U.S. Banks Low Leverage High Rewards

Peoples Bancorp

Market Cap: US$1.0b

Operates as the financial holding company for Peoples Bank that provides commercial and consumer banking products and services.

Valley National Bancorp

Market Cap: US$4.9b

Operates as the holding company for Valley National Bank that provides various commercial, private banking, retail, insurance, and wealth management financial services products.

East West Bancorp

Market Cap: US$11.9b

Operates as the bank holding company for East West Bank that provides a range of personal and commercial banking services to businesses and individuals in the United States.

Arrow Financial

Market Cap: US$418.8m

A bank holding company, provides various commercial and consumer banking, and financial products and services in the Unites States.

MVB Financial

Market Cap: US$220.8m

Operates as bank holding company for MVB Bank, Inc that provides financial services to individuals and corporate clients.

Auburn National Bancorporation

Market Cap: US$69.5m

Operates as the bank holding company for AuburnBank that provides various banking products and services in East Alabama.

Popular

Market Cap: US$6.7b

Through its subsidiaries, provides various retail, mortgage, and commercial banking products and services in Puerto Rico, the United States, and the British Virgin Islands.

Bank of South Carolina

Market Cap: US$74.1m

Operates as a bank holding company for The Bank of South Carolina that provides financial products and services primarily in Charleston, Berkeley, and Dorchester counties of South Carolina.

Regions Financial

Market Cap: US$18.4b

A financial holding company, provides various banking and related products and services to individual and corporate customers.

Hancock Whitney

Market Cap: US$4.5b

Operates as the financial holding company for Hancock Whitney Bank that provides traditional and online banking services to commercial, small business, and retail customers in the United States.

LCNB

Market Cap: US$210.8m

Operates as the financial holding company for LCNB National Bank that provides banking services in the United States.

Prosperity Bancshares

Market Cap: US$6.5b

Operates as bank holding company for the Prosperity Bank that provides financial products and services to businesses and consumers.

Webster Financial

Market Cap: US$8.0b

Operates as the bank holding company for Webster Bank, National Association that provides various financial products and services to businesses, individuals, and families in the United States.

Hope Bancorp

Market Cap: US$1.2b

Operates as the bank holding company for Bank of Hope that provides retail and commercial banking services for businesses and individuals in the United States.

SouthState

Market Cap: US$8.9b

Operates as the bank holding company for SouthState Bank, National Association that provides a range of banking services and products to individuals and companies in the United States.

Home Bancshares (Conway AR)

Market Cap: US$5.6b

Operates as the bank holding company for Centennial Bank that provides commercial and retail banking, and related financial services to businesses, real estate developers and investors, individuals, and municipalities in the United States.

Farmers National Banc

Market Cap: US$497.3m

Operates as a bank holding company for The Farmers National Bank of Canfield that engages in the banking, trust, retirement consulting, insurance, and financial management businesses.

Synovus Financial

Market Cap: US$6.1b

Operates as the bank holding company for Synovus Bank that provides commercial and consumer banking products and services in the United States.

Peoples Financial Services

Market Cap: US$436.9m

Provides commercial and retail banking services.

M&T Bank

Market Cap: US$27.6b

Operates as a bank holding company for Manufacturers and Traders Trust Company and Wilmington Trust, National Association that provides retail and commercial banking products and services in the United States.

First National

Market Cap: US$183.5m

Operates as the bank holding company for First Bank that provides various commercial banking services to small and medium-sized businesses, individuals, estates, local governmental entities, and non-profit organizations in Virginia.

Tri City Bankshares

Market Cap: US$124.1m

Through its subsidiary, Tri City National Bank, provides various banking products and services in Southeastern Wisconsin.

F & M Bank

Market Cap: US$70.6m

Operates as the bank holding company for Farmers & Merchants Bank that provides financial products and services to consumers and businesses in Virginia.

Heritage Commerce

Market Cap: US$559.4m

Operates as the bank holding company for Heritage Bank of Commerce that provides various commercial and personal banking services to residents and the business/professional community in California.

Bank OZK

Market Cap: US$4.9b

Operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services in the United States.

Commercial National Financial

Market Cap: US$40.1m

Operates as the holding company for Commercial Bank that provides various banking products and services to individuals, agricultural and commercial businesses, and light industries in Michigan.

Atlantic Union Bankshares

Market Cap: US$4.0b

Operates as the bank holding company for Atlantic Union Bank that provides banking and related financial products and services to consumers and businesses in the United States.

Cadence Bank

Market Cap: US$5.5b

Provides commercial banking and financial services in the United States.

Trinity Bank N.A

Market Cap: US$92.3m

Provides personal and business banking products and services in Texas.

Highlands Bankshares

Market Cap: US$45.1m

Operates as the bank holding company for The Grant County Bank and Capon Valley Bank that provide various banking products and services for individuals and businesses.

Cashmere Valley Bank

Market Cap: US$232.9m

A state chartered bank, provides banking products and services to small and middle-market businesses, and retail customers.

Shore Bancshares

Market Cap: US$469.9m

Operates as a bank holding company for the Shore United Bank, N.A.

Citizens Community Bancorp

Market Cap: US$150.2m

Operates as a bank holding company for Citizens Community Federal N.A.

United Bankshares

Market Cap: US$4.9b

Through its subsidiaries, provides commercial and retail banking products and services in the United States.

Neffs Bancorp

Market Cap: US$45.1m

Operates as a bank holding company for The Neffs National Bank that provides a range of financial services to individuals, small businesses, and corporate customers in Lehigh County and Northampton County, Pennsylvania.

Chemung Financial

Market Cap: US$215.6m

Operates as a bank holding company for Chemung Canal Trust Company that provides a range of banking, financing, fiduciary, and other financial services.