OSBK Stock Overview
Oconee Financial Corporation operates as the bank holding company for Oconee State Bank that provides a range of commercial and consumer banking products and services to consumers, businesses, and communities.
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 4/6 |
| Financial Health | 5/6 |
| Dividends | 2/6 |
Oconee Financial Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$33.75 |
| 52 Week High | US$36.30 |
| 52 Week Low | US$30.00 |
| Beta | 0.12 |
| 1 Month Change | -3.87% |
| 3 Month Change | 1.35% |
| 1 Year Change | -1.03% |
| 3 Year Change | -9.47% |
| 5 Year Change | -11.18% |
| Change since IPO | 3.69% |
Recent News & Updates
Recent updates
Shareholder Returns
| OSBK | US Banks | US Market | |
|---|---|---|---|
| 7D | 0% | 6.8% | 1.2% |
| 1Y | -1.0% | 34.4% | 24.9% |
Return vs Industry: OSBK underperformed the US Banks industry which returned 34.4% over the past year.
Return vs Market: OSBK underperformed the US Market which returned 24.9% over the past year.
Price Volatility
| OSBK volatility | |
|---|---|
| OSBK Average Weekly Movement | n/a |
| Banks Industry Average Movement | 4.5% |
| Market Average Movement | 6.0% |
| 10% most volatile stocks in US Market | 16.6% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: OSBK has not had significant price volatility in the past 3 months.
Volatility Over Time: Insufficient data to determine OSBK's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1960 | 85 | Timothy Stevens | www.oconeestatebank.com |
Oconee Financial Corporation operates as the bank holding company for Oconee State Bank that provides a range of commercial and consumer banking products and services to consumers, businesses, and communities. The company offers various deposit products, including checking, savings/money market, and individual retirement accounts, as well as certificates of deposits. It also provides loans comprising consumer, construction, commercial, small business administration, and mortgage loans; lines of credit; and debit and credit cards.
Oconee Financial Corporation Fundamentals Summary
| OSBK fundamental statistics | |
|---|---|
| Market cap | US$35.30m |
| Earnings (TTM) | US$6.35m |
| Revenue (TTM) | US$23.81m |
5.6x
P/E Ratio0.9x
P/B RatioIs OSBK overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| OSBK income statement (TTM) | |
|---|---|
| Revenue | US$23.81m |
| Cost of Revenue | US$0 |
| Gross Profit | US$23.81m |
| Other Expenses | US$17.46m |
| Earnings | US$6.35m |
Last Reported Earnings
Sep 30, 2023
Next Earnings Date
n/a
| Earnings per share (EPS) | 6.07 |
| Gross Margin | 100.00% |
| Net Profit Margin | 26.67% |
| Debt/Equity Ratio | 79.9% |
How did OSBK perform over the long term?
See historical performance and comparison