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Updated 1h ago
WTBF.B logo

W.T.B. Financial CorporationOTCPK:WTBF.B Stock Report

Market Cap US$1.1b
Updated 1h ago
Share Price
n/a
1Y47.0%
7D0.8%
1D0.1%
Portfolio Value
​
View

W.T.B. Financial Corporation

OTCPK:WTBF.B Stock Report

Market Cap: US$1.1b

  • Company Overview
  • Valuation
  • Future Growth
  • Past Performance
  • Financial Health
  • Dividend
  • Management
  • Ownership
  • Other Information
  • Stock Community

W.T.B. Financial (WTBF.B) Stock Overview

Operates as the bank holding company for Washington Trust Bank that provides banking, fiduciary, asset management, mortgage banking, and other financial services to corporate and individual customers in the United States. More details

WTBF.B fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance4/6
Financial Health6/6
Dividends4/6

Rewards

Price-To-Earnings ratio (9.4x) is below the US market (18.4x)

Earnings grew by 72.8% over the past year

Pays a reliable dividend of 1.6%

Risk Analysis

Earnings have declined by 4.5% per year over past 5 years


WTBF.B Community Fair Values

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US$
Current Price
US$462.476.1% overvalued intrinsic discount
%/yr
Decrease
Increase
PastFuture0546m2016201920222025202620282031Revenue US$546.1mEarnings US$139.5m
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W.T.B. Financial Corporation Competitors

Amerant Bancorp

Symbol: NYSE:AMTB
Market cap: US$1.1b

Five Star Bancorp

Symbol: NasdaqGS:FSBC
Market cap: US$1.1b

Equity Bancshares

Symbol: NYSE:EQBK
Market cap: US$1.0b

Metropolitan Bank Holding

Symbol: NYSE:MCB
Market cap: US$1.1b

Price History & Performance

Summary of share price highs, lows and changes for W.T.B. Financial
Historical stock prices
Current Share PriceUS$462.47
52 Week HighUS$465.00
52 Week LowUS$313.80
Beta0.19
1 Month Change1.31%
3 Month Change16.79%
1 Year Change47.05%
3 Year Change71.29%
5 Year Change21.61%
Change since IPO1,184.64%

Recent News & Updates

Recent updates

Shareholder Returns

WTBF.BUS BanksUS Market
7D0.8%-1.4%-2.2%
1Y47.0%17.6%13.1%

Return vs Industry: WTBF.B exceeded the US Banks industry which returned 17.6% over the past year.

Return vs Market: WTBF.B exceeded the US Market which returned 13.1% over the past year.

Price Volatility

Is WTBF.B's price volatile compared to industry and market?
WTBF.B volatility
WTBF.B Average Weekly Movement1.4%
Banks Industry Average Movement3.1%
Market Average Movement6.9%
10% most volatile stocks in US Market15.4%
10% least volatile stocks in US Market2.9%

Stable Share Price: WTBF.B has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: WTBF.B's weekly volatility (1%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19021,250Pete Stantonwww.watrust.com

W.T.B. Financial Corporation operates as the bank holding company for Washington Trust Bank that provides banking, fiduciary, asset management, mortgage banking, and other financial services to corporate and individual customers in the United States. The company offers deposit products, including checking, savings, money market, health savings, retirement, and individual retirement accounts, as well as certificates of deposit. It also provides credit and debit cards; personal loans, such as auto and toy, personal lines of credit and term, home equity line of credit, and home equity loans; home loans; business loans comprising equipment lending, commercial real estate, agricultural, and SBA lending; mortgage loans, including first-time home buyers loans, manufactured home loans, refinance, and jumbo loans.

W.T.B. Financial Corporation Fundamentals Summary

How do W.T.B. Financial's earnings and revenue compare to its market cap?
WTBF.B fundamental statistics
Market capUS$1.13b
Earnings (TTM)US$119.76m
Revenue (TTM)US$468.69m
9.4x
P/E Ratio
1.1x
P/B Ratio

Is WTBF.B overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
WTBF.B income statement (TTM)
RevenueUS$468.69m
Cost of RevenueUS$0
Gross ProfitUS$468.69m
Other ExpensesUS$348.94m
EarningsUS$119.76m

Last Reported Earnings

Jun 30, 2026

Next Earnings Date

n/a

Earnings per share (EPS)49.35
Gross Margin100.00%
Net Profit Margin25.55%
Debt/Equity Ratio48.9%

How did WTBF.B perform over the long term?

See historical performance and comparison

Dividends

1.6%
Current Dividend Yield
15%
Payout Ratio

Does WTBF.B pay a reliable dividends?

See WTBF.B dividend history and benchmarks
When do you need to buy WTBF.B by to receive an upcoming dividend?
W.T.B. Financial dividend dates
Ex Dividend DateSep 04 2026
Dividend Pay DateSep 11 2026
Days until Ex dividend8 days
Days until Dividend pay date1 day

Does WTBF.B pay a reliable dividends?

See WTBF.B dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/09/11 22:00
End of Day Share Price 2026/09/11 00:00
Earnings2026/06/30
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
  • SEC Form 10-K
  • SEC Form 10-Q
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
  • Analyst Research Reports
  • Blue Matrix
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
  • ICE Market Data
  • SEC Form S-1
Ownership10 years
  • Top shareholders
  • Insider trading
  • SEC Form 4
  • SEC Form 13D
Management10 years
  • Leadership team
  • Board of directors
  • SEC Form 10-K
  • SEC Form DEF 14A
Key Developments10 years
  • Company announcements
  • SEC Form 8-K

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

W.T.B. Financial Corporation is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

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