OSBK Stock Overview
Operates as the bank holding company for Oconee State Bank that provides a range of commercial and consumer banking products and services to consumers, businesses, and communities. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 4/6 |
| Dividends | 1/6 |
My Notes
Capture your thoughts, links and company narrative
Oconee Financial Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$39.51 |
| 52 Week High | US$40.00 |
| 52 Week Low | US$31.00 |
| Beta | 0.097 |
| 1 Month Change | 2.07% |
| 3 Month Change | 3.97% |
| 1 Year Change | 21.57% |
| 3 Year Change | -10.20% |
| 5 Year Change | 15.29% |
| Change since IPO | 21.38% |
Recent News & Updates
Recent updates
Shareholder Returns
| OSBK | US Banks | US Market | |
|---|---|---|---|
| 7D | -1.2% | -3.4% | -2.2% |
| 1Y | 21.6% | 29.3% | 23.9% |
Return vs Industry: OSBK underperformed the US Banks industry which returned 29.3% over the past year.
Return vs Market: OSBK underperformed the US Market which returned 23.9% over the past year.
Price Volatility
| OSBK volatility | |
|---|---|
| OSBK Average Weekly Movement | n/a |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 17.0% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: OSBK's share price has been volatile over the past 3 months compared to the US market.
Volatility Over Time: Insufficient data to determine OSBK's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1960 | 85 | Timothy Stevens | www.oconeestatebank.com |
Oconee Financial Corporation operates as the bank holding company for Oconee State Bank that provides a range of commercial and consumer banking products and services to consumers, businesses, and communities. The company offers various deposit products, including checking, savings/money market, and individual retirement accounts, as well as certificates of deposits. It also provides loans comprising consumer, construction, commercial, small business administration, and mortgage loans; lines of credit; and debit and credit cards.
Oconee Financial Corporation Fundamentals Summary
| OSBK fundamental statistics | |
|---|---|
| Market cap | US$41.84m |
| Earnings (TTM) | US$6.35m |
| Revenue (TTM) | US$23.81m |
6.5x
P/E Ratio1.0x
P/B RatioIs OSBK overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| OSBK income statement (TTM) | |
|---|---|
| Revenue | US$23.81m |
| Cost of Revenue | US$0 |
| Gross Profit | US$23.81m |
| Other Expenses | US$17.46m |
| Earnings | US$6.35m |
Last Reported Earnings
Sep 30, 2023
Next Earnings Date
n/a
| Earnings per share (EPS) | 6.07 |
| Gross Margin | 100.00% |
| Net Profit Margin | 26.67% |
| Debt/Equity Ratio | 79.9% |
How did OSBK perform over the long term?
See historical performance and comparisonDividends
2.4%
Current Dividend Yieldn/a
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/24 02:58 |
| End of Day Share Price | 2024/12/24 00:00 |
| Earnings | 2023/09/30 |
| Annual Earnings | 2022/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Oconee Financial Corporation is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|