Commercial National Financial Balance Sheet Health
Financial Health criteria checks 6/6
Commercial National Financial has total assets of $579.2M and total equity of $46.8M. Total deposits are $501.6M, and total loans are $413.8M.
Key information
12.4x
Asset to equity ratio
n/a
Net interest margin
Total deposits | US$501.65m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$38.40m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CEFC's Assets to Equity ratio (12.4x) is moderate.
Allowance for Bad Loans: CEFC has a sufficient allowance for bad loans (380%).
Low Risk Liabilities: 94% of CEFC's liabilities are made up of primarily low risk sources of funding.
Loan Level: CEFC has an appropriate level of Loans to Assets ratio (71%).
Low Risk Deposits: CEFC's Loans to Deposits ratio (82%) is appropriate.
Level of Bad Loans: CEFC has an appropriate level of bad loans (0.2%).