U.S. Banks Low Leverage High Rewards

Westamerica Bancorporation

Market Cap: US$1.4b

Operates as a bank holding company for Westamerica Bank that provides various banking products and services to individual and commercial customers in the United States.

Bar Harbor Bankshares

Market Cap: US$620.8m

Operates as the holding company for Bar Harbor Bank & Trust that provides banking and nonbanking products and services primarily to consumers and businesses.

Cathay General Bancorp

Market Cap: US$4.1b

Operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses in the United States.

Commercial National Financial

Market Cap: US$59.2m

Operates as the holding company for Commercial Bank that provides various banking products and services to individuals, agricultural and commercial businesses, and light industries in Michigan.

Jeffersonville Bancorp

Market Cap: US$117.9m

Operates as the bank holding company for Jeff Bank that provides community banking products and services to individuals, small businesses, and local municipal governments primarily in Sullivan County, New York.

First Farmers and Merchants

Market Cap: US$229.2m

Operates as the bank holding company for First Farmers and Merchants Bank that provides a range of banking and financial services to individual and corporate customers in Middle Tennessee and Northern Alabama.

CSB Bancorp

Market Cap: US$190.5m

Operates as the bank holding company for The Commercial and Savings Bank of Millersburg that provides various banking, trust, financial, and brokerage services to corporate, institutional, and individual customers in Northeast Ohio.