Home BancShares (HOMB) Stock Overview
Operates as the bank holding company for Centennial Bank that provides commercial and retail banking, and related financial services to businesses, real estate developers and investors, individuals, and municipalities in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 1/6 |
| Past Performance | 4/6 |
| Financial Health | 6/6 |
| Dividends | 5/6 |
Rewards
Risk Analysis
No risks detected for HOMB from our risk checks.
HOMB Community Fair Values
Create NarrativeSee what 6 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Home BancShares, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$27.46 |
| 52 Week High | US$30.83 |
| 52 Week Low | US$25.50 |
| Beta | 0.69 |
| 1 Month Change | 5.25% |
| 3 Month Change | 5.13% |
| 1 Year Change | -0.40% |
| 3 Year Change | 20.65% |
| 5 Year Change | 8.88% |
| Change since IPO | 552.45% |
Recent News & Updates
Narrative Update • Jun 07
HOMB: Buybacks And Stable Earnings Outlook Will Support Future Upside Potential
Narrative Update The intrinsic value estimate for Home BancShares edges slightly lower, with the updated fair value moving from about $31.29 to $31.14 as analysts trim price targets, including several $2 cuts and a move from $31 to $30, citing the same factors that are also reflected in a higher discount rate and a more conservative future P/E assumption. Analyst Commentary Recent Street research on Home BancShares focuses on small downward adjustments to price targets, with several firms trimming their views by about US$2 and one moving from US$31 to US$30 while maintaining a Neutral stance.Narrative Update • May 04
HOMB: Sector Volatility And Buybacks Will Support Future Earnings Potential
Analysts have trimmed their average price targets on Home BancShares by about $1 to roughly $31 per share, citing recent sector volatility and macro headlines that have introduced more near term uncertainty into the outlook. Analyst Commentary Recent research notes cluster around modestly lower price targets for Home BancShares, with cuts of about $1 to $2 per share and a current reference point of about $31.Recent updates
Narrative Update • Jun 07
HOMB: Buybacks And Stable Earnings Outlook Will Support Future Upside Potential
Narrative Update The intrinsic value estimate for Home BancShares edges slightly lower, with the updated fair value moving from about $31.29 to $31.14 as analysts trim price targets, including several $2 cuts and a move from $31 to $30, citing the same factors that are also reflected in a higher discount rate and a more conservative future P/E assumption. Analyst Commentary Recent Street research on Home BancShares focuses on small downward adjustments to price targets, with several firms trimming their views by about US$2 and one moving from US$31 to US$30 while maintaining a Neutral stance.Narrative Update • May 04
HOMB: Sector Volatility And Buybacks Will Support Future Earnings Potential
Analysts have trimmed their average price targets on Home BancShares by about $1 to roughly $31 per share, citing recent sector volatility and macro headlines that have introduced more near term uncertainty into the outlook. Analyst Commentary Recent research notes cluster around modestly lower price targets for Home BancShares, with cuts of about $1 to $2 per share and a current reference point of about $31.Narrative Update • Apr 20
HOMB: Stable Credit Costs And Sector Normalization Will Support Future Earnings
Analysts modestly trimmed their fair value estimate for Home BancShares to about $31.57 from $33.13, reflecting slightly lower assumed profit margins and a somewhat softer future P/E, partly offset by updated revenue expectations and recent price target cuts from Piper Sandler, Stephens, and Cantor. Analyst Commentary Recent Street research around Home BancShares has focused on modestly lower price targets and a more cautious stance on near term conditions for bank stocks, while still acknowledging longer term potential outlined in some commentary.Narrative Update • Apr 04
HOMB: Stable Fundamentals And Credit Costs Will Support Future Earnings
Analysts have modestly reduced their average price target on Home BancShares to around $31, trimming earlier views by about $1 as they factor in recent sector volatility, while still pointing to relatively stable regional bank fundamentals. Expectations for loan and revenue growth are cited as key factors that could influence performance over time.Seeking Alpha • Mar 22
Mountain Commerce Acquisition Makes Home BancShares Look Even More Attractive
