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Westamerica Bancorporation NasdaqGS:WABC Stock Report

Last Price

US$51.59

Market Cap

US$1.4b

7D

0.02%

1Y

8.1%

Updated

29 Jan, 2025

Data

Company Financials +

Westamerica Bancorporation

NasdaqGS:WABC Stock Report

Market Cap: US$1.4b

WABC Stock Overview

Operates as a bank holding company for the Westamerica Bank that provides various banking products and services to individual and commercial customers. More details

WABC fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance2/6
Financial Health6/6
Dividends5/6

My Notes

Capture your thoughts, links and company narrative

Westamerica Bancorporation Competitors

Price History & Performance

Summary of share price highs, lows and changes for Westamerica Bancorporation
Historical stock prices
Current Share PriceUS$51.59
52 Week HighUS$59.97
52 Week LowUS$43.82
Beta0.57
1 Month Change-1.83%
3 Month Change0.14%
1 Year Change8.11%
3 Year Change-10.85%
5 Year Change-22.79%
Change since IPO1,573.19%

Recent News & Updates

Westamerica Bancorporation's (NASDAQ:WABC) Dividend Will Be $0.44

Jan 28
Westamerica Bancorporation's (NASDAQ:WABC) Dividend Will Be $0.44

Westamerica Bancorporation's (NASDAQ:WABC) Dividend Will Be $0.44

Oct 29
Westamerica Bancorporation's (NASDAQ:WABC) Dividend Will Be $0.44

Recent updates

Westamerica Bancorporation's (NASDAQ:WABC) Dividend Will Be $0.44

Jan 28
Westamerica Bancorporation's (NASDAQ:WABC) Dividend Will Be $0.44

Westamerica Bancorporation's (NASDAQ:WABC) Dividend Will Be $0.44

Oct 29
Westamerica Bancorporation's (NASDAQ:WABC) Dividend Will Be $0.44

Westamerica Bancorporation (NASDAQ:WABC) Is Paying Out A Dividend Of $0.44

Jul 30
Westamerica Bancorporation (NASDAQ:WABC) Is Paying Out A Dividend Of $0.44

Westamerica Bancorporation: Market's Overreaction Creates Opportunity

Apr 20

With EPS Growth And More, Westamerica Bancorporation (NASDAQ:WABC) Makes An Interesting Case

Apr 17
With EPS Growth And More, Westamerica Bancorporation (NASDAQ:WABC) Makes An Interesting Case

Westamerica Bancorporation's (NASDAQ:WABC) Dividend Will Be $0.42

Feb 01
Westamerica Bancorporation's (NASDAQ:WABC) Dividend Will Be $0.42

Westamerica Bancorporation (NASDAQ:WABC) Has Affirmed Its Dividend Of $0.42

Nov 01
Westamerica Bancorporation (NASDAQ:WABC) Has Affirmed Its Dividend Of $0.42

Westamerica declares $0.42 dividend, new buyback program

Jul 28

Westamerica Bancorp: Too Conservative With Limited Growth

Jan 26

With EPS Growth And More, Westamerica Bancorporation (NASDAQ:WABC) Is Interesting

Oct 25
With EPS Growth And More, Westamerica Bancorporation (NASDAQ:WABC) Is Interesting

Westamerica Bancorporation (NASDAQ:WABC) Has Announced A Dividend Of US$0.41

Jul 26
Westamerica Bancorporation (NASDAQ:WABC) Has Announced A Dividend Of US$0.41

Should You Be Adding Westamerica Bancorporation (NASDAQ:WABC) To Your Watchlist Today?

May 24
Should You Be Adding Westamerica Bancorporation (NASDAQ:WABC) To Your Watchlist Today?

We Discuss Why Westamerica Bancorporation's (NASDAQ:WABC) CEO May Deserve A Higher Pay Packet

Apr 16
We Discuss Why Westamerica Bancorporation's (NASDAQ:WABC) CEO May Deserve A Higher Pay Packet

Westamerica Bancorporation (NASDAQ:WABC) Has Compensated Shareholders With A Respectable 55% Return On Their Investment

Mar 09
Westamerica Bancorporation (NASDAQ:WABC) Has Compensated Shareholders With A Respectable 55% Return On Their Investment

Westamerica Bancorporation (NASDAQ:WABC) Goes Ex-Dividend Soon

Feb 01
Westamerica Bancorporation (NASDAQ:WABC) Goes Ex-Dividend Soon

Revenue Beat: Westamerica Bancorporation Exceeded Revenue Forecasts By 9.7% And Analysts Are Updating Their Estimates

Jan 25
Revenue Beat: Westamerica Bancorporation Exceeded Revenue Forecasts By 9.7% And Analysts Are Updating Their Estimates

What Type Of Shareholders Own The Most Number of Westamerica Bancorporation (NASDAQ:WABC) Shares?

Dec 29
What Type Of Shareholders Own The Most Number of Westamerica Bancorporation (NASDAQ:WABC) Shares?

How Much Are Westamerica Bancorporation (NASDAQ:WABC) Insiders Taking Off The Table?

Dec 08
How Much Are Westamerica Bancorporation (NASDAQ:WABC) Insiders Taking Off The Table?

Shareholder Returns

WABCUS BanksUS Market
7D0.02%0.6%-0.2%
1Y8.1%35.4%23.7%

Return vs Industry: WABC underperformed the US Banks industry which returned 35.4% over the past year.

Return vs Market: WABC underperformed the US Market which returned 23.7% over the past year.

Price Volatility

Is WABC's price volatile compared to industry and market?
WABC volatility
WABC Average Weekly Movement5.0%
Banks Industry Average Movement5.1%
Market Average Movement6.5%
10% most volatile stocks in US Market18.8%
10% least volatile stocks in US Market3.3%

Stable Share Price: WABC has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: WABC's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1884641David Paynewww.westamerica.com

Westamerica Bancorporation operates as a bank holding company for the Westamerica Bank that provides various banking products and services to individual and commercial customers. The company accepts various deposit products, including retail savings and checking accounts, as well as certificates of deposit. Its loan portfolio includes commercial, commercial and residential real estate, real estate construction, and consumer installment loans, as well as indirect automobile loans.

Westamerica Bancorporation Fundamentals Summary

How do Westamerica Bancorporation's earnings and revenue compare to its market cap?
WABC fundamental statistics
Market capUS$1.39b
Earnings (TTM)US$138.64m
Revenue (TTM)US$293.25m

9.9x

P/E Ratio

1.5x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
WABC income statement (TTM)
RevenueUS$293.25m
Cost of RevenueUS$0
Gross ProfitUS$293.25m
Other ExpensesUS$154.61m
EarningsUS$138.64m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)5.19
Gross Margin100.00%
Net Profit Margin47.28%
Debt/Equity Ratio13.5%

How did WABC perform over the long term?

See historical performance and comparison

Dividends

3.4%

Current Dividend Yield

34%

Payout Ratio

Does WABC pay a reliable dividends?

See WABC dividend history and benchmarks
When do you need to buy WABC by to receive an upcoming dividend?
Westamerica Bancorporation dividend dates
Ex Dividend DateFeb 03 2025
Dividend Pay DateFeb 14 2025
Days until Ex dividend4 days
Days until Dividend pay date15 days

Does WABC pay a reliable dividends?

See WABC dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/29 23:03
End of Day Share Price 2025/01/29 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Westamerica Bancorporation is covered by 18 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Leanne CaravaggioBMO Capital Markets Equity Research
Lana ChanBMO Capital Markets Equity Research
Lana ChanBMO Capital Markets U.S. (Historical)