DIB Stock Overview
Engages in the corporate, retail, and investment banking activities in the United Arab Emirates and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 0/6 |
| Past Performance | 3/6 |
| Financial Health | 4/6 |
| Dividends | 5/6 |
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Dubai Islamic Bank P.J.S.C. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | د.إ7.26 |
| 52 Week High | د.إ7.38 |
| 52 Week Low | د.إ5.49 |
| Beta | 0.38 |
| 1 Month Change | 3.27% |
| 3 Month Change | 16.91% |
| 1 Year Change | 25.17% |
| 3 Year Change | 32.48% |
| 5 Year Change | 27.82% |
| Change since IPO | -24.24% |
Recent News & Updates
Recent updates
Shareholder Returns
| DIB | AE Banks | AE Market | |
|---|---|---|---|
| 7D | 0% | 0.5% | 0.1% |
| 1Y | 25.2% | 12.7% | 2.4% |
Return vs Industry: DIB exceeded the AE Banks industry which returned 12.7% over the past year.
Return vs Market: DIB exceeded the AE Market which returned 2.4% over the past year.
Price Volatility
| DIB volatility | |
|---|---|
| DIB Average Weekly Movement | 2.7% |
| Banks Industry Average Movement | 3.5% |
| Market Average Movement | 3.8% |
| 10% most volatile stocks in AE Market | 8.7% |
| 10% least volatile stocks in AE Market | 2.0% |
Stable Share Price: DIB has not had significant price volatility in the past 3 months compared to the AE market.
Volatility Over Time: DIB's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1975 | n/a | Adnan Abdus Chilwan | www.dib.ae |
Dubai Islamic Bank P.J.S.C., together with its subsidiaries, engages in the corporate, retail, and investment banking activities in the United Arab Emirates and internationally. The company operates through five segments: Consumer Banking, Corporate Banking, Treasury, Real Estate Development, and Others. The Consumer Banking segment accepts deposits; and offers consumer murabahas, salam, home finance, ijarah, credit cards, and fund transfer facilities, as well as priority banking and wealth management services.
Dubai Islamic Bank P.J.S.C. Fundamentals Summary
| DIB fundamental statistics | |
|---|---|
| Market cap | د.إ52.47b |
| Earnings (TTM) | د.إ6.98b |
| Revenue (TTM) | د.إ11.50b |
7.5x
P/E Ratio1.1x
P/B RatioIs DIB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| DIB income statement (TTM) | |
|---|---|
| Revenue | د.إ11.50b |
| Cost of Revenue | د.إ221.22m |
| Gross Profit | د.إ11.28b |
| Other Expenses | د.إ4.30b |
| Earnings | د.إ6.98b |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.97 |
| Gross Margin | 98.08% |
| Net Profit Margin | 60.66% |
| Debt/Equity Ratio | 51.7% |
How did DIB perform over the long term?
See historical performance and comparisonDividends
6.2%
Current Dividend Yield47%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/20 19:29 |
| End of Day Share Price | 2025/01/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Dubai Islamic Bank P.J.S.C. is covered by 25 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Ranya Gnaba | AlphaMena |
| Kais Kriaa | AlphaMena |
| Jaap Meijer | Arqaam Capital Research Offshore S.A.L. |