Summary Home BancShares delivered a stellar FY 2025, with net income up 18.2% and strong operational metrics versus peers. HOMB’s acquisition of Mountain Commerce Bancorp expands its footprint into high-growth Tennessee markets at a bargain 1.05x TBV, expected to be triple accretive. An efficiency ratio of 39.5% and robust asset quality underscore HOMB’s disciplined expense management and conservative balance sheet. Despite sector headwinds, HOMB’s growth prospects and takeover appeal support a Buy rating for mid-cap regional bank exposure. Read the full article on Seeking AlphaNarrative Update • Feb 17
HOMB: Stable Credit Costs And Loan Trends Will Support Future Earnings
Analysts have adjusted their views on Home Bancshares, with recent price target changes ranging from a $1 increase at one firm to a $1 reduction at another. These revisions reflect updated expectations around regional bank fundamentals, loan trends, and revenue growth going into upcoming earnings.Narrative Update • Feb 01
HOMB: Stable Outlook And Credit Quality Will Support Earnings Momentum
Analysts have made a modest upward adjustment to their outlook on Home Bancshares, with the average price target moving slightly higher as they factor in updated expectations for revenue growth, profit margins, and future P/E multiples in light of recent regional bank research. Analyst Commentary Recent research updates on Home Bancshares (Conway AR) point to a mixed, but generally steady, view on the shares, with modest changes to price targets and an emphasis on how loan and revenue trends could shape returns.Analysis Article • Jan 16
Home Bancshares, Inc. (Conway, AR) (NYSE:HOMB) Full-Year Results Just Came Out: Here's What Analysts Are Forecasting For This Year
Home Bancshares, Inc. (Conway, AR) ( NYSE:HOMB ) last week reported its latest annual results, which makes it a good...Narrative Update • Jan 13
HOMB: Stable Outlook And Loan Trends Will Support Earnings Momentum
Narrative Update: Home Bancshares (Conway, AR) Analysts trimmed their price target on Home Bancshares to US$31 from US$32, citing generally stable regional bank outlooks, with loan and revenue growth expectations noted as key factors in their updated view. Analyst Commentary Recent commentary frames Home Bancshares as operating in a generally steady regional bank setting, with the updated US$31 price target reflecting both supportive and cautious views around upcoming earnings.Narrative Update • Dec 02
HOMB: Improving Macro Backdrop Will Support Momentum and Acquisition Activity Ahead
Analysts have maintained the price target for Home Bancshares (Conway, AR) at $33.13 per share. This reflects a neutral view given a constructive industry outlook but no specific catalysts for outperformance at this time.Narrative Update • Nov 18
HOMB: Loan Growth Acceleration Will Drive Performance In Constructive Bank Environment
Analysts have maintained their price target for Home Bancshares (Conway AR) at $33.13. They cite a broadly constructive outlook for U.S. banks, steady profit margins, and expectations for solid loan growth later this year.Narrative Update • Nov 04
HOMB: Sector Momentum And Loan Growth Will Offer Upside For Shares
Analysts have maintained their price target for Home Bancshares (Conway AR) at $33.13 per share. Recent research reflects a constructive industry outlook, but maintains a neutral stance on the company’s near-term prospects.Narrative Update • Oct 21
Analysts See Cautious Outlook for Home Bancshares as Price Target Edges Down
Analysts have modestly lowered their price target for Home Bancshares (Conway, AR) from $33.71 to $33.13 per share. They cite a slightly softer outlook for revenue growth and profit margins within the current banking environment.Analysis Article • Sep 25
Home Bancshares (Conway AR) (NYSE:HOMB) Ticks All The Boxes When It Comes To Earnings Growth
Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...Analysis Article • Jul 27
Home Bancshares (Conway AR)'s (NYSE:HOMB) Dividend Will Be $0.20
The board of Home Bancshares, Inc. (Conway, AR) ( NYSE:HOMB ) has announced that it will pay a dividend of $0.20 per...Seeking Alpha • Apr 10
Home Bancshares Stays A Hold For Me Ahead Of Q1 Earnings
Summary Home Bancshares' net interest margin improvement and disciplined pricing strategy offer cautious optimism, but rising deposit costs and inflationary pressures remain concerns. Loan growth is mixed, with some regions showing potential, but overall growth is expected to be flattish to slightly negative in the near term. HOMB stock's valuation reflects muted market expectations, but its strong capital levels and conservative payout ratio provide a buffer for potential upside if management exceeds targets. Read the full article on Seeking AlphaSeeking Alpha • Jan 21
Home Bancshares: Earnings Outlook Remains Positive But Downgrading To Hold
