CEFC Stock Overview
Operates as the holding company for Commercial Bank that provides various banking products and services to individuals, agricultural and commercial businesses, and light industries in Michigan. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
Commercial National Financial Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$9.50 |
| 52 Week High | US$10.94 |
| 52 Week Low | US$8.06 |
| Beta | 0.52 |
| 11 Month Change | -2.46% |
| 3 Month Change | 4.97% |
| 1 Year Change | 18.01% |
| 33 Year Change | -16.30% |
| 5 Year Change | -15.56% |
| Change since IPO | 93.43% |
Recent News & Updates
Recent updates
Shareholder Returns
| CEFC | US Banks | US Market | |
|---|---|---|---|
| 7D | -2.4% | 1.8% | 2.2% |
| 1Y | 18.0% | 57.8% | 31.7% |
Return vs Industry: CEFC underperformed the US Banks industry which returned 55.5% over the past year.
Return vs Market: CEFC underperformed the US Market which returned 31.1% over the past year.
Price Volatility
| CEFC volatility | |
|---|---|
| CEFC Average Weekly Movement | 3.4% |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 15.8% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: CEFC has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: CEFC's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1893 | n/a | Kevin Collison | www.commercial-bank.com |
Commercial National Financial Corporation operates as the holding company for Commercial Bank that provides various banking products and services to individuals, agricultural and commercial businesses, and light industries in Michigan. The company accepts various deposit products, including checking and savings accounts, individual retirement accounts, certificates of deposit, and health savings accounts. It offers personal loan products, such as automobile, recreational vehicle, all-terrain, boat and snow mobile loans, personal lines of credit, and unsecured term loans, as well as home equity loans and mortgage loans; and business loans, including secured lines of credit, business lines of credit, SBA loans, equipment lines of credit, real estate loans, vehicle loans, term loans, USDA loan programs, and capital access loan programs.
Commercial National Financial Corporation Fundamentals Summary
| CEFC fundamental statistics | |
|---|---|
| Market cap | US$39.61m |
| Earnings (TTM) | US$5.44m |
| Revenue (TTM) | US$20.57m |
6.9x
P/E Ratio0.7x
P/B RatioIs CEFC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CEFC income statement (TTM) | |
|---|---|
| Revenue | US$20.57m |
| Cost of Revenue | US$0 |
| Gross Profit | US$20.57m |
| Other Expenses | US$15.13m |
| Earnings | US$5.44m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.37 |
| Gross Margin | 100.00% |
| Net Profit Margin | 26.45% |
| Debt/Equity Ratio | 28.2% |
How did CEFC perform over the long term?
See historical performance and comparison