Central Pacific Financial Corp.

NYSE:CPF Stock Report

Market Cap: US$729.1m

Central Pacific Financial Past Earnings Performance

Past criteria checks 2/6

Central Pacific Financial has been growing earnings at an average annual rate of 4.6%, while the Banks industry saw earnings growing at 7.3% annually. Revenues have been growing at an average rate of 3.9% per year. Central Pacific Financial's return on equity is 10.5%, and it has net margins of 23.3%.

Key information

4.6%

Earnings growth rate

5.7%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate3.9%
Return on equity10.5%
Net Margin23.3%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Central Pacific Financial: Positive Earnings Outlook Seems Priced-In, Downgrading To Hold

Oct 12

Central Pacific Financial's (NYSE:CPF) Dividend Will Be $0.26

Aug 15
Central Pacific Financial's (NYSE:CPF) Dividend Will Be $0.26

Central Pacific Financial (NYSE:CPF) Is Due To Pay A Dividend Of $0.26

Oct 29
Central Pacific Financial (NYSE:CPF) Is Due To Pay A Dividend Of $0.26

Central Pacific Financial (NYSE:CPF) Is Due To Pay A Dividend Of $0.26

Aug 28
Central Pacific Financial (NYSE:CPF) Is Due To Pay A Dividend Of $0.26

Central Pacific Financial (NYSE:CPF) Has Affirmed Its Dividend Of $0.26

Jul 30
Central Pacific Financial (NYSE:CPF) Has Affirmed Its Dividend Of $0.26

Central Pacific Financial: Dividend Is Attractive But Earnings Outlook Is Worrisome

Jul 28

Central Pacific Financial (NYSE:CPF) Is Paying Out A Dividend Of $0.26

May 14
Central Pacific Financial (NYSE:CPF) Is Paying Out A Dividend Of $0.26

Central Pacific Financial (NYSE:CPF) Has Affirmed Its Dividend Of $0.26

Apr 30
Central Pacific Financial (NYSE:CPF) Has Affirmed Its Dividend Of $0.26

Central Pacific Financial GAAP EPS of $0.74 beats by $0.14, revenue of $67.89M beats by $1.06M

Jan 25

Central Pacific Financial: A 5.4% Yield With A 45% Payout Ratio

Oct 27

Central Pacific names Arnold Martines CEO

Oct 21

Central Pacific Financial goes ex-dividend tomorrow

Aug 29

Central Pacific Financial (NYSE:CPF) Is Increasing Its Dividend To US$0.26

Jan 29
Central Pacific Financial (NYSE:CPF) Is Increasing Its Dividend To US$0.26

Revenue & Expenses Breakdown

How Central Pacific Financial makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NYSE:CPF Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24245571400
30 Jun 24238571370
31 Mar 24235551370
31 Dec 23241591390
30 Sep 23247641410
30 Jun 23254681440
31 Mar 23264711460
31 Dec 22265741430
30 Sep 22270761430
30 Jun 22274801430
31 Mar 22271811430
31 Dec 21269801430
30 Sep 21256701430
30 Jun 21233561390
31 Mar 21216471340
31 Dec 20200371320
30 Sep 20196391290
30 Jun 20204471280
31 Mar 20210511270
31 Dec 19220581240
30 Sep 19219601230
30 Jun 19219611210
31 Mar 19216611180
31 Dec 18213591170
30 Sep 18209481160
30 Jun 18206451150
31 Mar 18206421140
31 Dec 17206411130
30 Sep 17205491140
30 Jun 17204491140
31 Mar 17203491130
31 Dec 16201471130
30 Sep 16194461090
30 Jun 16195461110
31 Mar 16197471090
31 Dec 15199461070
30 Sep 15205481080
30 Jun 15202441050
31 Mar 15195411070
31 Dec 14190401060
30 Sep 14190371090
30 Jun 14190391110
31 Mar 14196451120
31 Dec 131971721100

Quality Earnings: CPF has high quality earnings.

Growing Profit Margin: CPF's current net profit margins (23.3%) are lower than last year (25.9%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: CPF's earnings have grown by 4.6% per year over the past 5 years.

Accelerating Growth: CPF's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: CPF had negative earnings growth (-11%) over the past year, making it difficult to compare to the Banks industry average (-13.2%).


Return on Equity

High ROE: CPF's Return on Equity (10.5%) is considered low.


Return on Assets


Return on Capital Employed


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