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Commercial National Financial OTCPK:CEFC Stock Report

Last Price

US$9.15

Market Cap

US$36.3m

7D

4.6%

1Y

-10.3%

Updated

27 Mar, 2024

Data

Company Financials

Commercial National Financial Corporation

OTCPK:CEFC Stock Report

Market Cap: US$36.3m

CEFC Stock Overview

Commercial National Financial Corporation operates as the holding company for Commercial Bank that provides various banking products and services to individuals, agricultural businesses, commercial businesses, and light industries in Michigan.

CEFC fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance2/6
Financial Health6/6
Dividends3/6

Commercial National Financial Corporation Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Commercial National Financial
Historical stock prices
Current Share PriceUS$9.15
52 Week HighUS$10.94
52 Week LowUS$7.50
Beta0.51
1 Month Change-3.68%
3 Month Change-1.08%
1 Year Change-10.29%
3 Year Change-12.86%
5 Year Change-19.38%
Change since IPO86.30%

Recent News & Updates

Recent updates

Shareholder Returns

CEFCUS BanksUS Market
7D4.6%2.1%0.4%
1Y-10.3%33.8%28.8%

Return vs Industry: CEFC underperformed the US Banks industry which returned 32.6% over the past year.

Return vs Market: CEFC underperformed the US Market which returned 29.5% over the past year.

Price Volatility

Is CEFC's price volatile compared to industry and market?
CEFC volatility
CEFC Average Weekly Movement4.2%
Banks Industry Average Movement4.4%
Market Average Movement6.0%
10% most volatile stocks in US Market16.9%
10% least volatile stocks in US Market3.0%

Stable Share Price: CEFC has not had significant price volatility in the past 3 months.

Volatility Over Time: CEFC's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1893n/aKevin Collisonhttps://www.commercial-bank.com

Commercial National Financial Corporation operates as the holding company for Commercial Bank that provides various banking products and services to individuals, agricultural businesses, commercial businesses, and light industries in Michigan. The company accepts various deposit products, including checking and savings accounts, individual retirement accounts, certificates of deposit, and health savings accounts. It also offers personal loan products, such as automobile loans, recreational vehicle loans, personal lines of credit, and unsecured term loans, as well as home equity loans and mortgage loans; and business loans, including secured lines of credit, business equity line of credit, SBA loans, equipment loans, real estate loans, vehicle loans, term loans, USDA loan programs, and capital access loan programs.

Commercial National Financial Corporation Fundamentals Summary

How do Commercial National Financial's earnings and revenue compare to its market cap?
CEFC fundamental statistics
Market capUS$36.28m
Earnings (TTM)US$6.17m
Revenue (TTM)US$20.53m

5.9x

P/E Ratio

0.8x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CEFC income statement (TTM)
RevenueUS$20.53m
Cost of RevenueUS$0
Gross ProfitUS$20.53m
Other ExpensesUS$14.36m
EarningsUS$6.17m

Last Reported Earnings

Dec 31, 2023

Next Earnings Date

n/a

Earnings per share (EPS)1.56
Gross Margin100.00%
Net Profit Margin30.07%
Debt/Equity Ratio58.5%

How did CEFC perform over the long term?

See historical performance and comparison

Dividends

6.1%

Current Dividend Yield

36%

Payout Ratio
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