Commercial National Financial Balance Sheet Health
Financial Health criteria checks 6/6
Commercial National Financial has total assets of $574.3M and total equity of $50.7M. Total deposits are $505.6M, and total loans are $404.1M.
Key information
11.3x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$505.61m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$57.60m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CEFC's Assets to Equity ratio (11.3x) is moderate.
Allowance for Bad Loans: CEFC has a sufficient allowance for bad loans (380%).
Low Risk Liabilities: 97% of CEFC's liabilities are made up of primarily low risk sources of funding.
Loan Level: CEFC has an appropriate level of Loans to Assets ratio (70%).
Low Risk Deposits: CEFC's Loans to Deposits ratio (80%) is appropriate.
Level of Bad Loans: CEFC has an appropriate level of bad loans (0.2%).