Investing IdeasBrowse All StocksMarkets
Have your own idea? Try our Stock Screener
Header cover image

Emirati (ADX) Banks Industry Analysis

UpdatedFeb 25, 2026
DataAggregated Company Financials
Companies16
  • 7D-0.1%
  • 3M24.1%
  • 1Y39.1%
  • YTD14.2%

Last week, the Banks industry hasn't moved much but First Abu Dhabi Bank P.J.S.C is up 3.2% in that time. The past year has been better, since the industry has gained 39% in that time. As for the next few years, earnings are expected to grow by 5.4% per annum.

Industry Valuation and Performance

Has the Emirati Banks Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 25 Feb 2026د.إ877.5bد.إ155.9bد.إ85.6b9.3x10.3x5.6x
Fri, 23 Jan 2026د.إ818.7bد.إ152.3bد.إ84.9b9.4x9.6x5.4x
Sun, 21 Dec 2025د.إ752.3bد.إ151.8bد.إ83.9b8.8x9x5x
Tue, 18 Nov 2025د.إ727.5bد.إ151.8bد.إ83.9b8.8x8.7x4.8x
Thu, 16 Oct 2025د.إ733.7bد.إ147.6bد.إ80.7b9.1x9.1x5x
Sat, 13 Sep 2025د.إ729.7bد.إ147.5bد.إ80.6b9.1x9.1x4.9x
Mon, 11 Aug 2025د.إ831.7bد.إ152.7bد.إ83.6b9.6x10x5.4x
Wed, 09 Jul 2025د.إ770.5bد.إ149.0bد.إ82.3b8.9x9.4x5.2x
Fri, 06 Jun 2025د.إ728.9bد.إ149.0bد.إ82.3b8.4x8.9x4.9x
Sun, 04 May 2025د.إ812.9bد.إ149.0bد.إ82.1b8.3x9.9x5.5x
Tue, 01 Apr 2025د.إ651.5bد.إ144.9bد.إ80.7b8.2x8.1x4.5x
Thu, 27 Feb 2025د.إ692.8bد.إ145.1bد.إ80.7b9x8.6x4.8x
Sat, 25 Jan 2025د.إ647.5bد.إ140.6bد.إ79.6b8.7x8.1x4.6x
Mon, 23 Dec 2024د.إ596.4bد.إ140.3bد.إ79.3b8.3x7.5x4.3x
Wed, 20 Nov 2024د.إ547.2bد.إ135.5bد.إ76.3b7.4x7.2x4x
Fri, 18 Oct 2024د.إ566.6bد.إ136.5bد.إ77.4b8.1x7.3x4.2x
Sun, 15 Sep 2024د.إ569.1bد.إ136.5bد.إ77.4b8.5x7.4x4.2x
Tue, 13 Aug 2024د.إ555.2bد.إ136.5bد.إ77.4b8x7.2x4.1x
Thu, 11 Jul 2024د.إ522.4bد.إ131.1bد.إ75.0b7.5x7x4x
Sat, 08 Jun 2024د.إ506.3bد.إ131.1bد.إ75.0b7.2x6.7x3.9x
Mon, 06 May 2024د.إ522.8bد.إ131.0bد.إ75.0b7.9x7x4x
Wed, 03 Apr 2024د.إ539.3bد.إ125.1bد.إ72.3b8.1x7.5x4.3x
Fri, 01 Mar 2024د.إ561.3bد.إ125.1bد.إ72.6b8.4x7.7x4.5x
Sun, 28 Jan 2024د.إ564.9bد.إ121.5bد.إ69.1b8.7x8.2x4.6x
Tue, 26 Dec 2023د.إ520.4bد.إ119.3bد.إ67.4b8.3x7.7x4.4x
Thu, 23 Nov 2023د.إ519.8bد.إ119.3bد.إ67.4b8.2x7.7x4.4x
Sat, 21 Oct 2023د.إ497.7bد.إ110.7bد.إ62.3b8.6x8x4.5x
Mon, 18 Sep 2023د.إ534.8bد.إ110.8bد.إ62.3b8.6x8.6x4.8x
Wed, 16 Aug 2023د.إ536.3bد.إ110.8bد.إ62.3b9x8.6x4.8x
Fri, 14 Jul 2023د.إ518.3bد.إ102.7bد.إ54.5b8.7x9.5x5x
Sun, 11 Jun 2023د.إ488.0bد.إ102.4bد.إ54.2b9x9x4.8x
Tue, 09 May 2023د.إ500.1bد.إ101.9bد.إ54.0b9.2x9.3x4.9x
Thu, 06 Apr 2023د.إ481.6bد.إ94.5bد.إ49.6b9.4x9.7x5.1x
Sat, 04 Mar 2023د.إ488.5bد.إ94.4bد.إ50.9b9.4x9.6x5.2x
Price to Earnings Ratio

9.6x


Total Market Cap: د.إ488.5bTotal Earnings: د.إ50.9bTotal Revenue: د.إ94.4bTotal Market Cap vs Earnings and Revenue0%0%0%
Emirati Banks Industry Price to Earnings3Y Average 8.4x202420252026
Current Industry PE
  • Investors are optimistic on the Emirian Banks industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 10.3x which is higher than its 3-year average PE of 8.4x.
  • The 3-year average PS ratio of 4.7x is lower than the industry's current PS ratio of 5.6x.
Past Earnings Growth
  • The earnings for companies in the Banks industry have grown 19% per year over the last three years.
  • Revenues for these companies have grown 18% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Emirati Financials industry?

