Dubai Islamic Insurance & Reinsurance Co.
Price History & Performance
|Historical stock prices|
|Current Share Price||د.إ1.04|
|52 Week High||د.إ0.84|
|52 Week Low||د.إ1.20|
|1 Month Change||-2.80%|
|3 Month Change||4.84%|
|1 Year Change||-6.31%|
|3 Year Change||73.33%|
|5 Year Change||73.33%|
|Change since IPO||-69.11%|
Recent News & Updates
Shareholders Are Thrilled That The Dubai Islamic Insurance & Reinsurance (Aman) (P.J.S.C) (DFM:AMAN) Share Price Increased 152%
Unfortunately, investing is risky - companies can and do go bankrupt. But if you pick the right business to buy shares...
|AMAN||AE Insurance||AE Market|
Return vs Industry: AMAN underperformed the AE Insurance industry which returned 0.9% over the past year.
Return vs Market: AMAN underperformed the AE Market which returned 49.8% over the past year.
Stable Share Price: AMAN is not significantly more volatile than the rest of AE stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: AMAN's weekly volatility (4%) has been stable over the past year.
About the Company
Dubai Islamic Insurance & Reinsurance Co. (Aman) (P.J.S.C) engages in the Islamic insurance business in the United Arab Emirates. It offers motor, fire, engineering, liability, marine, medical, cyber, and life insurance products. The company also provides medical billing and vehicle repair services, as well as invests in and manages commercial, industrial, and agricultural enterprises.
Dubai Islamic Insurance & Reinsurance (Aman) (P.J.S.C) Fundamentals Summary
|AMAN fundamental statistics|
Is AMAN overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|AMAN income statement (TTM)|
|Cost of Revenue||د.إ86.30m|
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
|Earnings per share (EPS)||0.10|
|Net Profit Margin||16.80%|
How did AMAN perform over the long term?See historical performance and comparison
Is Dubai Islamic Insurance & Reinsurance (Aman) (P.J.S.C) undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: AMAN (AED1.04) is trading above our estimate of fair value (AED0.34)
Significantly Below Fair Value: AMAN is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: AMAN is poor value based on its PE Ratio (10.2x) compared to the AE Insurance industry average (9.7x).
PE vs Market: AMAN is good value based on its PE Ratio (10.2x) compared to the AE market (13.7x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate AMAN's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: AMAN is overvalued based on its PB Ratio (2.9x) compared to the AE Insurance industry average (1.1x).
How is Dubai Islamic Insurance & Reinsurance (Aman) (P.J.S.C) forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Insurance industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Dubai Islamic Insurance & Reinsurance (Aman) (P.J.S.C) has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has Dubai Islamic Insurance & Reinsurance (Aman) (P.J.S.C) performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: AMAN has high quality earnings.
Growing Profit Margin: AMAN's current net profit margins (16.8%) are higher than last year (7.9%).
Past Earnings Growth Analysis
Earnings Trend: AMAN has become profitable over the past 5 years, growing earnings by 46.8% per year.
Accelerating Growth: AMAN's earnings growth over the past year (154.8%) exceeds its 5-year average (46.8% per year).
Earnings vs Industry: AMAN earnings growth over the past year (154.8%) exceeded the Insurance industry 15.6%.
Return on Equity
High ROE: AMAN's Return on Equity (29%) is considered high.
How is Dubai Islamic Insurance & Reinsurance (Aman) (P.J.S.C)'s financial position?
Financial Position Analysis
Short Term Liabilities: AMAN's short term assets (AED1.2B) exceed its short term liabilities (AED413.6M).
Long Term Liabilities: AMAN's short term assets (AED1.2B) exceed its long term liabilities (AED879.1M).
Debt to Equity History and Analysis
Debt Level: AMAN's debt to equity ratio (44.4%) is considered high.
Reducing Debt: AMAN's debt to equity ratio has reduced from 171.8% to 44.4% over the past 5 years.
Debt Coverage: AMAN's debt is well covered by operating cash flow (303.5%).
Interest Coverage: Insufficient data to determine if AMAN's interest payments on its debt are well covered by EBIT.
What is Dubai Islamic Insurance & Reinsurance (Aman) (P.J.S.C) current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate AMAN's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate AMAN's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if AMAN's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if AMAN's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: AMAN is not paying a notable dividend for the AE market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of AMAN's dividend in 3 years as they are not forecast to pay a notable one for the AE market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Mr. Jihad A. Faitrouni has been the Chief Executive Officer of Dubai Islamic Insurance & Reinsurance Company (Aman) PSC. since November 13,2013. Mr. Faitrouni served as General Manager of Dubai Islamic Ins...
Experienced Management: AMAN's management team is seasoned and experienced (6.2 years average tenure).
Experienced Board: AMAN's board of directors are not considered experienced ( 1.8 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Dubai Islamic Insurance & Reinsurance Co. (Aman) (P.J.S.C)'s employee growth, exchange listings and data sources
- Name: Dubai Islamic Insurance & Reinsurance Co. (Aman) (P.J.S.C)
- Ticker: AMAN
- Exchange: DFM
- Founded: 2003
- Industry: Property and Casualty Insurance
- Sector: Insurance
- Market Cap: د.إ234.780m
- Shares outstanding: 225.75m
- Website: https://www.aman.ae
- Dubai Islamic Insurance & Reinsurance Co. (Aman) (P.J.S.C)
- Gulf Towers
- B1 Mezzanine Floor
- United Arab Emirates
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/09/23 15:56|
|End of Day Share Price||2021/09/23 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.