Central Pacific Financial Corp.

NYSE:CPF Stock Report

Market Cap: US$896.8m

Central Pacific Financial Dividends and Buybacks

Dividend criteria checks 4/6

Central Pacific Financial is a dividend paying company with a current yield of 3.38% that is well covered by earnings. Next payment date is on 15th June, 2026 with an ex-dividend date of 29th May, 2026.

Key information

3.4%

Dividend yield

3.5%

Buyback Yield

Total Shareholder Yield6.9%
Future Dividend Yield3.6%
Dividend Growth6.7%
Next dividend pay date15 Jun 26
Ex dividend date29 May 26
Dividend per sharen/a
Payout ratio37%

Recent dividend and buyback updates

Recent updates

Narrative Update Apr 28

CPF: Buybacks And Dividend Increases Will Support Steady Fairly Valued Returns

Analysts maintained their fair value estimate for Central Pacific Financial at $37.00, citing consistent assumptions for discount rate, revenue growth, profit margin and future P/E that support keeping the price target unchanged. What's in the News From October 1, 2025 to December 31, 2025, Central Pacific Financial repurchased 529,613 shares, or 1.97% of shares, for US$16.32 million, completing a total of 788,261 shares, or 2.93%, repurchased for US$23.37 million under the buyback announced on January 29, 2025 (Key Developments).
Narrative Update Apr 14

CPF: Share Repurchases And Dividend Increases Will Support Steady Future Returns

Analysts have nudged their price target on Central Pacific Financial down by $0.50 to $37.00, reflecting slightly adjusted assumptions for fair value, profit margin, revenue growth and future P/E that keep the overall outlook largely intact. What's in the News Net charge offs for the quarter ended December 31, 2025 totaled $2.5 million, compared with $2.7 million in the prior quarter and $3.8 million in the same quarter a year earlier, with annualized net charge offs at 0.18% of average loans, versus 0.20% and 0.29% in those periods (Key Developments).
Narrative Update Mar 30

CPF: New Buyback Authorization Will Support Future Upside Potential

Analysts have maintained their price target for Central Pacific Financial at $37.50, reflecting unchanged assumptions regarding fair value, discount rate, revenue growth, profit margins, and future P/E expectations. What's in the News Between October 1, 2025 and December 31, 2025, Central Pacific Financial repurchased 529,613 shares, representing 1.97% of shares, for a total of US$16.32 million, completing a total of 788,261 shares repurchased, or 2.93%, for US$23.37 million under the buyback announced on January 29, 2025 (company disclosure).
Narrative Update Mar 16

CPF: Expanded Buybacks And Higher Dividend Will Support Future Upside Potential

Analysts have kept their price target for Central Pacific Financial steady at $37.50, reflecting unchanged assumptions for fair value, discount rate, revenue growth, profit margin, and future P/E multiple. What's in the News New share repurchase program authorizes Central Pacific Financial Corp.
Narrative Update Mar 02

CPF: Share Repurchases And Dividend Increases Will Drive Future Upside Potential

Analysts reaffirmed their $37.50 price target for Central Pacific Financial, citing largely unchanged assumptions for fair value, discount rate, revenue growth, profit margin, and future P/E as support for maintaining their view. What's in the News The board has authorized a share repurchase program for Central Pacific Financial Corp.
Narrative Update Feb 16

CPF: Future Buybacks And Dividend Increases Will Support Balanced Return Outlook

Analysts have made only a minor adjustment to their outlook on Central Pacific Financial, keeping the fair value estimate steady at $37.50 while slightly refining assumptions around the discount rate, revenue growth, profit margin, and future P/E to reflect updated modeling. What's in the News The Board of Directors authorized a new share repurchase plan on January 27, 2026, giving the company approval to buy back its stock (Key Developments).
Narrative Update Feb 02

CPF: Shareholder Returns Will Strengthen On Dividend Increase And Buyback Program

Analysts have lifted their price target for Central Pacific Financial to US$37.50 from US$35.00, citing updated assumptions on fair value, discount rate, revenue growth, profit margin and future P/E, which together inform a slightly higher long term valuation profile. What's in the News The board declared a quarterly cash dividend of US$0.29 per share on January 27, 2026, up from US$0.28 in the fourth quarter of 2025, payable March 16, 2026 to shareholders of record on February 27, 2026 (company announcement).
Analysis Article Nov 10

