Reported Earnings • 20h
First quarter 2026 earnings released: EPS: د.إ0.34 (vs د.إ0.26 in 1Q 2025) First quarter 2026 results: EPS: د.إ0.34 (up from د.إ0.26 in 1Q 2025). Revenue: د.إ412.2m (up 312% from 1Q 2025). Net income: د.إ35.9m (up 31% from 1Q 2025). Profit margin: 8.7% (down from 28% in 1Q 2025). Over the last 3 years on average, earnings per share has increased by 26% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings. Board Change • 20h
Less than half of directors are independent There are 5 new directors who have joined the board in the last 3 years. Of these new board members, 2 were independent directors. The company's board is composed of: 3 independent directors. 6 non-independent directors. Independent Director Obaid Al Ketbi was the last independent director to join the board, commencing their role in 2026. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity. Reported Earnings • May 16
First quarter 2026 earnings released: EPS: د.إ0.34 (vs د.إ0.26 in 1Q 2025) First quarter 2026 results: EPS: د.إ0.34 (up from د.إ0.26 in 1Q 2025). Revenue: د.إ412.2m (up 312% from 1Q 2025). Net income: د.إ35.9m (up 31% from 1Q 2025). Profit margin: 8.7% (down from 28% in 1Q 2025). Over the last 3 years on average, earnings per share has increased by 26% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings. Announcement • May 09
Abu Dhabi National Takaful Company PSC to Report Q1, 2026 Results on May 13, 2026 Abu Dhabi National Takaful Company PSC announced that they will report Q1, 2026 results on May 13, 2026 Declared Dividend • Apr 09
Dividend increased to د.إ0.29 Dividend of د.إ0.29 is 43% higher than last year. Ex-date: 24th April 2026 Payment date: 1st January 1970 Dividend yield will be 6.1%, which is about the same as the industry average. Sustainability & Growth Dividend is well covered by both earnings (23% earnings payout ratio) and cash flows (31% cash payout ratio). The dividend has increased by an average of 6.5% per year over the past 10 years. However, payments have been volatile during that time. Earnings per share has grown by 11% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover. Declared Dividend • Mar 20
Dividend increased to د.إ0.29 Dividend of د.إ0.29 is 43% higher than last year. Ex-date: 24th April 2026 Payment date: 1st January 1970 Dividend yield will be 5.6%, which is about the same as the industry average. Sustainability & Growth Dividend is covered by both earnings (23% earnings payout ratio) and cash flows (77% cash payout ratio). The dividend has increased by an average of 6.5% per year over the past 10 years. However, payments have been volatile during that time. Earnings per share has grown by 11% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover. Buy Or Sell Opportunity • Feb 16
Now 27% undervalued Over the last 90 days, the stock has risen 13% to د.إ5.63. The fair value is estimated to be د.إ7.68, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 23% over the last 3 years. Earnings per share has grown by 24%. Reported Earnings • Feb 14
Full year 2025 earnings released: EPS: د.إ1.26 (vs د.إ0.79 in FY 2024) Full year 2025 results: EPS: د.إ1.26 (up from د.إ0.79 in FY 2024). Revenue: د.إ1.05b (down 14% from FY 2024). Net income: د.إ132.7m (up 60% from FY 2024). Profit margin: 13% (up from 6.8% in FY 2024). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 24% per year but the company’s share price has only increased by 7% per year, which means it is significantly lagging earnings growth. Buy Or Sell Opportunity • Dec 29
Now 32% overvalued Over the last 90 days, the stock has fallen 28% to د.إ5.01. The fair value is estimated to be د.إ3.79, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 35% over the last 3 years. Earnings per share has grown by 19%. Valuation Update With 7 Day Price Move • Dec 22
Investor sentiment deteriorates as stock falls 19% After last week's 19% share price decline to د.إ4.36, the stock trades at a trailing P/E ratio of 3.9x. Average trailing P/E is 8x in the Insurance industry in United Arab Emirates. Total loss to shareholders of 21% over the past three years. Valuation Update With 7 Day Price Move • Dec 03
