Y
12.5%
RAKBANK
د.إ8.50
National Bank of Ras Al-Khaimah (P.S.C.)
7D
1.2%
1Y
36.7%
FAB
د.إ17.86
First Abu Dhabi Bank P.J.S.C
7D
0.3%
1Y
24.0%
SIB
د.إ3.13
Sharjah Islamic Bank PJSC
7D
-0.9%
1Y
15.5%