Central Pacific Financial (NYSE:CPF) Will Pay A Larger Dividend Than Last Year At $0.28

The board of Central Pacific Financial Corp. ( NYSE:CPF ) has announced that it will be paying its dividend of $0.28 on...
Analysis Article Nov 01

Central Pacific Financial Corp. (NYSE:CPF) Analysts Are Pretty Bullish On The Stock After Recent Results

Central Pacific Financial Corp. ( NYSE:CPF ) shareholders are probably feeling a little disappointed, since its shares...
Narrative Update Aug 22

Experienced Leadership And Hawaii Market Focus Will Drive Future Success

Despite a marked slowdown in forecast revenue growth, Central Pacific Financial’s consensus future P/E has risen substantially, indicating a multiple expansion which underpins the significant increase in the analyst price target to $35.00. What's in the News Amended and restated bylaws adopted, enhancing procedural mechanics and disclosure for shareholder nominations and proposals, detailing powers for regulating meetings, clarifying voting standards, and requiring director candidates to be available for board interviews.
Seeking Alpha Aug 21

Central Pacific Financial: Continued Margin Expansion To Drive Earnings

Summary The net interest margin will likely continue to grow because of (i) anticipated Fed funds rate cuts and (ii) continued deposit mix shift. There are several deals in the pipeline, which will boost the loan book in 3Q’25. However, weakness in the tourism industry bodes ill for loan growth. I’m raising my EPS estimate to $2.61 for 2025 from my previous estimate of $2.30. I’m adopting a hold rating based on a price downside of 4.7% and dividend yield of 3.8%. Read the full article on Seeking Alpha
Analysis Article Nov 02

Central Pacific Financial (NYSE:CPF) Has Affirmed Its Dividend Of $0.26

The board of Central Pacific Financial Corp. ( NYSE:CPF ) has announced that it will pay a dividend of $0.26 per share...
Seeking Alpha Oct 12

Central Pacific Financial: Positive Earnings Outlook Seems Priced-In, Downgrading To Hold

Summary Interest rate cuts will help lower deposit competition and the pressure on deposit rates. As a result, the downward loan trend can finally turn around. I’m expecting earnings to grow by 1% in 2024 and 10% in 2025. The December 2025 target price suggests a small downside from the current market price. Additionally, CPF is offering a decent dividend yield. Read the full article on Seeking Alpha
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New Narrative Sep 24

Expanding Net Interest Margins And Critical Core Growth Elevate Bank's Prospects Amid Economic Shifts

Expansion in net interest margin and core deposit growth indicate operational efficiency and enhanced liquidity, suggesting positive future earnings and margin improvements.
Analysis Article Aug 15

Central Pacific Financial's (NYSE:CPF) Dividend Will Be $0.26

Central Pacific Financial Corp.'s ( NYSE:CPF ) investors are due to receive a payment of $0.26 per share on 16th of...
Analysis Article Oct 29

Central Pacific Financial (NYSE:CPF) Is Due To Pay A Dividend Of $0.26

Central Pacific Financial Corp. ( NYSE:CPF ) will pay a dividend of $0.26 on the 15th of December. The dividend yield...

Stability and Growth of Payments

Fetching dividends data

Stable Dividend: CPF's dividends per share have been stable in the past 10 years.

Growing Dividend: CPF's dividend payments have increased over the past 10 years.


Dividend Yield vs Market

Central Pacific Financial Dividend Yield vs Market
How does CPF dividend yield compare to the market?
SegmentDividend Yield
Company (CPF)3.4%
Market Bottom 25% (US)1.4%
Market Top 25% (US)4.2%
Industry Average (Banks)2.4%
Analyst forecast (CPF) (up to 3 years)3.6%

Notable Dividend: CPF's dividend (3.38%) is higher than the bottom 25% of dividend payers in the US market (1.41%).

High Dividend: CPF's dividend (3.38%) is low compared to the top 25% of dividend payers in the US market (4.2%).


Current Payout to Shareholders

Earnings Coverage: With its reasonably low payout ratio (36.9%), CPF's dividend payments are well covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years or that it will be covered by earnings.


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/01 04:25
End of Day Share Price 2026/05/29 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Central Pacific Financial Corp. is covered by 6 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Joseph GladueB. Riley Securities, Inc.
Kelly MottaKeefe, Bruyette, & Woods
John MoranMacquarie Research