Investor sentiment deteriorates as stock falls 19% After last week's 19% share price decline to د.إ4.67, the stock trades at a trailing P/E ratio of 4.2x. Average trailing P/E is 8x in the Insurance industry in United Arab Emirates. Total loss to shareholders of 8.0% over the past three years. Buy Or Sell Opportunity • Nov 18
Now 32% overvalued Over the last 90 days, the stock has fallen 4.8% to د.إ5.00. The fair value is estimated to be د.إ3.79, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 31% over the last 3 years. Earnings per share has grown by 19%. Reported Earnings • Nov 14
Third quarter 2025 earnings released: EPS: د.إ0.31 (vs د.إ0.26 in 3Q 2024) Third quarter 2025 results: EPS: د.إ0.31 (up from د.إ0.26 in 3Q 2024). Revenue: د.إ193.2m (up 91% from 3Q 2024). Net income: د.إ32.2m (up 20% from 3Q 2024). Profit margin: 17% (down from 27% in 3Q 2024). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 19% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings. Announcement • Nov 07
Abu Dhabi National Takaful Company PSC to Report Nine Months, 2025 Results on Nov 11, 2025 Abu Dhabi National Takaful Company PSC announced that they will report nine months, 2025 results on Nov 11, 2025 Valuation Update With 7 Day Price Move • Oct 24
Investor sentiment improves as stock rises 22% After last week's 22% share price gain to د.إ6.89, the stock trades at a trailing P/E ratio of 6.5x. Average trailing P/E is 9x in the Insurance industry in United Arab Emirates. Total returns to shareholders of 42% over the past three years. Valuation Update With 7 Day Price Move • Oct 07
Investor sentiment deteriorates as stock falls 19% After last week's 19% share price decline to د.إ5.67, the stock trades at a trailing P/E ratio of 5.3x. Average trailing P/E is 9x in the Insurance industry in United Arab Emirates. Total returns to shareholders of 31% over the past three years. Valuation Update With 7 Day Price Move • Aug 22
Investor sentiment improves as stock rises 28% After last week's 28% share price gain to د.إ5.75, the stock trades at a trailing P/E ratio of 5.4x. Average trailing P/E is 8x in the Insurance industry in United Arab Emirates. Total loss to shareholders of 2.7% over the past three years. Reported Earnings • Aug 14
Second quarter 2025 earnings released: EPS: د.إ0.28 (vs د.إ0.043 in 2Q 2024) Second quarter 2025 results: EPS: د.إ0.28 (up from د.إ0.043 in 2Q 2024). Revenue: د.إ353.3m (up 331% from 2Q 2024). Net income: د.إ29.6m (up د.إ25.1m from 2Q 2024). Profit margin: 8.4% (up from 5.5% in 2Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 15% per year but the company’s share price has fallen by 10% per year, which means it is significantly lagging earnings. Announcement • Aug 06
Abu Dhabi National Takaful Company PSC to Report Fiscal Year 2025 Results on Aug 12, 2025 Abu Dhabi National Takaful Company PSC announced that they will report fiscal year 2025 results on Aug 12, 2025 Valuation Update With 7 Day Price Move • Jul 29
Investor sentiment improves as stock rises 19% After last week's 19% share price gain to د.إ5.54, the stock trades at a trailing P/E ratio of 6.7x. Average trailing P/E is 11x in the Insurance industry in United Arab Emirates. Total loss to shareholders of 6.2% over the past three years. Valuation Update With 7 Day Price Move • Jul 15
Investor sentiment deteriorates as stock falls 18% After last week's 18% share price decline to د.إ4.32, the stock trades at a trailing P/E ratio of 5.2x. Average trailing P/E is 11x in the Insurance industry in United Arab Emirates. Total loss to shareholders of 27% over the past three years. Valuation Update With 7 Day Price Move • Jun 11
Investor sentiment improves as stock rises 26% After last week's 26% share price gain to د.إ5.55, the stock trades at a trailing P/E ratio of 6.7x. Average trailing P/E is 12x in the Insurance industry in United Arab Emirates. Total returns to shareholders of 7.9% over the past three years. Reported Earnings • May 17
