Home Federal Bancorp of Louisiana
Market Cap
US$55.7m
Last Updated
2019/08/21 23:56 UTC
Data Sources
Company Financials
Executive Summary
Home Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank, a chartered savings bank that provides financial services to individuals, corporate entities, and other organizations in the Shreveport-Bossier City metropolitan area.
Snowflake
Fundamentals
Excellent balance sheet average dividend payer.
Risks
- Home Federal Bancorp of Louisiana is not covered by any analysts.
Similar Companies
Share Price & News
How has Home Federal Bancorp of Louisiana's share price performed over time and what events caused price changes?
Latest Share Price and Events
Market Performance
7 Day Return
-8.0%
NasdaqCM:HFBL
2.4%
US Mortgage
2.9%
US Market
1 Year Return
-6.5%
NasdaqCM:HFBL
-1.5%
US Mortgage
0.2%
US Market
HFBL underperformed the Mortgage industry which returned -2% over the past year.
HFBL underperformed the Market in United States of America which returned -0.7% over the past year.
Share holder returns
| HFBL | Industry | Market | |
|---|---|---|---|
| 7 Day | -8.0% | 2.4% | 2.9% |
| 30 Day | -0.06% | -1.5% | -2.3% |
| 90 Day | -4.3% | 0.6% | 3.1% |
| 1 Year | -4.8%-6.5% | 0.6%-1.5% | 2.4%0.2% |
| 3 Year | 45.6%38.5% | 32.6%23.8% | 41.7%32.4% |
| 5 Year | 83.5%69.5% | 58.2%41.6% | 55.1%37.9% |
Price Volatility Vs. Market
How volatile is Home Federal Bancorp of Louisiana's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 week ago | Simply Wall St
Should Home Federal Bancorp of Louisiana (NASDAQ:HFBL) Be Disappointed With Their 83% Profit?3 weeks ago | Simply Wall St
Here's How P/E Ratios Can Help Us Understand Home Federal Bancorp, Inc. of Louisiana (NASDAQ:HFBL)1 month ago | Simply Wall St
Does Home Federal Bancorp, Inc. of Louisiana's (NASDAQ:HFBL) CEO Pay Reflect Performance?Valuation
Is Home Federal Bancorp of Louisiana undervalued based on future cash flows and its price relative to the stock market?
11.95x
Price to Earnings (PE) ratio
Intrinsic Value Based on Future Cash Flows
Home Federal Bancorp of Louisiana's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).
Home Federal Bancorp of Louisiana's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).
Price Based on Earnings
Home Federal Bancorp of Louisiana is good value based on earnings compared to the US Mortgage industry average.
Home Federal Bancorp of Louisiana is good value based on earnings compared to the United States of America market.
Price Based on Expected Growth
Unable to calculate PEG ratio for Home Federal Bancorp of Louisiana, we can't assess if its growth is good value.
Price Based on Value of Assets
Home Federal Bancorp of Louisiana is overvalued based on assets compared to the US Mortgage industry average.
Next Steps
Future Growth
How is Home Federal Bancorp of Louisiana expected to perform in the next 1 to 3 years based on estimates from 0 analysts?
2.6%
Forecasted annual earnings growth
Earnings and Revenue Growth Estimates
Future Annual Growth Analysis
Unable to determine if Home Federal Bancorp of Louisiana is high growth as no revenue estimate data is available.
Home Federal Bancorp of Louisiana's earnings are expected to grow by 2.6% yearly, however this is not considered high growth (20% yearly).
Unable to compare Home Federal Bancorp of Louisiana's revenue growth to the United States of America market average as no estimate data is available.
Home Federal Bancorp of Louisiana's earnings growth is positive but not above the United States of America market average.
Home Federal Bancorp of Louisiana's earnings growth is positive but not above the low risk savings rate of 2.7%.
Earnings per Share Growth Estimates
Future Return on Equity
Unable to establish if Home Federal Bancorp of Louisiana will efficiently use shareholders’ funds in the future without estimates of Return on Equity.
Next Steps
Past Performance
How has Home Federal Bancorp of Louisiana performed over the past 5 years?
8.2%
Historical annual earnings growth
Earnings and Revenue History
Past Earnings Growth Analysis
Home Federal Bancorp of Louisiana's year on year earnings growth rate has been positive over the past 5 years.
Home Federal Bancorp of Louisiana's 1-year earnings growth exceeds its 5-year average (32.9% vs 8.2%)
Home Federal Bancorp of Louisiana's earnings growth has not exceeded the US Mortgage industry average in the past year (32.9% vs 32.9%).
Return on Equity
Home Federal Bancorp of Louisiana has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
Return on Assets
Home Federal Bancorp of Louisiana used its assets more efficiently than the US Mortgage industry average last year based on Return on Assets.
Return on Capital Employed
Unable to establish if Home Federal Bancorp of Louisiana improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.
Next Steps
Financial Health
How is Home Federal Bancorp of Louisiana's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Information is not available.
Information is not available.
Financial Institutions Analysis
Home Federal Bancorp of Louisiana has an acceptable proportion of non-loan assets held.
Home Federal Bancorp of Louisiana has a low allowance for bad loans.
Home Federal Bancorp of Louisiana's liabilities are made up of primarily low risk sources of funding.
Home Federal Bancorp of Louisiana's level of assets compared to its equity is low (i.e. an appropriate level of borrowing to fund lending).
