Preferred Bank (PFBC) Stock Overview
Provides various banking products and services to small and mid-sized businesses, entrepreneurs, real estate developers, professionals, and high net worth individuals. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 0/6 |
| Past Performance | 3/6 |
| Financial Health | 4/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
No risks detected for PFBC from our risk checks.
PFBC Community Fair Values
Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Preferred Bank Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$94.73 |
| 52 Week High | US$103.05 |
| 52 Week Low | US$79.60 |
| Beta | 0.57 |
| 1 Month Change | 4.45% |
| 3 Month Change | 10.45% |
| 1 Year Change | 17.79% |
| 3 Year Change | 114.52% |
| 5 Year Change | 39.31% |
| Change since IPO | 99.43% |
Recent News & Updates
PFBC: Future Returns Will Reflect Fine Tuned Expectations And Balanced Execution Risks
Analysts have trimmed their price targets on Preferred Bank by $6 to $12 to around $100 as they recalibrate expectations for revenue growth, profit margins, and future P/E assumptions, while keeping the modeled fair value steady at $100.50. Analyst Commentary Recent research updates on Preferred Bank have centered on resetting price targets and ratings to reflect revised expectations for growth, profitability, and appropriate P/E levels, while the modeled fair value has stayed close to US$100.It's A Bit Premature To Downgrade Preferred Bank
Apr 10PFBC: Future Returns Will Reflect Recalibrated Expectations And Moderated Execution Confidence
Narrative Update on Preferred Bank The analyst price target for Preferred Bank has been trimmed from $107 to about $100.50, as analysts align their views with recent target cuts from firms such as Piper Sandler and Brean Capital while factoring in updated assumptions on fair value, discount rate, growth, profitability, and future P/E. Analyst Commentary Recent Street research on Preferred Bank reflects a more measured stance, with multiple firms revisiting both ratings and price targets.Recent updates
PFBC: Future Returns Will Reflect Fine Tuned Expectations And Balanced Execution Risks
Analysts have trimmed their price targets on Preferred Bank by $6 to $12 to around $100 as they recalibrate expectations for revenue growth, profit margins, and future P/E assumptions, while keeping the modeled fair value steady at $100.50. Analyst Commentary Recent research updates on Preferred Bank have centered on resetting price targets and ratings to reflect revised expectations for growth, profitability, and appropriate P/E levels, while the modeled fair value has stayed close to US$100.It's A Bit Premature To Downgrade Preferred Bank
Apr 10PFBC: Future Returns Will Reflect Recalibrated Expectations And Moderated Execution Confidence
Narrative Update on Preferred Bank The analyst price target for Preferred Bank has been trimmed from $107 to about $100.50, as analysts align their views with recent target cuts from firms such as Piper Sandler and Brean Capital while factoring in updated assumptions on fair value, discount rate, growth, profitability, and future P/E. Analyst Commentary Recent Street research on Preferred Bank reflects a more measured stance, with multiple firms revisiting both ratings and price targets.Preferred Bank's (NASDAQ:PFBC) Shareholders Will Receive A Bigger Dividend Than Last Year
Dec 27
Preferred Bank: Limited Impact From LA Wildfires Expected
Feb 04
Interest Rate Strategy Buoyed By Fixed-Rate Shift, Yet Profit Margins Face Headwinds
Anticipated interest rate relief and strategic shift from floating to fixed-rate loans suggest improved net interest income and earnings stability.Preferred Bank: Interesting Dividend But Under Certain Conditions
Jun 03US$87.75 - That's What Analysts Think Preferred Bank (NASDAQ:PFBC) Is Worth After These Results
Apr 27Preferred Bank Still Remains A Solid Prospect
Mar 12If EPS Growth Is Important To You, Preferred Bank (NASDAQ:PFBC) Presents An Opportunity
Nov 16Do Preferred Bank's (NASDAQ:PFBC) Earnings Warrant Your Attention?
Jul 22Preferred Bank (NASDAQ:PFBC) Has Announced That It Will Be Increasing Its Dividend To $0.55
Mar 31Do Preferred Bank's (NASDAQ:PFBC) Earnings Warrant Your Attention?
Mar 10Preferred Bank (NASDAQ:PFBC) Will Pay A Larger Dividend Than Last Year At $0.55
Dec 19Shareholder Returns
| PFBC | US Banks | US Market | |
|---|---|---|---|
| 7D | -0.3% | 0.5% | 0.6% |
| 1Y | 17.8% | 30.7% | 28.7% |
Return vs Industry: PFBC underperformed the US Banks industry which returned 29.9% over the past year.
Return vs Market: PFBC underperformed the US Market which returned 27.6% over the past year.
Price Volatility
| PFBC volatility | |
|---|---|
| PFBC Average Weekly Movement | 2.8% |
| Banks Industry Average Movement | 3.6% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.2% |
| 10% least volatile stocks in US Market | 3.3% |
Stable Share Price: PFBC has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: PFBC's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1991 | 324 | Li Yu | www.preferredbank.com |
Preferred Bank provides various banking products and services to small and mid-sized businesses, entrepreneurs, real estate developers, professionals, and high net worth individuals. The company accepts checking, savings, and money market deposit accounts; fixed-rate and fixed maturity retail, and non-retail certificates of deposit; and individual retirement accounts. It also provides real estate mortgage loans that are secured by retail, industrial, office, special purpose, and residential single and multi-family properties; real estate construction loans; commercial loans, including lines of credit for working capital, term loans for capital expenditures, and commercial and stand-by letters of credit; and small business administration loans for business purposes, such as owner-occupied commercial real estate, business acquisitions, start-ups, franchise financing, working capital, improvements and renovations, inventory and equipment, and debt-refinancing.
Preferred Bank Fundamentals Summary
| PFBC fundamental statistics | |
|---|---|
| Market cap | US$1.11b |
| Earnings (TTM) | US$134.75m |
| Revenue (TTM) | US$283.40m |
Is PFBC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PFBC income statement (TTM) | |
|---|---|
| Revenue | US$283.40m |
| Cost of Revenue | US$0 |
| Gross Profit | US$283.40m |
| Other Expenses | US$148.65m |
| Earnings | US$134.75m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 11.38 |
| Gross Margin | 100.00% |
| Net Profit Margin | 47.55% |
| Debt/Equity Ratio | 45.3% |
How did PFBC perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/04/30 13:37 |
| End of Day Share Price | 2026/04/30 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Preferred Bank is covered by 11 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Stephen Moss | B. Riley Securities, Inc. |
| Gary Tenner | D.A. Davidson & Co. |
| null null | D.A. Davidson & Co. |