First quarter 2025 earnings released: EPS: د.إ0.26 (vs د.إ0.23 in 1Q 2024) First quarter 2025 results: EPS: د.إ0.26 (up from د.إ0.23 in 1Q 2024). Revenue: د.إ154.2m (up 54% from 1Q 2024). Net income: د.إ27.5m (up 14% from 1Q 2024). Profit margin: 18% (down from 24% in 1Q 2024). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings. Announcement • May 08
Abu Dhabi National Takaful Company PSC to Report Q1, 2025 Results on May 13, 2025 Abu Dhabi National Takaful Company PSC announced that they will report Q1, 2025 results on May 13, 2025 Valuation Update With 7 Day Price Move • Apr 28
Investor sentiment deteriorates as stock falls 19% After last week's 19% share price decline to د.إ4.51, the stock trades at a trailing P/E ratio of 5.7x. Average trailing P/E is 11x in the Insurance industry in United Arab Emirates. Total loss to shareholders of 23% over the past three years. Announcement • Apr 25
Abu Dhabi National Takaful Company PSC Approves Dividend, Payable on 23 May 2025 Abu Dhabi National Takaful Company PSC approved the Board of Directors' proposals concerning the distribution of cash dividends and determine the amount thereof as AED 21,000,000.00 which is 20% of Paid-up Capital representing 20,00 fils per share, at its AGM held on 24 April 2025. Payment Date (the company should contact the market in advance to determine the date) is 23 May 2025. Last Entitlement date is 1 May 2025. EX- Dividends Date is 2 May 2025. Shareholders' registry closing date is 5 May 2025. New Risk • Apr 04
New minor risk - Profit margin trend The company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 6.8% Last year net profit margin: 11% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (13% average weekly change). High level of non-cash earnings (26% accrual ratio). Minor Risks Paying a dividend despite having no free cash flows. Profit margins are more than 30% lower than last year (6.8% net profit margin). Declared Dividend • Mar 30
Dividend of د.إ0.20 announced Shareholders will receive a dividend of د.إ0.20. Ex-date: 2nd May 2025 Payment date: 1st January 1970 Dividend yield will be 3.4%, which is lower than the industry average of 5.9%. Sustainability & Growth Dividend is well covered by both earnings (33% earnings payout ratio) and cash flows (46% cash payout ratio). The dividend has increased by an average of 7.5% per year over the past 10 years. However, payments have been volatile during that time. Earnings per share has grown by 2.7% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover. Announcement • Mar 28
Abu Dhabi National Takaful Company PSC announces Annual dividend Abu Dhabi National Takaful Company PSC announced Annual dividend of AED 0.2000 per share, ex-date on May 02, 2025 and record date on May 05, 2025. Valuation Update With 7 Day Price Move • Mar 20
Investor sentiment improves as stock rises 27% After last week's 27% share price gain to د.إ5.88, the stock trades at a trailing P/E ratio of 7.4x. Average trailing P/E is 10x in the Insurance industry in United Arab Emirates. Negligible returns to shareholders over past three years. Announcement • Mar 07
Abu Dhabi National Takaful Company PSC to Report Fiscal Year 2024 Results on Mar 13, 2025 Abu Dhabi National Takaful Company PSC announced that they will report fiscal year 2024 results on Mar 13, 2025 Valuation Update With 7 Day Price Move • Mar 03
Investor sentiment deteriorates as stock falls 18% After last week's 18% share price decline to د.إ4.03, the stock trades at a trailing P/E ratio of 4.2x. Average trailing P/E is 10x in the Insurance industry in United Arab Emirates. Total loss to shareholders of 15% over the past three years. Valuation Update With 7 Day Price Move • Jan 28
Investor sentiment improves as stock rises 30% After last week's 30% share price gain to د.إ5.25, the stock trades at a trailing P/E ratio of 5.5x. Average trailing P/E is 10x in the Insurance industry in United Arab Emirates. Total returns to shareholders of 16% over the past three years. Buy Or Sell Opportunity • Jan 22
Now 34% overvalued Over the last 90 days, the stock has fallen 16% to د.إ4.63. The fair value is estimated to be د.إ3.46, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 55% over the last 3 years. Earnings per share has grown by 8.1%. Valuation Update With 7 Day Price Move • Jan 13
