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Irish (ISEQ) Financials Sector Analysis
UpdatedFeb 11, 2025
DataAggregated Company Financials
Companies4
- 7D5.5%
- 3M11.6%
- 1Y31.2%
- YTD11.3%
Over the last 7 days, the Financials industry has risen 2.7%, driven by gains from AIB Group of 4.1%. This means that the industry has gained 32% over the past year. Looking forward, earnings are forecast to decline by 11% per year.
Sector Valuation and Performance
Has the Irish Financials Sector valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Tue, 11 Feb 2025 | €24.8b | €10.2b | €3.9b | 6.8x | 6.3x | 2.4x |
| Thu, 09 Jan 2025 | €22.9b | €10.2b | €3.9b | 6.5x | 5.8x | 2.3x |
| Sat, 07 Dec 2024 | €21.9b | €10.2b | €3.9b | 6.3x | 5.6x | 2.2x |
| Mon, 04 Nov 2024 | €22.0b | €10.2b | €3.9b | 6.4x | 5.6x | 2.2x |
| Wed, 02 Oct 2024 | €22.1b | €10.2b | €3.9b | 6.6x | 5.6x | 2.2x |
| Fri, 30 Aug 2024 | €24.7b | €10.2b | €3.9b | 7.1x | 6.3x | 2.4x |
| Sun, 28 Jul 2024 | €24.8b | €9.6b | €3.6b | 7.4x | 6.9x | 2.6x |
| Tue, 25 Jun 2024 | €23.4b | €9.6b | €3.6b | 7.3x | 6.5x | 2.4x |
| Thu, 23 May 2024 | €24.9b | €9.6b | €3.6b | 7.6x | 7x | 2.6x |
| Sat, 20 Apr 2024 | €25.2b | €9.6b | €3.6b | 7.6x | 7.1x | 2.6x |
| Mon, 18 Mar 2024 | €22.8b | €9.6b | €3.6b | 6.5x | 6.4x | 2.4x |
| Wed, 14 Feb 2024 | €20.4b | €8.1b | €2.8b | 5.4x | 7.3x | 2.5x |
| Fri, 12 Jan 2024 | €20.2b | €8.1b | €2.8b | 5.4x | 7.2x | 2.5x |
| Sun, 10 Dec 2023 | €20.1b | €8.1b | €2.8b | 5.2x | 7.2x | 2.5x |
| Tue, 07 Nov 2023 | €20.9b | €8.1b | €2.8b | 5.4x | 7.5x | 2.6x |
| Thu, 05 Oct 2023 | €22.0b | €8.1b | €2.8b | 5.8x | 7.9x | 2.7x |
| Sat, 02 Sep 2023 | €22.4b | €8.1b | €2.8b | 6x | 8x | 2.8x |
| Mon, 31 Jul 2023 | €22.5b | €7.2b | €2.2b | 9.2x | 10.3x | 3.1x |
| Wed, 28 Jun 2023 | €20.8b | €6.7b | €1.8b | 9.5x | 11.6x | 3.1x |
| Fri, 26 May 2023 | €21.3b | €6.7b | €1.8b | 9.7x | 11.8x | 3.2x |
| Sun, 23 Apr 2023 | €22.5b | €6.7b | €1.8b | 10x | 12.5x | 3.4x |
| Tue, 21 Mar 2023 | €21.8b | €6.7b | €1.8b | 9.9x | 12.1x | 3.3x |
| Thu, 16 Feb 2023 | €22.6b | €6.8b | €1.7b | 11.4x | 13x | 3.3x |
| Sat, 14 Jan 2023 | €21.0b | €6.8b | €1.7b | 10.6x | 12x | 3.1x |
| Mon, 12 Dec 2022 | €18.2b | €6.8b | €1.7b | 9.3x | 10.5x | 2.7x |
| Wed, 09 Nov 2022 | €17.3b | €6.8b | €1.7b | 8.5x | 9.9x | 2.6x |
| Fri, 07 Oct 2022 | €15.9b | €6.8b | €1.7b | 8.4x | 9.2x | 2.4x |
| Sun, 04 Sep 2022 | €13.9b | €6.8b | €1.7b | 7.2x | 8x | 2x |
| Tue, 02 Aug 2022 | €13.0b | €6.9b | €1.8b | 6.1x | 7.2x | 1.9x |
| Thu, 30 Jun 2022 | €13.7b | €6.5b | €1.6b | 6.7x | 8.4x | 2.1x |
| Sat, 28 May 2022 | €14.4b | €6.5b | €1.6b | 6.9x | 8.9x | 2.2x |
| Mon, 25 Apr 2022 | €14.0b | €6.5b | €1.6b | 7.4x | 8.6x | 2.1x |
| Wed, 23 Mar 2022 | €13.2b | €6.5b | €1.6b | 6.4x | 8.1x | 2x |
| Fri, 18 Feb 2022 | €15.0b | €5.4b | €406.9m | 19.4x | 36.8x | 2.8x |
Price to Earnings Ratio
36.8x
Current Industry PE
- Investors are pessimistic on the Irish Financials industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The industry is trading at a PE ratio of 6.3x which is lower than its 3-year average PE of 8.9x.
- The industry is trading close to its 3-year average PS ratio of 2.6x.
Past Earnings Growth
- The earnings for companies in the Financials industry have grown 113% per year over the last three years.
- Revenues for these companies have grown 23% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Trends
Which industries have driven the changes within the Irish Financials sector?
| IE Market | 1.51% | |
| Financials | 5.51% | |
| Banks | 5.61% | |
| Insurance | 0.39% | |
| Mortgage Finance | 0% | 0 |
| Mortgage REITs | 0% | 0 |
| Diversified Financial | 0% | 0 |
| Consumer Finance | 0% | 0 |
| Capital Markets | 0% | 0 |
Industry PE
- Investors are most optimistic about the Insurance industry which is trading above its 3-year average PE ratio of 5.8x.
- Analysts are expecting annual earnings decline of 8.7%, which is less than its past year's earnings decline of 27.6%.
- Investors are most pessimistic about the Banks industry, which is trading below its 3-year average of 9.1x.
Forecasted Growth
- Despite it being negative, analysts are least pessimistic on the Insurance industry since they expect its earnings to decline by only 8.7% per year over the next 5 years, which isn't as bad as the other industries.
- This is an improvement from its past earnings decline of 28% per year.
- In contrast, the Banks industry is expected to see its earnings decline by 11% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| A5G AIB Group | €5.92 | 6.8% +€873.2m | 48.2% | PB1x | |
| BIRG Bank of Ireland Group | €9.65 | 3.8% +€357.2m | 17.2% | PB0.8x | |
| PTSB Permanent TSB Group Holdings | €1.52 | 7.8% +€59.9m | -7.9% | PB0.3x | |
| EG7 FBD Holdings | €12.95 | 0.4% +€1.8m | 11.2% | PE7.3x |