Key Takeaways Reliance on exceptional market conditions and non-recurring gains may not sustain future profitability or growth as economic momentum slows and risk factors increase. Rising expenses, greater competition, and credit risk in new segments could constrain margin recovery, operational efficiency, and earnings stability over the longer term.Read more

د.إ9.77

2.3% undervalued

AnalystConsensusTarget Fair Value

Revenue growth

6.06% p.a.

Profit Margin

51.3%

Future PE

15.18x

Share price in 2028

د.إ17.02

Snowflake Analysis

Adequate balance sheet average dividend payer.

1 Risk

2 Rewards

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Dubai Islamic Bank P.J.S.C. Key Details

Last Reported Earnings

Sep 30, 2025

Next Reporting Earnings

n/a

: 1.07
: 98.00%
: 58.22%
: 43.9%

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About DIB

Founded: 1975
Employees: n/a
CEO: Adnan Abdus Chilwan
WebsiteView website: www.dib.ae

Dubai Islamic Bank P.J.S.C., together with its subsidiaries, engages in the corporate, retail, and investment banking activities in the United Arab Emirates and internationally. The company operates through five segments: Consumer Banking, Corporate Banking, Treasury, Real Estate Development, and Others. The Consumer Banking segment accepts deposits; and offers consumer murabahas, salam, home finance, ijarah, credit cards, and fund transfer facilities, as well as banking and wealth management services. The Corporate Banking segment provides current accounts, deposits, cash management, and risk management products, as well as financing and other credit facilities to corporate and institutional customers. The Treasury segment offers treasury services. The Real Estate Development segment is involved in the property development and other real estate investment activities. The Other segment provides investment banking services. It also offers brokerage, Islamic finance advisory, and labour services; property management services; printing and investment services; and vehicle trading services, as well as online banking services. Dubai Islamic Bank P.J.S.C. was incorporated in 1975 and is headquartered in Dubai, the United Arab Emirates.