Oconee Financial Balance Sheet Health
Financial Health criteria checks 4/6
Oconee Financial has total assets of $579.9M and total equity of $39.5M. Total deposits are $504.9M, and total loans are $331.8M.
Key information
14.7x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$504.87m |
| Loan to deposit ratio | Appropriate |
| Bad loans | n/a |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | US$52.08m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: OSBK's Assets to Equity ratio (14.7x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if OSBK has a sufficient allowance for bad loans.
Low Risk Liabilities: 93% of OSBK's liabilities are made up of primarily low risk sources of funding.
Loan Level: OSBK has an appropriate level of Loans to Assets ratio (57%).
Low Risk Deposits: OSBK's Loans to Deposits ratio (66%) is appropriate.
Level of Bad Loans: Insufficient data to determine if OSBK has an appropriate level of bad loans.