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Central Pacific Financial NYSE:CPF Stock Report

Last Price

US$28.29

Market Cap

US$765.7m

7D

-8.5%

1Y

42.2%

Updated

22 Dec, 2024

Data

Company Financials +

Central Pacific Financial Corp.

NYSE:CPF Stock Report

Market Cap: US$765.7m

CPF Stock Overview

Operates as the bank holding company for Central Pacific Bank that provides a range of commercial banking products and services to businesses, professionals, and individuals in the United States. More details

CPF fundamental analysis
Snowflake Score
Valuation4/6
Future Growth1/6
Past Performance2/6
Financial Health6/6
Dividends5/6

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Central Pacific Financial Corp. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Central Pacific Financial
Historical stock prices
Current Share PriceUS$28.29
52 Week HighUS$33.25
52 Week LowUS$18.00
Beta1.16
1 Month Change-12.06%
3 Month Change-2.41%
1 Year Change42.23%
3 Year Change2.06%
5 Year Change-4.81%
Change since IPO-87.70%

Recent News & Updates

Central Pacific Financial (NYSE:CPF) Has Affirmed Its Dividend Of $0.26

Nov 02
Central Pacific Financial (NYSE:CPF) Has Affirmed Its Dividend Of $0.26

Recent updates

Central Pacific Financial (NYSE:CPF) Has Affirmed Its Dividend Of $0.26

Nov 02
Central Pacific Financial (NYSE:CPF) Has Affirmed Its Dividend Of $0.26

Central Pacific Financial: Positive Earnings Outlook Seems Priced-In, Downgrading To Hold

Oct 12

Central Pacific Financial's (NYSE:CPF) Dividend Will Be $0.26

Aug 15
Central Pacific Financial's (NYSE:CPF) Dividend Will Be $0.26

Central Pacific Financial (NYSE:CPF) Is Due To Pay A Dividend Of $0.26

Oct 29
Central Pacific Financial (NYSE:CPF) Is Due To Pay A Dividend Of $0.26

Central Pacific Financial (NYSE:CPF) Is Due To Pay A Dividend Of $0.26

Aug 28
Central Pacific Financial (NYSE:CPF) Is Due To Pay A Dividend Of $0.26

Central Pacific Financial (NYSE:CPF) Has Affirmed Its Dividend Of $0.26

Jul 30
Central Pacific Financial (NYSE:CPF) Has Affirmed Its Dividend Of $0.26

Central Pacific Financial: Dividend Is Attractive But Earnings Outlook Is Worrisome

Jul 28

Central Pacific Financial (NYSE:CPF) Is Paying Out A Dividend Of $0.26

May 14
Central Pacific Financial (NYSE:CPF) Is Paying Out A Dividend Of $0.26

Central Pacific Financial (NYSE:CPF) Has Affirmed Its Dividend Of $0.26

Apr 30
Central Pacific Financial (NYSE:CPF) Has Affirmed Its Dividend Of $0.26

Central Pacific Financial GAAP EPS of $0.74 beats by $0.14, revenue of $67.89M beats by $1.06M

Jan 25

Central Pacific Financial: A 5.4% Yield With A 45% Payout Ratio

Oct 27

Central Pacific names Arnold Martines CEO

Oct 21

Central Pacific Financial goes ex-dividend tomorrow

Aug 29

Central Pacific Financial (NYSE:CPF) Is Increasing Its Dividend To US$0.26

Jan 29
Central Pacific Financial (NYSE:CPF) Is Increasing Its Dividend To US$0.26

Shareholder Returns

CPFUS BanksUS Market
7D-8.5%-3.4%-2.4%
1Y42.2%29.1%23.4%

Return vs Industry: CPF exceeded the US Banks industry which returned 29.1% over the past year.

Return vs Market: CPF exceeded the US Market which returned 23.4% over the past year.

Price Volatility

Is CPF's price volatile compared to industry and market?
CPF volatility
CPF Average Weekly Movement6.3%
Banks Industry Average Movement5.2%
Market Average Movement6.3%
10% most volatile stocks in US Market16.8%
10% least volatile stocks in US Market3.1%

Stable Share Price: CPF has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: CPF's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1954717Arnold Martineswww.cpb.bank

Central Pacific Financial Corp. operates as the bank holding company for Central Pacific Bank that provides a range of commercial banking products and services to businesses, professionals, and individuals in the United States. It offers various deposit products and services, including checking, savings and time deposits, cash management and digital banking, trust, and retail brokerage services, as well as money market accounts and certificates of deposit. The company also provides various lending activities, such as commercial, commercial and residential mortgage, home equity, and consumer loans; and other products and services comprising debit cards, internet and mobile banking, cash management services, full-service ATMs, safe deposit boxes, international banking services, night depository facilities, foreign exchange, and wire transfers.

Central Pacific Financial Corp. Fundamentals Summary

How do Central Pacific Financial's earnings and revenue compare to its market cap?
CPF fundamental statistics
Market capUS$765.65m
Earnings (TTM)US$56.93m
Revenue (TTM)US$244.64m

13.4x

P/E Ratio

1.4x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CPF income statement (TTM)
RevenueUS$244.64m
Cost of RevenueUS$0
Gross ProfitUS$244.64m
Other ExpensesUS$187.71m
EarningsUS$56.93m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)2.10
Gross Margin100.00%
Net Profit Margin23.27%
Debt/Equity Ratio29.3%

How did CPF perform over the long term?

See historical performance and comparison

Dividends

3.7%

Current Dividend Yield

49%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 03:26
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Central Pacific Financial Corp. is covered by 6 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Joseph GladueB. Riley Securities, Inc.
null nullKeefe, Bruyette, & Woods
John MoranMacquarie Research