U.S. Banks Low Leverage High Rewards

First Interstate BancSystem

Market Cap: US$3.2b

Operates as the bank holding company for First Interstate Bank that provides a range of banking products and services in the United States.

East West Bancorp

Market Cap: US$14.2b

Operates as the bank holding company for East West Bank that provides a range of personal and commercial banking services to businesses and individuals in the United States.

Popular

Market Cap: US$8.1b

Through its subsidiaries, provides various retail, mortgage, and commercial banking products and services in Puerto Rico, the United States, and the British Virgin Islands.

National Bankshares

Market Cap: US$182.1m

Operates as the bank holding company for the National Bank of Blacksburg that provides retail and commercial banking products and services to individuals, businesses, non-profits, and local governments.

Prosperity Bancshares

Market Cap: US$6.5b

Operates as bank holding company for the Prosperity Bank that provides financial products and services to businesses and consumers.

Hancock Whitney

Market Cap: US$5.2b

Operates as the financial holding company for Hancock Whitney Bank that provides traditional and online banking services to commercial, small business, and retail customers in the United States.

Webster Financial

Market Cap: US$9.7b

Operates as the bank holding company for Webster Bank, National Association that provides various financial products and services to businesses, individuals, and families in the United States.

Regions Financial

Market Cap: US$23.2b

A financial holding company, provides various banking and related products and services to individual and corporate customers.

LCNB

Market Cap: US$216.9m

Operates as the financial holding company for LCNB National Bank that provides banking services in the United States.

Bank of South Carolina

Market Cap: US$84.0m

Operates as a bank holding company for The Bank of South Carolina that provides financial products and services primarily in Charleston, Berkeley, and Dorchester counties of South Carolina.

Woodlands Financial Services

Market Cap: US$30.4m

Operates as the financial services holding company for Woodlands Bank and Woodlands Stock Corporation that provides commercial and consumer banking, and trust services in Lycoming and Clinton counties in Pennsylvania.

SouthState

Market Cap: US$9.9b

Operates as the bank holding company for SouthState Bank, National Association that provides a range of banking services and products to individuals and companies in the United States.

Home Bancshares (Conway AR)

Market Cap: US$5.7b

Operates as the bank holding company for Centennial Bank that provides commercial and retail banking, and related financial services to businesses, real estate developers and investors, individuals, and municipalities in the United States.

Exchange Bank (Santa Rosa CA)

Market Cap: US$188.6m

A community bank, provides a range of personal, commercial, and trust and investment management services in California.

Heritage Commerce

Market Cap: US$608.9m

Operates as the bank holding company for Heritage Bank of Commerce that provides various commercial and personal banking services to residents and the business/professional community in California.

Bank OZK

Market Cap: US$5.7b

Operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services in the United States.

Tri City Bankshares

Market Cap: US$138.9m

Through its subsidiary, Tri City National Bank, provides various banking products and services in Southeastern Wisconsin.

Atlantic Union Bankshares

Market Cap: US$4.9b

Operates as the bank holding company for Atlantic Union Bank that provides banking and related financial products and services to consumers and businesses in the United States.

Cathay General Bancorp

Market Cap: US$3.3b

Operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses in the United States.

Commercial National Financial

Market Cap: US$45.2m

Operates as the holding company for Commercial Bank that provides various banking products and services to individuals, agricultural and commercial businesses, and light industries in Michigan.

1st Source

Market Cap: US$1.5b

Operates as the bank holding company for 1st Source Bank that provides commercial and consumer banking services, trust and wealth advisory services, and insurance products to individual and business clients in the United States.

Eagle Financial Services

Market Cap: US$185.2m

Operates as the bank holding company for Bank of Clarke that provides various retail and commercial banking products and services in the United States.

Cashmere Valley Bank

Market Cap: US$249.8m

A state chartered bank, provides banking products and services to small and middle-market businesses, and retail customers.

Tri-County Financial Group

Market Cap: US$109.9m

Operates as a bank holding company for First State Bank, providing various banking and mortgage banking services and insurance services to individuals and businesses in the United States.

Arrow Financial

Market Cap: US$469.9m

A bank holding company, provides various commercial and consumer banking, and financial products and services in the Unites States.

CVB Financial

Market Cap: US$2.7b

Operates as a bank holding company for Citizens Business Bank, a state-chartered bank that provides banking and financial services to small to mid-sized businesses and individuals.

United Bankshares

Market Cap: US$5.3b

Through its subsidiaries, provides commercial and retail banking products and services in the United States.

Bank of the James Financial Group

Market Cap: US$64.5m

Operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States.

MVB Financial

Market Cap: US$298.0m

Operates as bank holding company for MVB Bank, Inc that provides financial services to individuals and corporate clients.

CNB Financial

Market Cap: US$736.7m

Operates as the bank holding company for CNB Bank that provides various banking products and services for individual, business, governmental, and institutional customers.

Citizens Community Bancorp

Market Cap: US$156.0m

Operates as a bank holding company for Citizens Community Federal N.A.

Renasant

Market Cap: US$3.6b

Operates as a bank holding company for Renasant Bank that provides a range of financial, wealth management, fiduciary, and insurance services to retail and commercial customers.

Hanmi Financial

Market Cap: US$721.6m

Operates as the holding company for Hanmi Bank that provides business banking products and services in the United States.

Financial Institutions

Market Cap: US$531.2m

Through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York.

Auburn National Bancorporation

Market Cap: US$90.8m

Operates as the bank holding company for AuburnBank that provides various banking products and services in East Alabama.

TowneBank

Market Cap: US$2.8b

Provides retail and commercial banking services for individuals, commercial enterprises, and professionals in Virginia and North Carolina.