Investor sentiment deteriorates as stock falls 22% After last week's 22% share price decline to د.إ4.47, the stock trades at a trailing P/E ratio of 4.6x. Average trailing P/E is 11x in the Insurance industry in United Arab Emirates. Total returns to shareholders of 6.5% over the past three years. Valuation Update With 7 Day Price Move • Nov 27
Investor sentiment improves as stock rises 21% After last week's 21% share price gain to د.إ6.00, the stock trades at a trailing P/E ratio of 6.2x. Average trailing P/E is 11x in the Insurance industry in United Arab Emirates. Total returns to shareholders of 17% over the past three years. Reported Earnings • Nov 14
Third quarter 2024 earnings released: EPS: د.إ0.26 (vs د.إ0.26 in 3Q 2023) Third quarter 2024 results: EPS: د.إ0.26 (down from د.إ0.26 in 3Q 2023). Revenue: د.إ151.5m (up 55% from 3Q 2023). Net income: د.إ26.9m (down 2.6% from 3Q 2023). Profit margin: 18% (down from 28% in 3Q 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings. Valuation Update With 7 Day Price Move • Nov 11
Investor sentiment improves as stock rises 19% After last week's 19% share price gain to د.إ5.50, the stock trades at a trailing P/E ratio of 5.7x. Average trailing P/E is 12x in the Insurance industry in United Arab Emirates. Total returns to shareholders of 22% over the past three years. Announcement • Nov 08
Abu Dhabi National Takaful Company PSC to Report First Half, 2025 Results on Nov 12, 2024 Abu Dhabi National Takaful Company PSC announced that they will report first half, 2025 results on Nov 12, 2024 Valuation Update With 7 Day Price Move • Aug 19
Investor sentiment improves as stock rises 19% After last week's 19% share price gain to د.إ4.77, the stock trades at a trailing P/E ratio of 4.9x. Average trailing P/E is 12x in the Insurance industry in United Arab Emirates. Total loss to shareholders of 21% over the past three years. Buy Or Sell Opportunity • Aug 16
Now 24% overvalued Over the last 90 days, the stock has fallen 12% to د.إ4.15. The fair value is estimated to be د.إ3.35, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 59% over the last 3 years. Earnings per share has grown by 5.0%. New Risk • Aug 11
New minor risk - Profit margin trend The company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 6.0% Last year net profit margin: 9.6% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (8.4% average weekly change). Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Profit margins are more than 30% lower than last year (6.0% net profit margin). Announcement • Aug 02
Abu Dhabi National Takaful Company PSC to Report First Half, 2024 Results on Aug 07, 2024 Abu Dhabi National Takaful Company PSC announced that they will report first half, 2024 results on Aug 07, 2024 Valuation Update With 7 Day Price Move • May 28
Investor sentiment deteriorates as stock falls 18% After last week's 18% share price decline to د.إ4.00, the stock trades at a trailing P/E ratio of 3.6x. Average trailing P/E is 9x in the Insurance industry in United Arab Emirates. Total loss to shareholders of 39% over the past three years. Reported Earnings • May 17
First quarter 2024 earnings released: EPS: د.إ0.23 (vs د.إ0.11 in 1Q 2023) First quarter 2024 results: EPS: د.إ0.23 (up from د.إ0.11 in 1Q 2023). Revenue: د.إ337.8m (up 73% from 1Q 2023). Net income: د.إ24.0m (up 103% from 1Q 2023). Profit margin: 7.1% (up from 6.0% in 1Q 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 13% per year but the company’s share price has only fallen by 7% per year, which means it has not declined as severely as earnings. Announcement • May 11
Abu Dhabi National Takaful Company PSC to Report Q1, 2024 Results on May 14, 2024 Abu Dhabi National Takaful Company PSC announced that they will report Q1, 2024 results on May 14, 2024 Announcement • Mar 21
