Home Federal Bancorp of Louisiana Balance Sheet Health
Financial Health criteria checks 6/6
Home Federal Bancorp of Louisiana has total assets of $628.4M and total equity of $54.3M. Total deposits are $564.6M, and total loans are $454.0M. It earns a Net Interest Margin of 3.1%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $41.0M.
Key information
11.6x
Asset to equity ratio
3.1%
Net interest margin
| Total deposits | US$564.56m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$41.04m |
Recent financial health updates
Recent updates
We Discuss Why Home Federal Bancorp, Inc. of Louisiana's (NASDAQ:HFBL) CEO Compensation May Be Closely Reviewed
Nov 13
Home Federal Bancorp of Louisiana's (NASDAQ:HFBL) Dividend Will Be $0.125
Jan 22Here's Why We Think Home Federal Bancorp of Louisiana (NASDAQ:HFBL) Is Well Worth Watching
May 05Home Federal Bancorp, Inc. of Louisiana declares $0.12 dividend
Oct 19Home Federal Bancorp of Louisiana to acquire Northwest Bancshares in ~$10M deal
Oct 04Home Federal GAAP EPS of $0.31, revenue of $5.27M
Jul 28Home Federal Bancorp of Louisiana (NASDAQ:HFBL) Will Pay A Larger Dividend Than Last Year At $0.12
Jul 26Increases to Home Federal Bancorp, Inc. of Louisiana's (NASDAQ:HFBL) CEO Compensation Might Cool off for now
Nov 11Does Home Federal Bancorp of Louisiana (NASDAQ:HFBL) Deserve A Spot On Your Watchlist?
Jun 26Home Federal reports Q1 results
Apr 27Home Federal Bancorp, Inc. of Louisiana (NASDAQ:HFBL) Is An Attractive Dividend Stock - Here's Why
Feb 28Should You Buy Home Federal Bancorp, Inc. of Louisiana (NASDAQ:HFBL) For Its Upcoming Dividend?
Jan 24
What Does Home Federal Bancorp of Louisiana's (NASDAQ:HFBL) CEO Pay Reveal?
Dec 30Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HFBL's Assets to Equity ratio (11.6x) is moderate.
Allowance for Bad Loans: HFBL has a sufficient allowance for bad loans (301%).
Low Risk Liabilities: 98% of HFBL's liabilities are made up of primarily low risk sources of funding.
Loan Level: HFBL has an appropriate level of Loans to Assets ratio (72%).
Low Risk Deposits: HFBL's Loans to Deposits ratio (80%) is appropriate.
Level of Bad Loans: HFBL has an appropriate level of bad loans (0.3%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/09 02:59 |
| End of Day Share Price | 2025/01/07 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
Home Federal Bancorp, Inc. of Louisiana is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| null null | Keefe, Bruyette, & Woods |