Finnish (OMX) Life and Health Insurance Industry Analysis

Industry Valuation and Performance

Has the Finnish Life and Health Insurance Industry valuation changed over the past few years?

Date	Market Cap	Revenue	Earnings	PE	Absolute PE	PS
Fri, 14 Aug 2026	€3.2b	€418.2m	€93.2m	34.6x	34.6x	7.7x
Sun, 12 Jul 2026	€2.8b	€418.2m	€93.2m	29.6x	29.6x	6.6x
Tue, 09 Jun 2026	€2.8b	€418.2m	€93.2m	29.5x	29.5x	6.6x
Thu, 07 May 2026	€3.4b	€531.0m	€156.0m	21.6x	21.6x	6.3x
Sat, 04 Apr 2026	€3.6b	€531.0m	€156.0m	22.9x	22.9x	6.7x
Mon, 02 Mar 2026	€3.4b	€531.0m	€156.0m	22x	22x	6.5x
Wed, 28 Jan 2026	€3.4b	€500.1m	€158.4m	21.6x	21.6x	6.9x
Fri, 26 Dec 2025	€3.4b	€500.1m	€158.4m	21.5x	21.5x	6.8x
Sun, 23 Nov 2025	€3.2b	€500.1m	€158.4m	20x	20x	6.3x
Tue, 21 Oct 2025	€3.0b	€502.8m	€148.0m	20x	20x	5.9x
Thu, 18 Sep 2025	€3.0b	€502.8m	€148.0m	20x	20x	5.9x
Sat, 16 Aug 2025	€3.0b	€502.8m	€148.0m	20.1x	20.1x	5.9x
Mon, 14 Jul 2025	€2.9b	€612.4m	€177.5m	16.1x	16.1x	4.7x
Wed, 11 Jun 2025	€2.7b	€612.4m	€177.5m	15.4x	15.4x	4.5x
Fri, 09 May 2025	€3.1b	€594.3m	€164.9m	18.6x	18.6x	5.1x
Sun, 06 Apr 2025	€2.7b	€602.4m	€164.9m	16.3x	16.3x	4.5x
Tue, 04 Mar 2025	€2.8b	€602.4m	€164.9m	16.9x	16.9x	4.6x
Thu, 30 Jan 2025	€2.4b	€552.9m	€161.3m	14.6x	14.6x	4.3x
Sat, 28 Dec 2024	€2.2b	€552.9m	€161.3m	13.8x	13.8x	4x
Mon, 25 Nov 2024	€2.1b	€552.9m	€161.3m	13.1x	13.1x	3.8x
Wed, 23 Oct 2024	€2.2b	€589.8m	€193.1m	11.6x	11.6x	3.8x
Fri, 20 Sep 2024	€2.1b	€589.8m	€193.1m	11.1x	11.1x	3.6x
Sun, 18 Aug 2024	€2.1b	€589.8m	€193.1m	11.1x	11.1x	3.6x
Tue, 16 Jul 2024	€2.1b	€558.9m	€174.8m	11.8x	11.8x	3.7x
Thu, 13 Jun 2024	€2.1b	€558.9m	€174.8m	12.1x	12.2x	3.8x
Sat, 11 May 2024	€2.3b	€574.4m	€174.8m	12.9x	12.9x	3.9x
Mon, 08 Apr 2024	€2.2b	€561.5m	€160.7m	13.5x	13.5x	3.9x
Wed, 06 Mar 2024	€2.0b	€561.5m	€160.7m	12.5x	12.5x	3.6x
Fri, 02 Feb 2024	€2.1b	€51.8m	-€249,200,000.00	n/a	-8.3x	39.9x
Sun, 31 Dec 2023	€2.0b	€51.8m	-€249,200,000.00	n/a	-8.2x	39.5x
Tue, 28 Nov 2023	€1.9b	€51.8m	-€249,200,000.00	n/a	-7.7x	36.9x
Thu, 26 Oct 2023	€1.8b	€148.4m	-€180,000,000.00	n/a	-10.3x	12.4x

Current Industry PE

There is only one company in the Finnish Life and Health Insurance industry, so there is insufficient data to make an industry-wide assessment of both the PE and PS ratio.

Past Earnings Growth

Total earnings for the Life and Health Insurance industry have gone up over the last three years, and the industry is now profitable. Revenues have grown 41% per year.
This means that more sales are being generated by the industry overall, and subsequently profits are increasing too.

Industry Comparison

How does Finnish Life and Health Insurance compare with similar industries?


FI Market	2.10%
Financials	-0.13%
Insurance	1.13%
Life and Health Insurance	7.65%
Property and Casualty Insurance	0.36%
General Insurance	0%	0

Industry PEThere are no additional sub-industries under this industry.

Forecasted GrowthThere are no additional sub-industries under this industry.

	Company	Last Price	7D	1Y	Valuation
	MANTA Mandatum Oyj	€6.27	5.2% +€156.0m	5.8%	PE24.4x

Company

Last Price

Valuation

MANTA Mandatum Oyj

€6.27

5.2%
+€156.0m

5.8%

PE24.4x

Mandatum Oyj (HLSE:MANTA) entered into an agreement to acquire 78.40% stake in Cliens Holding Ab for approximately SEK 710 million.

Mandatum Oyj (HLSE:MANTA) entered into an agreement to acquire 78.40% stake in Cliens Holding Ab for approximately SEK 710 million on August 13, 2026. The purchase price is subject to customary locked box interest and other customary agreed adjustments. The consideration will be paid in cash at completion and financed from Mandatum’s existing liquidity reserves and capital. Following completion of the transaction, Cliens will continue to operate independently under its own brand within the Mandatum Group. Cliens' current management and employees will remain shareholders with an ownership of 21.6%. For the period ending December 31, 2025, Cliens Holding Ab reported total revenue of SEK 222 million, EBIT of SEK 123 million and net income of SEK 99 million. As of December 31, 2025, Cliens Holding Ab reported total assets of SEK 36 billion. Cliens has 26 full-time employees. The completion of the transaction is subject to approvals by the Swedish Financial Supervisory Authority and the Swedish Competition Authority, as well as the fulfilment of other customary closing conditions. The transaction is expected to be completed by the end of 2026, provided that the necessary approvals are obtained and the other closing conditions are fulfilled. The transaction is expected to be EPS accretive immediately from completion. Mandatum’s financial outlook for 2026 and shareholder payout target remain unchanged as a result of the transaction. ABG Sundal Collier AB acted as financial advisor for Mandatum Oyj. Isabella Ramsay and Albert Roos of Mannheimer Swartling Advokatbyrå Aktiebolag acted as legal advisors for Mandatum Oyj.

Finnish (OMX) Life and Health Insurance Industry Analysis

Industry Valuation and Performance

Industry Comparison

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Latest News

Mandatum Oyj (HLSE:MANTA) entered into an agreement to acquire 78.40% stake in Cliens Holding Ab for approximately SEK 710 million.