Abu Dhabi National Takaful Company PSC, Annual General Meeting, Apr 16, 2024 Abu Dhabi National Takaful Company PSC, Annual General Meeting, Apr 16, 2024, at 07:00 Coordinated Universal Time. Location: Meeting Room - the company's head office 25 floor - Tamouh Tower 12 - Al Reem Island Abu Dhabi United Arab Emirates Agenda: To approve the Board of Directors' Report on the Company's activity and its financial position for the fiscal year ended on 31/12/2023; to and approve the Auditor's Report for the fiscal year ended on 31/12/2023; to and approve the Internal Shariah Supervisory Board's Report; and to discuss other matters. Announcement • Mar 12
Abu Dhabi National Takaful Company PSC Proposes Cash Dividend Abu Dhabi National Takaful Company PSC proposed cash dividends of AED 31,500,000.00, as 30.00% of the paid capital, as 31.50 fils per share, to be presented to the General Assembly. Announcement • Mar 01
Abu Dhabi National Takaful Company PSC to Report Fiscal Year 2023 Results on Mar 06, 2024 Abu Dhabi National Takaful Company PSC announced that they will report fiscal year 2023 results on Mar 06, 2024 Board Change • Nov 24
Less than half of directors are independent Following the recent departure of a director, there are only 4 independent directors on the board. The company's board is composed of: 4 independent directors. 5 non-independent directors. Independent Director Abdullatif Abdulla Al Mulla was the last independent director to join the board, commencing their role in 2020. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model. Reported Earnings • Nov 11
Third quarter 2023 earnings released: EPS: د.إ0.26 (vs د.إ0.04 in 3Q 2022) Third quarter 2023 results: EPS: د.إ0.26 (up from د.إ0.04 in 3Q 2022). Revenue: د.إ299.6m (up د.إ250.9m from 3Q 2022). Net income: د.إ27.6m (up د.إ23.4m from 3Q 2022). Profit margin: 9.2% (up from 8.7% in 3Q 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 44% per year but the company’s share price has increased by 4% per year, which means it is well ahead of earnings. Announcement • Nov 04
Abu Dhabi National Takaful Company PSC to Report Q3, 2023 Results on Nov 08, 2023 Abu Dhabi National Takaful Company PSC announced that they will report Q3, 2023 results on Nov 08, 2023 Announcement • Oct 24
Abu Dhabi National Takaful Company PSC, Annual General Meeting, Nov 16, 2023 Abu Dhabi National Takaful Company PSC, Annual General Meeting, Nov 16, 2023, at 06:00 Coordinated Universal Time. Location: 25 floor - Tamouh Tower 12 - Al Reem Island Abu Dhabi United Arab Emirates Agenda: To consider Amending the company's Articles of Association. New Risk • Aug 12
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Emirian stocks, typically moving 6.6% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 14% per year over the past 5 years. Minor Risks Share price has been volatile over the past 3 months (6.6% average weekly change). Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (2.1% net profit margin). Reported Earnings • Aug 12
Second quarter 2023 earnings released: EPS: د.إ0.17 (vs د.إ0.011 in 2Q 2022) Second quarter 2023 results: EPS: د.إ0.17 (up from د.إ0.011 in 2Q 2022). Revenue: د.إ251.2m (up 492% from 2Q 2022). Net income: د.إ18.0m (up د.إ16.9m from 2Q 2022). Profit margin: 7.2% (up from 2.6% in 2Q 2022). Over the last 3 years on average, earnings per share has fallen by 45% per year but the company’s share price has increased by 39% per year, which means it is well ahead of earnings. Announcement • Aug 08
Abu Dhabi National Takaful Company PSC to Report Q2, 2023 Results on Aug 10, 2023 Abu Dhabi National Takaful Company PSC announced that they will report Q2, 2023 results at 2:00 PM, Arabian Standard Time on Aug 10, 2023 Reported Earnings • Jun 17
First quarter 2023 earnings released: EPS: د.إ0.11 (vs د.إ0.064 in 1Q 2022) First quarter 2023 results: EPS: د.إ0.11 (up from د.إ0.064 in 1Q 2022). Revenue: د.إ231.5m (up 414% from 1Q 2022). Net income: د.إ11.8m (up 78% from 1Q 2022). Profit margin: 5.1% (down from 15% in 1Q 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 33% per year but the company’s share price has increased by 28% per year, which means it is well ahead of earnings. Announcement • Jun 14