AE Market-0.82%
Financials-0.15%
Banks-0.13%
Diversified Banks-0.13%
Industry PE
  • Investors are most optimistic about the Diversified Banks industry which is trading above its 3-year average PE ratio of 8.4x.
    • Analysts are expecting annual earnings growth of 5.4%, which is lower than the prior year's growth of 24.2% per year.
  • Investors are most pessimistic about the Diversified Banks industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 8.4x.
Forecasted Growth
  • Analysts are most optimistic on the Diversified Banks industry, expecting annual earnings growth of 5.4% over the next 5 years.
  • However this is lower than its past earnings growth rate of 24% per year.
  • In contrast, the Diversified Banks industry is expected to see its earnings grow by 5.4% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
CBD Commercial Bank of Dubai PSCد.إ10.201.5%
+د.إ447.8m		24.7%PB1.6x
RAKBANK National Bank of Ras Al-Khaimah (P.S.C.)د.إ9.970.2%
+د.إ40.2m		45.8%PB1.4x
NBQ National Bank of Umm Al-Qaiwain (PSC)د.إ2.850.4%
+د.إ20.0m		25.6%PB0.9x

Latest News

ADIB
د.إ26.50
Abu Dhabi Islamic Bank PJSC
7D
-3.3%
1Y
56.3%

ADIB: Dividend And Upcoming Meetings Will Signal Limited Upside Ahead

Analysts have made only a modest adjustment to their price target for Abu Dhabi Islamic Bank PJSC, keeping it broadly aligned with an implied fair value of AED22.40 as they factor in slightly updated assumptions around discount rate, revenue growth, profit margin and future P/E. What's in the News A board meeting is scheduled for January 21, 2026 at 08:00 Coordinated Universal Time to review and approve the financial statements for the year ended December 31, 2025, consider a dividend distribution proposal for 2025, set the Annual General Assembly date, venue and agenda, and address other business items (Key Developments).
ADCB
د.إ15.70
Abu Dhabi Commercial Bank PJSC
7D
-1.1%
1Y
33.3%

ADCB: Dividend And Follow On Equity Offering Will Support Future Upside

Analysts have nudged their price target for Abu Dhabi Commercial Bank PJSC higher from AED 18.03 to AED 18.39, reflecting updated assumptions around revenue growth, profit margins, and a slightly lower future P/E multiple. What's in the News Board meeting scheduled for January 29, 2026, to review financial results as of December 31, 2025; consider the proposed 2025 dividend; set the proposed date and agenda for the 2026 annual general assembly; and address other general matters (Key Developments).
RAKBANK
د.إ9.97
National Bank of Ras Al-Khaimah (P.S.C.)
7D
0.2%
1Y
45.8%
BOS
د.إ1.26
Bank Of Sharjah P.J.S.C
7D
-3.8%
1Y
28.6%
NBQ
د.إ2.85
National Bank of Umm Al-Qaiwain (PSC)
7D
0.4%
1Y
25.6%
DIB
د.إ8.50
Dubai Islamic Bank P.J.S.C
7D
-4.1%
1Y
11.5%
MASQ
د.إ247.00
Mashreqbank PSC
7D
-0.7%
1Y
-5.7%
EMIRATESNBD
د.إ36.30
Emirates NBD Bank PJSC
7D
-1.6%
1Y
68.1%

EMIRATESNBD: India Bank Deal And Governance Calendar Will Shape Future Returns

Analysts have raised their fair value estimate for Emirates NBD Bank PJSC from AED 31.41 to about AED 33.37, citing revised assumptions around revenue growth, profit margin and future P/E that factor into their updated discount rate and valuation model. What's in the News Special or Extraordinary Shareholders Meeting scheduled for Feb 17, 2026, at 16:00 Arabian Standard Time at the Meydan Hotel in Dubai, United Arab Emirates, with shareholders focused on key corporate decisions and approvals (company event filing).
FAB
د.إ20.44
First Abu Dhabi Bank P.J.S.C
7D
-1.3%
1Y
39.6%
NBF
د.إ5.04
National Bank of Fujairah PJSC
7D
-1.2%
1Y
19.1%
CBD
د.إ10.20
Commercial Bank of Dubai PSC
7D
1.5%
1Y
24.7%