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Preferred Bank NasdaqGS:PFBC Stock Report

Last Price

US$94.64

Market Cap

US$1.3b

7D

-2.2%

1Y

45.8%

Updated

02 Dec, 2024

Data

Company Financials +

PFBC Stock Overview

Provides various commercial banking products and services to small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, professionals, and high net worth individuals. More details

PFBC fundamental analysis
Snowflake Score
Valuation5/6
Future Growth0/6
Past Performance2/6
Financial Health6/6
Dividends5/6

Community Narratives

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US$93.88
FV
0.8% overvalued intrinsic discount
3.98%
Revenue growth p.a.
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5 days ago author updated this narrative

Preferred Bank Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Preferred Bank
Historical stock prices
Current Share PriceUS$94.64
52 Week HighUS$99.78
52 Week LowUS$63.90
Beta0.94
11 Month Change12.91%
3 Month Change15.94%
1 Year Change45.80%
33 Year Change39.92%
5 Year Change69.76%
Change since IPO99.24%

Recent News & Updates

Recent updates

Preferred Bank: Interesting Dividend But Under Certain Conditions

Jun 03

US$87.75 - That's What Analysts Think Preferred Bank (NASDAQ:PFBC) Is Worth After These Results

Apr 27
US$87.75 - That's What Analysts Think Preferred Bank (NASDAQ:PFBC) Is Worth After These Results

Preferred Bank Still Remains A Solid Prospect

Mar 12

If EPS Growth Is Important To You, Preferred Bank (NASDAQ:PFBC) Presents An Opportunity

Nov 16
If EPS Growth Is Important To You, Preferred Bank (NASDAQ:PFBC) Presents An Opportunity

Do Preferred Bank's (NASDAQ:PFBC) Earnings Warrant Your Attention?

Jul 22
Do Preferred Bank's (NASDAQ:PFBC) Earnings Warrant Your Attention?

Preferred Bank (NASDAQ:PFBC) Has Announced That It Will Be Increasing Its Dividend To $0.55

Mar 31
Preferred Bank (NASDAQ:PFBC) Has Announced That It Will Be Increasing Its Dividend To $0.55

Do Preferred Bank's (NASDAQ:PFBC) Earnings Warrant Your Attention?

Mar 10
Do Preferred Bank's (NASDAQ:PFBC) Earnings Warrant Your Attention?

Preferred Bank (NASDAQ:PFBC) Will Pay A Larger Dividend Than Last Year At $0.55

Dec 19
Preferred Bank (NASDAQ:PFBC) Will Pay A Larger Dividend Than Last Year At $0.55

Preferred Bank declares $0.43 dividend

Sep 22

Preferred Bank: Expect A Substantial Net Interest Margin Increase In Q3

Sep 02

Here's Why We Think Preferred Bank (NASDAQ:PFBC) Might Deserve Your Attention Today

Jul 21
Here's Why We Think Preferred Bank (NASDAQ:PFBC) Might Deserve Your Attention Today

Preferred Bank GAAP EPS of $1.87 beats by $0.08, revenue of $59.02M beats by $1.91M

Jul 20

Preferred Bank: Strong Loan Book, Conservative Underwriting Policy

Jun 01

Is Now The Time To Put Preferred Bank (NASDAQ:PFBC) On Your Watchlist?

Apr 04
Is Now The Time To Put Preferred Bank (NASDAQ:PFBC) On Your Watchlist?

Preferred Bank Offers An Attractive Mix Of Loan Growth, Efficiency, And Rate Leverage

Feb 02

Shareholder Returns

PFBCUS BanksUS Market
7D-2.2%-2.1%0.7%
1Y45.8%48.9%32.2%

Return vs Industry: PFBC underperformed the US Banks industry which returned 50.7% over the past year.

Return vs Market: PFBC exceeded the US Market which returned 31.9% over the past year.

Price Volatility

Is PFBC's price volatile compared to industry and market?
PFBC volatility
PFBC Average Weekly Movement4.9%
Banks Industry Average Movement5.1%
Market Average Movement6.3%
10% most volatile stocks in US Market16.4%
10% least volatile stocks in US Market3.1%

Stable Share Price: PFBC has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: PFBC's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1991300Li Yuwww.preferredbank.com

Preferred Bank provides various commercial banking products and services to small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, professionals, and high net worth individuals. The company accepts checking, savings, and money market deposit accounts; fixed-rate and fixed maturity retail, and non-retail certificates of deposit; and individual retirement accounts. It also provides real estate mortgage loans that are secured by retail, industrial, office, special purpose, and residential single and multi-family properties; real estate construction loans; commercial loans comprising lines of credit for working capital, term loans for capital expenditures, and commercial and stand-by letters of credit; and small business administration loans.

Preferred Bank Fundamentals Summary

How do Preferred Bank's earnings and revenue compare to its market cap?
PFBC fundamental statistics
Market capUS$1.25b
Earnings (TTM)US$136.28m
Revenue (TTM)US$260.39m

9.2x

P/E Ratio

1.7x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
PFBC income statement (TTM)
RevenueUS$260.39m
Cost of RevenueUS$0
Gross ProfitUS$260.39m
Other ExpensesUS$124.11m
EarningsUS$136.28m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)10.27
Gross Margin100.00%
Net Profit Margin52.34%
Debt/Equity Ratio19.8%

How did PFBC perform over the long term?

See historical performance and comparison

Dividends

3.0%

Current Dividend Yield

28%

Payout Ratio