Abu Dhabi National Takaful Company PSC to Report Fiscal Year 2023 Results on Jun 15, 2023 Abu Dhabi National Takaful Company PSC announced that they will report fiscal year 2023 results on Jun 15, 2023 Reported Earnings • Feb 27
Full year 2022 earnings released: EPS: د.إ0.17 (vs د.إ0.84 in FY 2021) Full year 2022 results: EPS: د.إ0.17 (down from د.إ0.84 in FY 2021). Revenue: د.إ306.8m (up 59% from FY 2021). Net income: د.إ18.2m (down 79% from FY 2021). Profit margin: 5.9% (down from 46% in FY 2021). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 17% per year but the company’s share price has increased by 15% per year, which means it is well ahead of earnings. Valuation Update With 7 Day Price Move • Dec 15
Investor sentiment improved over the past week After last week's 21% share price gain to د.إ6.44, the stock trades at a trailing P/E ratio of 15.3x. Average trailing P/E is 15x in the Insurance industry in United Arab Emirates. Total returns to shareholders of 133% over the past three years. Buying Opportunity • Nov 23
Now 26% undervalued after recent price drop Over the last 90 days, the stock is down 30%. The fair value is estimated to be د.إ6.50, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 11% over the last 3 years. Earnings per share has declined by 6.6%. Valuation Update With 7 Day Price Move • Nov 21
Investor sentiment improved over the past week After last week's 27% share price gain to د.إ5.29, the stock trades at a trailing P/E ratio of 12.5x. Average trailing P/E is 11x in the Insurance industry in United Arab Emirates. Total returns to shareholders of 133% over the past three years. Reported Earnings • Nov 16
Third quarter 2022 earnings released: EPS: د.إ0.04 (vs د.إ0.11 in 3Q 2021) Third quarter 2022 results: EPS: د.إ0.04 (down from د.إ0.11 in 3Q 2021). Revenue: د.إ87.4m (up 96% from 3Q 2021). Net income: د.إ4.22m (down 63% from 3Q 2021). Profit margin: 4.8% (down from 26% in 3Q 2021). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 6% per year but the company’s share price has increased by 20% per year, which means it is well ahead of earnings. Reported Earnings • Nov 12
Third quarter 2022 earnings released: EPS: د.إ0.04 (vs د.إ0.11 in 3Q 2021) Third quarter 2022 results: EPS: د.إ0.04 (down from د.إ0.11 in 3Q 2021). Revenue: د.إ87.4m (up 96% from 3Q 2021). Net income: د.إ4.22m (down 63% from 3Q 2021). Profit margin: 4.8% (down from 26% in 3Q 2021). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 6% per year but the company’s share price has increased by 19% per year, which means it is well ahead of earnings. Announcement • Nov 07
Abu Dhabi National Takaful Company PSC to Report Q3, 2022 Results on Nov 10, 2022 Abu Dhabi National Takaful Company PSC announced that they will report Q3, 2022 results on Nov 10, 2022 Valuation Update With 7 Day Price Move • Oct 04
Investor sentiment deteriorated over the past week After last week's 19% share price decline to د.إ5.58, the stock trades at a trailing P/E ratio of 11.4x. Average trailing P/E is 15x in the Insurance industry in United Arab Emirates. Total returns to shareholders of 160% over the past three years. Announcement • Sep 21
Abu Dhabi National Takaful Company PSC Appoints Metha Mohamedalsharif Yousif Al Hashmi as Non-Executive Board Member Abu Dhabi National Takaful Company PSC appointed Metha Mohamedalsharif Yousif Al Hashmi as non-executive board member of the company. Metha is a banker with over 25 years of experience in the financial industry. Metha is a skilled strategist who transforms strategic plans into workable solutions and benchmarks performance against key targets & goals. Metha current position is Group Chief Credit Officer at ADIB. Prior to ADIB Metha was the Chief Risk officer at Emirates Islamic and Chief Credit Officer at Emirates NBD. Metha was a board member at Emirates Islamic Financial brokerage, Noor Takaful and Dar Al Takaful where Metha is involved in developing strategies and taking key business decisions. Announcement • Aug 05
Abu Dhabi National Takaful Company PSC to Report Q2, 2022 Results on Aug 11, 2022 Abu Dhabi National Takaful Company PSC announced that they will report Q2, 2022 results on Aug 11, 2022 Announcement • Jul 29