Summary There is still some uncertainty related to hurricane devastation as some loans are still on deferral. Therefore, the portfolio’s credit risk is moderately high. The recent asset mix improvement will likely support the margin, while interest rate cuts will likely squeeze the margin. In line with the historical trend, loan growth will likely remain low this year unless Home Bancshares announces an M&A transaction. The year-end target price is close to the current market price. Further, HOMB is offering a low dividend yield. Hence, I’m downgrading it to a hold rating. Read the full article on Seeking AlphaSeeking Alpha • Oct 24
Home Bancshares Doesn't Make The Cut
Summary Home Bancshares, with a market cap of $5.43 billion, shows impressive revenue and profit growth despite volatile deposits. The bank's loan portfolio has grown significantly, but deposits have declined, raising concerns amid high interest rates and depositor behavior. Home Bancshares' valuation appears lofty on an absolute basis but relatively cheaper compared to peers, with high asset quality and strong return on assets. Despite positive trends, the decline in deposits and high share price relative to earnings make Home Bancshares a better 'hold' than 'buy' candidate. Read the full article on Seeking Alpha
New Narrative • Aug 29
Efficiency Gains, Loan Growth, And Critical Share Repurchases Propel Bancshares Forward
Improved efficiency ratio and loan growth indicate enhanced profitability and positive future revenue prospects from better earnings quality.Seeking Alpha • Jul 25
Home Bancshares: Positive Earnings Outlook Seems Priced-In
Summary Both the loan growth and net interest margin expansion of Home Bancshares beat my expectations for the second quarter. As a result, I’ve increased my earnings estimates for the full year. Earnings will receive a boost from continued loan growth. However, interest rate cuts will likely pressurize the margins, which will hurt the bottom line. The December 2024 target price is below the current market price. Further, HOMB is offering a modest dividend yield of 2.6%. Read the full article on Seeking AlphaSeeking Alpha • Apr 25
Home Bancshares: Time To Downgrade
Summary I’ve reduced my margin estimate after Home Bancshares missed my expectations. Anticipated interest rate cuts will have a mixed impact on the margin. Regional business activity seems strong enough to continue to drive loan growth. The December 2024 target price suggests a small upside from the current market price. Further, HOMB is offering a modest dividend yield. Read the full article on Seeking AlphaShareholder Returns
| HOMB | US Banks | US Market | |
|---|---|---|---|
| 7D | -0.5% | 3.8% | 2.0% |
| 1Y | -0.4% | 26.6% | 23.3% |
Return vs Industry: HOMB underperformed the US Banks industry which returned 29.2% over the past year.
Return vs Market: HOMB underperformed the US Market which returned 25.5% over the past year.
Price Volatility
| HOMB volatility | |
|---|---|
| HOMB Average Weekly Movement | 2.8% |
| Banks Industry Average Movement | 3.3% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: HOMB has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: HOMB's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1903 | 2,543 | Johnny Allison | www.homebancshares.com |
Home BancShares, Inc. operates as the bank holding company for Centennial Bank that provides commercial and retail banking, and related financial services to businesses, real estate developers and investors, individuals, and municipalities in the United States. The company offers deposit services, including checking, savings, and money market accounts, as well as certificates of deposit. It also provides loans comprising non-farm/non-residential real estate, construction/land development, residential mortgage, consumer, agricultural, and commercial and industrial loans.
Home BancShares, Inc. Fundamentals Summary
| HOMB fundamental statistics | |
|---|---|
| Market cap | US$5.64b |
| Earnings (TTM) | US$478.44m |
| Revenue (TTM) | US$1.07b |
11.6x
P/E Ratio1.3x
P/B RatioIs HOMB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| HOMB income statement (TTM) | |
|---|---|
| Revenue | US$1.07b |
| Cost of Revenue | US$0 |
| Gross Profit | US$1.07b |
| Other Expenses | US$596.22m |
| Earnings | US$478.44m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
Jul 15, 2026
| Earnings per share (EPS) | 2.38 |
| Gross Margin | 100.00% |
| Net Profit Margin | 44.52% |
| Debt/Equity Ratio | 21.5% |
How did HOMB perform over the long term?
See historical performance and comparisonDividends
3.1%
Current Dividend Yield34%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/17 04:57 |
| End of Day Share Price | 2026/06/17 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Home BancShares, Inc. is covered by 10 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Andrew Stapp | B. Riley Securities, Inc. |
| David Rochester | Cantor Fitzgerald & Co. |
| Benjamin Gerlinger | Citigroup Inc |