Loans at Home Federal Bancorp of Louisiana are broadly funded by customer deposits.
Home Federal Bancorp of Louisiana has an acceptable level of bad loans (less than 2%).
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Dividend
What is Home Federal Bancorp of Louisiana's current dividend yield, its reliability and sustainability?
2.00%
Current Dividend Yield
Dividend Yield and Payments Analysis
Home Federal Bancorp of Louisiana's pays a higher dividend yield than the bottom 25% of dividend payers in United States of America (1.49%).
Home Federal Bancorp of Louisiana's dividend is below the markets top 25% of dividend payers in United States of America (3.85%).
Dividends per share have been stable in the past 10 years.
Dividends per share have increased over the past 10 years.
Current Payout to Shareholders
Dividends paid are well covered by earnings (4.8x coverage).
Future Payout to Shareholders
Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
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Management
What is the CEO of Home Federal Bancorp of Louisiana's salary, the management and board of directors tenure and is there insider trading?
6.3yrs
Average management tenure
CEO
Jim Barlow (51yo)
3.6yrs
Tenure
US$475,101
Compensation
Mr. James R. Barlow, also known as Jim, has been the Chief Executive Officer of Home Federal Bank (Shreveport, LA) (a/k/a Home Federal Savings and Loan Association) since January 1, 2013. Mr. Barlow has be ...
CEO Compensation Analysis
Jim's remuneration is about average for companies of similar size in United States of America.
Jim's compensation has been consistent with company performance over the past year, both up more than 20%.
Management Age and Tenure
6.3yrs
Average Tenure
63yo
Average Age
The average tenure for the Home Federal Bancorp of Louisiana management team is over 5 years, this suggests they are a seasoned and experienced team.
Board Age and Tenure
13.2yrs
Average Tenure
66.5yo
Average Age
The average tenure for the Home Federal Bancorp of Louisiana board of directors is over 10 years, this suggests they are a seasoned and experienced board.
Insider Trading
More shares have been bought than sold by Home Federal Bancorp of Louisiana individual insiders in the past 3 months, but not in substantial volumes.
Recent Insider Transactions
| Entity | Individual |
| Role | Chief Executive Officer President |
| Shares | 320.04 |
| Max Price | US$33.09 |
| Entity | Individual |
| Role | Member of the Board of Directors Director |
| Shares | 2,690 |
| Max Price | US$32.50 |
| Entity | Individual |
| Role | Member of the Board of Directors Director |
| Shares | 110 |
| Max Price | US$32.25 |
| Entity | Individual |
| Role | Chief Executive Officer President |
| Shares | 2,619 |
| Max Price | US$34.50 |
Ownership Breakdown
Management Team
Glen Brown (62yo)
Senior VP & CFO
- Tenure: 5.1yrs
DeNell Mitchell (63yo)
VP, Senior Lending Officer & Secretary
- Tenure: 14.6yrs
Jim Barlow (51yo)
President
- Tenure: 3.6yrs
- Compensation: US$475.10k
Dawn Fitzgerald-Williams
Senior Vice President Human Resources
- Tenure: 0.0yrs
Greg Doyal
Senior Vice President of Commercial Banking - Home Federal Bank
- Tenure: 6.0yrs
Mary Jones (66yo)
Senior VP of Retail - Home Federal Bank & COO of Home Federal Bank
- Tenure: 8.1yrs
Adalberto Cantu (69yo)
Senior VP of Home Federal Bank & Senior Credit Officer of Home Federal Bank
- Tenure: 6.5yrs
Board Members
Scott Lawrence (73yo)
Director
- Tenure: 25.6yrs
- Compensation: US$17.80k
Walter Colquitt (74yo)
Director
- Tenure: 26.6yrs
- Compensation: US$17.50k
Woodus Humphrey (79yo)
Director
- Tenure: 18.6yrs
- Compensation: US$17.50k
Dan Herndon (79yo)
Chairman of the Board
- Tenure: 14.6yrs
- Compensation: US$185.94k
Mark Harrison (60yo)
Director
- Tenure: 11.8yrs
- Compensation: US$18.00k
Jim Barlow (51yo)
President
- Tenure: 3.6yrs
- Compensation: US$475.10k
Tim Wilhite (50yo)
Director
- Tenure: 9.4yrs
- Compensation: US$16.75k
Thomas Trawick (50yo)
Director
- Tenure: 7.6yrs
- Compensation: US$17.90k
Company Information
Home Federal Bancorp, Inc. of Louisiana's company bio, employee growth, exchange listings and data sources
Key Information
- Name: Home Federal Bancorp, Inc. of Louisiana
- Ticker: HFBL
- Exchange: NasdaqCM
- Founded: 1924
- Industry: Thrifts and Mortgage Finance
- Sector: Banks
- Market Cap: US$55.654m
- Shares outstanding: 1.74m
- Website: https://www.hfbla.com
Number of Employees
Location
- Home Federal Bancorp, Inc. of Louisiana
- 624 Market Street
- Shreveport
- Louisiana
- 71101
- United States
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| HFBL | NasdaqCM (Nasdaq Capital Market) | Yes | Common Stock | US | USD | Jan 2005 |
Biography
Home Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank, a chartered savings bank that provides financial services to individuals, corporate entities, and other organi ...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2019/08/21 23:56 |
| End of Day Share Price | 2019/08/19 00:00 |
| Earnings | 2019/06/30 |
| Annual Earnings | 2019/06/30 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.