Abu Dhabi National Takaful Company PSC Announces Resignation of Dhafer Faroq Mohammad Luqman as Non-Executive Board Member Abu Dhabi National Takaful Company PSC announced the resignation of Dhafer Faroq Mohammad Luqman as Non-executive board member. The date of accepting the resignation from the company's board of directors and its effective date: 28 July 2022. Reason(s) for resignation: Private circumstances. Valuation Update With 7 Day Price Move • Jun 09
Investor sentiment deteriorated over the past week After last week's 19% share price decline to د.إ4.69, the stock trades at a trailing P/E ratio of 5.6x. Average trailing P/E is 14x in the Insurance industry in United Arab Emirates. Total returns to shareholders of 110% over the past three years. Valuation Update With 7 Day Price Move • May 20
Investor sentiment deteriorated over the past week After last week's 18% share price decline to د.إ4.86, the stock trades at a trailing P/E ratio of 5.8x. Average trailing P/E is 13x in the Insurance industry in United Arab Emirates. Total returns to shareholders of 118% over the past three years. Announcement • May 07
Abu Dhabi National Takaful Company PSC to Report Q1, 2022 Results on May 12, 2022 Abu Dhabi National Takaful Company PSC announced that they will report Q1, 2022 results on May 12, 2022 Upcoming Dividend • Mar 30
Upcoming dividend of د.إ0.25 per share Eligible shareholders must have bought the stock before 06 April 2022. Payment date: 27 April 2022. Payout ratio is a comfortable 28% but the company is not cash flow positive. Trailing yield: 3.5%. Lower than top quartile of Emirian dividend payers (5.4%). Lower than average of industry peers (5.9%). Announcement • Mar 29
Abu Dhabi National Takaful Company PSC Approves Cash Dividend, Payable on April 27, 2022 Abu Dhabi National Takaful Company PSC approved distribution of cash dividends and determine the amount thereof as AED 25,000,000 which is 25 % of Paid up Capital representing 25 fils per share, And bonus shares as 5 % of Paid up Capital, according to the approvals of the competent authorities, payable on April 27, 2022 with last entitlement date of April 5, 2022 and Ex-dividend date of April 6, 2022, at its AGM held on March 28, 2022. Valuation Update With 7 Day Price Move • Mar 11
Investor sentiment improved over the past week After last week's 18% share price gain to د.إ6.50, the stock trades at a trailing P/E ratio of 7.4x. Average trailing P/E is 11x in the Insurance industry in United Arab Emirates. Total returns to shareholders of 145% over the past three years. Announcement • Mar 04
Abu Dhabi National Takaful Company PSC Proposes Dividend The Board of Directors’ of Abu Dhabi National Takaful Company PSC considered the proposals of concerning the distribution of cash dividends and determine the amount thereof as AED 25,000,000 which is 25 % of Paid up Capital representing 25 fils per share, And bonus shares as 5 % of Paid up Capital, according to the approvals of the competent authorities, at its AGM to be held on March 28, 2022. Reported Earnings • Feb 27
Full year 2021 earnings: Revenues and EPS in line with analyst expectations Full year 2021 results: EPS: د.إ0.88 (up from د.إ0.78 in FY 2020). Revenue: د.إ313.4m (up 52% from FY 2020). Net income: د.إ88.0m (up 12% from FY 2020). Profit margin: 28% (down from 38% in FY 2020). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has increased by 16% per year, which means it is tracking significantly ahead of earnings growth. Announcement • Feb 22
Abu Dhabi National Takaful Company PSC to Report Fiscal Year 2021 Results on Feb 24, 2022 Abu Dhabi National Takaful Company PSC announced that they will report fiscal year 2021 results on Feb 24, 2022 Valuation Update With 7 Day Price Move • Nov 17
Investor sentiment improved over the past week After last week's 28% share price gain to د.إ6.32, the stock trades at a trailing P/E ratio of 7.7x. Average trailing P/E is 12x in the Insurance industry in United Arab Emirates. Total returns to shareholders of 70% over the past three years. 
