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Irish (ISEQ) Financials Sector Analysis
UpdatedAug 14, 2025
DataAggregated Company Financials
Companies4
- 7D5.7%
- 3M10.5%
- 1Y39.2%
- YTD41.4%
Over the last 7 days, the Financials industry has risen 7.0%, driven by gains in AIB Group and Bank of Ireland Group of 7.9% and 9.9%, respectively. This takes the industry's 12 month performance to a gain of 38%. Looking forward, earnings are forecast to grow by 3.4% annually.
Sector Valuation and Performance
Has the Irish Financials Sector valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Thu, 14 Aug 2025 | €29.5b | €9.8b | €3.4b | 10.2x | 8.7x | 3x |
| Sat, 12 Jul 2025 | €28.5b | €10.3b | €3.9b | 8.4x | 7.3x | 2.8x |
| Mon, 09 Jun 2025 | €28.7b | €10.3b | €3.9b | 8.2x | 7.3x | 2.8x |
| Wed, 07 May 2025 | €25.8b | €10.3b | €3.9b | 7x | 6.6x | 2.5x |
| Fri, 04 Apr 2025 | €25.6b | €10.3b | €3.9b | 7.1x | 6.6x | 2.5x |
| Sun, 02 Mar 2025 | €28.4b | €10.3b | €3.8b | 7.7x | 7.4x | 2.8x |
| Tue, 28 Jan 2025 | €24.4b | €10.2b | €3.9b | 6.8x | 6.2x | 2.4x |
| Thu, 26 Dec 2024 | €22.2b | €10.2b | €3.9b | 6.4x | 5.7x | 2.2x |
| Sat, 23 Nov 2024 | €22.2b | €10.2b | €3.9b | 6.2x | 5.7x | 2.2x |
| Mon, 21 Oct 2024 | €21.8b | €10.2b | €3.9b | 6.5x | 5.6x | 2.1x |
| Wed, 18 Sep 2024 | €24.1b | €10.2b | €3.9b | 6.8x | 6.2x | 2.4x |
| Fri, 16 Aug 2024 | €24.1b | €10.2b | €3.9b | 7x | 6.2x | 2.4x |
| Sun, 14 Jul 2024 | €24.1b | €9.6b | €3.6b | 7.2x | 6.7x | 2.5x |
| Tue, 11 Jun 2024 | €24.2b | €9.6b | €3.6b | 7.3x | 6.8x | 2.5x |
| Thu, 09 May 2024 | €25.9b | €9.6b | €3.6b | 7.6x | 7.3x | 2.7x |
| Sat, 06 Apr 2024 | €25.0b | €9.6b | €3.6b | 7.1x | 7x | 2.6x |
| Mon, 04 Mar 2024 | €21.5b | €8.4b | €2.9b | 5.4x | 7.4x | 2.6x |
| Wed, 31 Jan 2024 | €21.1b | €8.1b | €2.8b | 5.6x | 7.6x | 2.6x |
| Fri, 29 Dec 2023 | €20.1b | €8.1b | €2.8b | 5.4x | 7.2x | 2.5x |
| Sun, 26 Nov 2023 | €21.7b | €8.1b | €2.8b | 5.6x | 7.8x | 2.7x |
| Tue, 24 Oct 2023 | €21.8b | €8.1b | €2.8b | 5.7x | 7.8x | 2.7x |
| Thu, 21 Sep 2023 | €21.5b | €8.1b | €2.8b | 5.7x | 7.7x | 2.7x |
| Sat, 19 Aug 2023 | €22.3b | €8.1b | €2.8b | 6.1x | 8x | 2.8x |
| Mon, 17 Jul 2023 | €21.7b | €6.7b | €1.8b | 9.9x | 12.1x | 3.2x |
| Wed, 14 Jun 2023 | €21.3b | €6.7b | €1.8b | 10x | 11.8x | 3.2x |
| Fri, 12 May 2023 | €21.2b | €6.7b | €1.8b | 9.4x | 11.8x | 3.2x |
| Sun, 09 Apr 2023 | €21.7b | €6.7b | €1.8b | 9.9x | 12.1x | 3.2x |
| Tue, 07 Mar 2023 | €24.0b | €6.8b | €2.0b | 9.5x | 12x | 3.5x |
| Thu, 02 Feb 2023 | €22.3b | €6.8b | €1.7b | 11.6x | 12.8x | 3.3x |
| Sat, 31 Dec 2022 | €20.4b | €6.8b | €1.7b | 10.3x | 11.7x | 3x |
| Mon, 28 Nov 2022 | €16.6b | €6.8b | €1.7b | 8.4x | 9.5x | 2.4x |
| Wed, 26 Oct 2022 | €16.6b | €6.8b | €1.7b | 8.4x | 9.5x | 2.4x |
| Fri, 23 Sep 2022 | €16.0b | €6.8b | €1.7b | 8.7x | 9.2x | 2.4x |
| Sun, 21 Aug 2022 | €13.2b | €6.8b | €1.7b | 6.8x | 7.6x | 2x |
Price to Earnings Ratio
7.6x
Current Industry PE
- Investors are relatively neutral on the Irish Financials industry at the moment, indicating that they anticipate long term growth rates to remain steady.
- The industry is trading close to its 3-year average PE ratio of 8.2x.
- The 3-year average PS ratio of 2.6x is lower than the industry's current PS ratio of 3.0x.
Past Earnings Growth
- The earnings for companies in the Financials industry have grown 25% per year over the last three years.
- Revenues for these companies have grown 13% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Trends
Which industries have driven the changes within the Irish Financials sector?
| IE Market | 2.21% | |
| Financials | 5.73% | |
| Insurance | 6.88% | |
| Banks | 5.71% | |
Industry PE
- Investors are most optimistic about the Insurance industry which is trading above its 3-year average PE ratio of 6.3x.
- Analysts are expecting annual earnings growth of 9.4%, which is higher than its past year's earnings decline of 16.1% per year.
- Investors are most pessimistic about the Banks industry, which is trading close to its 3-year average of 8.3x.
Forecasted Growth
- Analysts are most optimistic on the Insurance industry, expecting annual earnings growth of 9.4% over the next 5 years.
- This is better than its past earnings decline of 16% per year.
- In contrast, the Banks industry is expected to see its earnings grow by 3.3% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| A5G AIB Group | €7.17 | 5.8% +€833.3m | 42.6% | PB1.1x | |
| BIRG Bank of Ireland Group | €12.95 | 5.7% +€672.5m | 35.5% | PB1x | |
| PTSB Permanent TSB Group Holdings | €2.26 | 5.1% +€59.9m | 50.7% | PB0.5x |