U.S. Banks Low Leverage High Rewards

First Interstate BancSystem

Market Cap: US$3.8b

Operates as a bank holding company for First Interstate Bank that provides a range of banking products and services in the United States.

East West Bancorp

Market Cap: US$17.7b

Operates as the bank holding company for East West Bank that provides a range of personal and commercial banking services to businesses and individuals in the United States.

Prosperity Bancshares

Market Cap: US$7.2b

Operates as bank holding company for the Prosperity Bank that provides financial products and services to businesses and consumers.

Regions Financial

Market Cap: US$25.8b

A financial holding company, provides various banking and related products and services to individual and corporate customers.

National Bankshares

Market Cap: US$232.6m

Operates as the bank holding company for the National Bank of Blacksburg that provides retail and commercial banking products and services to individuals, businesses, non-profits, and local governments.

LCNB

Market Cap: US$254.9m

Operates as the financial holding company for LCNB National Bank that provides banking services in the United States.

Bank of South Carolina

Market Cap: US$88.3m

Operates as a bank holding company for The Bank of South Carolina that provides financial products and services primarily in Charleston, Dorchester, and Berkeley counties of South Carolina.

Hancock Whitney

Market Cap: US$6.1b

Operates as the financial holding company for Hancock Whitney Bank that provides traditional and online banking services to commercial, small business, and retail customers in the United States.

Denali Bancorporation

Market Cap: US$52.0m

Operates as a bank holding company for Denali State Bank that provides various banking products and services in the United States.

Home BancShares

Market Cap: US$5.8b

Operates as the bank holding company for Centennial Bank that provides commercial and retail banking, and related financial services to businesses, real estate developers and investors, individuals, and municipalities in the United States.

Pinnacle Financial Partners

Market Cap: US$15.0b

Operates as the bank holding company for Pinnacle Bank that provides various banking products and services to individuals, businesses, and professional entities in the United States.

SouthState Bank

Market Cap: US$9.8b

Operates as the bank holding company for SouthState Bank, National Association that provides a range of banking services and products to individuals and companies in the United States.

Bank OZK

Market Cap: US$5.4b

Operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services.

Citizens Financial Group

Market Cap: US$30.0b

Operates as the bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions in the United States.

First Hawaiian

Market Cap: US$3.6b

Operates as a bank holding company for First Hawaiian Bank that provides a range of banking products and services to consumer and commercial customers in the United States.

First Community Bankshares

Market Cap: US$851.3m

Operates as the financial holding company for First Community Bank that provides various banking products and services.

Atlantic Union Bankshares

Market Cap: US$6.0b

Operates as the bank holding company for Atlantic Union Bank that provides banking and related financial products and services to consumers and businesses in the United States.

Northwest Bancshares

Market Cap: US$2.2b

Operates as the bank holding company for Northwest Bank, a state-chartered savings bank that provides personal and commercial banking solutions in Pennsylvania, New York, Ohio, and Indiana in the United States.

Zions Bancorporation National Association

Market Cap: US$10.2b

Provides various banking products and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming.

Shore Bancshares

Market Cap: US$770.5m

Operates as a bank holding company for Shore United Bank, N.A.

Preferred Bank

Market Cap: US$1.3b

Provides various banking products and services to small and mid-sized businesses, entrepreneurs, real estate developers, professionals, and high net worth individuals.

Arrow Financial

Market Cap: US$682.5m

A bank holding company, provides various commercial and consumer banking, and financial products and services in the United States.

Plumas Bancorp

Market Cap: US$412.0m

Operates as the bank holding company for the Plumas Bank that provides various banking products and services for small and middle market businesses and individuals.

TowneBank

Market Cap: US$3.3b

Provides retail and commercial banking services for individuals, commercial enterprises, and professionals in the United States.

Valley National Bancorp

Market Cap: US$8.1b

Operates as the holding company for Valley National Bank that provides various commercial, private banking, retail, insurance, and wealth management financial services products.

German American Bancorp

Market Cap: US$1.8b

Operates as a financial holding company for German American Bank that provides retail and commercial banking, and wealth management services.

Auburn National Bancorporation

Market Cap: US$96.5m

Operates as the bank holding company for AuburnBank that provides various banking products and services in East Alabama.

Eagle Bancorp Montana

Market Cap: US$185.0m

Operates as the bank holding company for Opportunity Bank of Montana that provides various banking products and services to small businesses and individuals in Montana.

Renasant

Market Cap: US$4.0b

Operates as a bank holding company for Renasant Bank that provides a range of financial, wealth management, and fiduciary services to retail and commercial customers.

PCB Bancorp

Market Cap: US$403.4m

Operates as the bank holding company for PCB Bank that provides various banking products and services to small and middle market businesses and individuals in the United States.

MVB Financial

Market Cap: US$377.9m

Operates as bank holding company for MVB Bank, Inc that provides financial services to individuals and corporate clients.

S&T Bancorp

Market Cap: US$1.8b

Operates as the bank holding company for S&T Bank that provides retail and commercial banking products and services to consumer, commercial, and small businesses in Pennsylvania and Ohio.

United Bankshares

Market Cap: US$6.4b

Through its subsidiaries, provides commercial and retail banking products and services in the United States.

Financial Institutions

Market Cap: US$768.2m

Through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York.

Eagle Financial Services

Market Cap: US$217.8m

Operates as the bank holding company for Bank of Clarke that provides various retail and commercial banking products and services in the United States.

Cashmere Valley Bank

Market Cap: US$283.3m

A state chartered bank, provides banking products and services to small and middle-market businesses, and retail customers.