Irish (ISEQ) Financials Sector Analysis

Sector Valuation and Performance

Has the Irish Financials Sector valuation changed over the past few years?

Date	Market Cap	Revenue	Earnings	PE	Absolute PE	PS
Wed, 22 Jul 2026	€43.4b	€9.6b	€3.2b	14.4x	13.4x	4.5x
Fri, 19 Jun 2026	€42.8b	€9.6b	€3.2b	14.3x	13.2x	4.5x
Sun, 17 May 2026	€39.2b	€9.6b	€3.2b	13.4x	12.1x	4.1x
Tue, 14 Apr 2026	€39.2b	€9.6b	€3.2b	13.5x	12.1x	4.1x
Thu, 12 Mar 2026	€38.7b	€9.5b	€3.2b	13.2x	12x	4.1x
Sat, 07 Feb 2026	€39.4b	€9.8b	€3.3b	12.5x	11.8x	4x
Mon, 05 Jan 2026	€38.9b	€9.8b	€3.3b	12.1x	11.6x	4x
Wed, 03 Dec 2025	€37.6b	€9.8b	€3.3b	11.8x	11.3x	3.8x
Fri, 31 Oct 2025	€33.3b	€9.8b	€3.3b	10.6x	10x	3.4x
Sun, 28 Sep 2025	€31.5b	€9.8b	€3.4b	10.4x	9.3x	3.2x
Tue, 26 Aug 2025	€29.7b	€9.8b	€3.4b	10.2x	8.7x	3x
Thu, 24 Jul 2025	€27.4b	€10.3b	€3.9b	8.2x	7x	2.6x
Sat, 21 Jun 2025	€27.2b	€10.3b	€3.9b	8x	6.9x	2.6x
Mon, 19 May 2025	€26.7b	€10.3b	€3.9b	7.4x	6.8x	2.6x
Wed, 16 Apr 2025	€25.2b	€10.3b	€3.9b	6.9x	6.4x	2.4x
Fri, 14 Mar 2025	€28.3b	€10.3b	€3.9b	7.2x	7.2x	2.7x
Sun, 09 Feb 2025	€24.8b	€10.2b	€3.9b	6.8x	6.3x	2.4x
Tue, 07 Jan 2025	€22.6b	€10.2b	€3.9b	6.5x	5.8x	2.2x
Thu, 05 Dec 2024	€22.0b	€10.2b	€3.9b	6.3x	5.6x	2.2x
Sat, 02 Nov 2024	€22.0b	€10.2b	€3.9b	6.4x	5.6x	2.2x
Mon, 30 Sep 2024	€24.3b	€10.2b	€3.9b	6.9x	6.2x	2.4x
Wed, 28 Aug 2024	€24.8b	€10.2b	€3.9b	7x	6.3x	2.4x
Fri, 26 Jul 2024	€24.7b	€9.6b	€3.6b	7.3x	6.9x	2.6x
Sun, 23 Jun 2024	€23.1b	€9.6b	€3.6b	7.2x	6.5x	2.4x
Tue, 21 May 2024	€24.5b	€9.6b	€3.6b	7.5x	6.8x	2.5x
Thu, 18 Apr 2024	€24.6b	€9.6b	€3.6b	7x	6.9x	2.5x
Sat, 16 Mar 2024	€22.8b	€9.6b	€3.6b	6.5x	6.4x	2.4x
Mon, 12 Feb 2024	€20.4b	€8.1b	€2.8b	5.4x	7.3x	2.5x
Wed, 10 Jan 2024	€21.2b	€8.1b	€2.8b	5.6x	7.6x	2.6x
Fri, 08 Dec 2023	€20.6b	€8.1b	€2.8b	5.2x	7.4x	2.6x
Sun, 05 Nov 2023	€21.5b	€8.1b	€2.8b	5.6x	7.7x	2.7x
Tue, 03 Oct 2023	€22.6b	€8.1b	€2.8b	5.8x	8.1x	2.8x
Thu, 31 Aug 2023	€22.4b	€8.1b	€2.8b	6x	8x	2.8x
Sat, 29 Jul 2023	€22.5b	€6.7b	€1.8b	10.1x	12.5x	3.4x

Current Industry PE

Investors are optimistic on the Irish Financials industry, and appear confident in long term growth rates.

The industry is trading at a PE ratio of 12.9x which is higher than its 3-year average PE of 8.2x.

The 3-year average PS ratio of 2.9x is lower than the industry's current PS ratio of 4.3x.

Past Earnings Growth

The earnings for companies in the Financials industry have grown 22% per year over the last three years.
Revenues for these companies have grown 13% per year.
This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Irish Financials sector?


IE Market	-0.46%
Financials	3.33%
Banks	3.45%
Capital Markets	0%	0
Insurance	-0.86%

Industry PE

Investors are most optimistic about the Insurance industry which is trading above its 3-year average PE ratio of 8.1x.

Analysts are expecting annual earnings growth of 6.4%, which is higher than its past year's earnings decline of 29.9% per year.

Investors are most pessimistic about the Banks industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 8.2x.

Forecasted Growth

Analysts are most optimistic on the Banks industry, expecting annual earnings growth of 7.7% over the next 5 years.
This is better than its past earnings decline of 23% per year.

In contrast, the Insurance industry is expected to see its earnings grow by 6.4% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

Company	Last Price	7D	1Y	Valuation
A5G AIB Group	€10.89	4.1% +€892.3m	66.8%	PB1.6x
BIRG Bank of Ireland Group	€18.29	3.0% +€499.9m	54.9%	PB1.3x
PTSB Permanent TSB Group Holdings	€3.02	0.3% +€5.4m	48.0%	PB0.7x
GRP Greencoat Renewables	€0.76	0.5% +€4.4m	-2.9%	PS8.4x

Bank of Ireland Announces Appointment of Prag Sharma to Chief Artificial Intelligence Officer

Bank of Ireland appointed Prag Sharma, a former director of emerging technologies at Citigroup, as its new chief artificial intelligence officer. Sharma will take on the newly created role when he begins in October. He will lead the Group's AI delivery and enablement, Bank of Ireland said, and will also be involved in leading out on the company's emerging technology direction in conjunction with group strategy. He will join the Enterprise Services leadership team, working alongside the company's Digital & Data, Security, and IT leaders to embed AI across all areas, a spokesperson said in a statement. Sharma joins Ireland's largest bank after nearly a decade at the Dublin office of Citigroup, one of the largest US banks. Previous roles he has held at Citigroup include its global head of AI and senior vice president of its innovation labs. He established Citigroup's Global AI Centre of Excellence, which delivered products across 96 countries, before serving as director of Citi Institute's Future of Finance think tank, Bank of Ireland said. Before this, Sharma worked in Deloitte's advanced analytics consulting practice and Accenture's integrated markets group, both in Dublin during the early 2000s and 2010s. Between these roles, he worked as a programme manager at a UCD research centre and cofounded a software analytics venture. Bank of Ireland described Sharma as an accomplished AI leader with deep technical knowledge and extensive global experience. Sharma earned a bachelor's degree in electronic engineering in 2000, a PhD in computer vision and pattern recognition in 2004 and a master of business administration (MBA) in 2013 all from UCD. He continues to sit on UCD's governing authority and its strategy oversight subcommittee.

Irish (ISEQ) Financials Sector Analysis

Sector Valuation and Performance

Industry Trends

Top Stock Gainers and Losers

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