How does MBKL's PE Ratio compare to its peers?

MBKL is good value based on its Price-To-Earnings Ratio (7.8x) compared to the peer average (8.3x).

How does MBKL's PE Ratio compare vs other companies in the US Banks Industry?

MBKL is good value based on its Price-To-Earnings Ratio (7.8x) compared to the US Banks industry average (12.2x).

What is MBKL's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

Insufficient data to calculate MBKL's Price-To-Earnings Fair Ratio for valuation analysis.

What is the Fair Price of MBKL when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

MBKL ($20) is trading below our estimate of [[fair value]] ($32.68)

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Insufficient data to show price forecast.

MBKL Stock Overview

Operates as a bank holding company for the Metairie Bank and Trust Company that provides various banking products and services. More details

MBKL fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	3/6
Financial Health	6/6
Dividends	4/6

Rewards

Trading at 38.8% below our estimate of its fair value

Earnings grew by 50.5% over the past year

Risk Analysis

Shares are highly illiquid

Does not have a meaningful market cap ($42M)

Latest financial reports are more than 6 months old

Unstable dividend track record

My Notes

Capture your thoughts, links and company narrative

MBT Bancshares, Inc. Competitors

Touchmark Bancshares

OTCPK:TMAK

US$42.9m

Andover Bancorp

OTCPK:ANDC

US$40.7m

Lumbee Guaranty Bank

OTCPK:LUMB

US$44.8m

Redwood Capital Bancorp

OTCPK:RWCB

US$42.5m

Price History & Performance

Summary of share price highs, lows and changes for MBT Bancshares
Historical stock prices
Current Share Price	US$20.00
52 Week High	US$23.00
52 Week Low	US$18.10
Beta	0.29
1 Month Change	0%
3 Month Change	5.26%
1 Year Change	n/a
3 Year Change	-20.32%
5 Year Change	-20.00%
Change since IPO	-20.00%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	MBKL	US Banks	US Market
7D	0%	0.9%	-0.9%
1Y	n/a	41.1%	22.6%

Return vs Industry: Insufficient data to determine how MBKL performed against the US Banks industry.

Return vs Market: Insufficient data to determine how MBKL performed against the US Market.

Price Volatility

Is MBKL's price volatile compared to industry and market?
MBKL volatility
MBKL Average Weekly Movement	n/a
Banks Industry Average Movement	5.1%
Market Average Movement	6.4%
10% most volatile stocks in US Market	18.7%
10% least volatile stocks in US Market	3.2%

Stable Share Price: MBKL's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine MBKL's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1947	n/a	John LeBlanc	www.metairiebank.com

MBT Bancshares, Inc. operates as a bank holding company for the Metairie Bank and Trust Company that provides various banking products and services. It offers checking, savings, individual retirement, NOW, and money market accounts; non-interest-bearing demand and interest-bearing demand deposits; certificates of deposit; and debit and card cards; and online banking services. The company also provides home and mortgage, personal, auto, recreational, business term, commercial real estate, and commercial construction loans; and business and personal lines of credit, and letters of credit, as well as paycheck protection programs (PPP).

MBT Bancshares, Inc. Fundamentals Summary

How do MBT Bancshares's earnings and revenue compare to its market cap?
MBKL fundamental statistics
Market cap	US$41.69m
Earnings (TTM)	US$5.27m
Revenue (TTM)	US$23.28m

7.8x

P/E Ratio

1.0x

P/B Ratio

Is MBKL overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
MBKL income statement (TTM)
Revenue	US$23.28m
Cost of Revenue	US$0
Gross Profit	US$23.28m
Other Expenses	US$18.01m
Earnings	US$5.27m

Last Reported Earnings

Dec 31, 2023

Next Earnings Date

n/a

Earnings per share (EPS)	2.58
Gross Margin	100.00%
Net Profit Margin	22.62%
Debt/Equity Ratio	132.3%

How did MBKL perform over the long term?

See historical performance and comparison

Dividends

5.0%

Current Dividend Yield

39%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/01/31 03:50
End of Day Share Price	2025/01/31 00:00
Earnings	2023/12/31
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

MBT Bancshares, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution