Central Pacific Financial Corp.

NYSE:CPF Stock Report

Market Cap: US$729.1m

Central Pacific Financial Balance Sheet Health

Financial Health criteria checks 6/6

Central Pacific Financial has total assets of $7.4B and total equity of $543.7M. Total deposits are $6.6B, and total loans are $5.3B. It earns a Net Interest Margin of 2.9%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $334.6M.

Key information

13.6x

Asset to equity ratio

2.9%

Net interest margin

Total deposits

US$6.58b

Loan to deposit ratio

Appropriate

Bad loans

0.2%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

US$334.65m

Recent financial health updates

No updates

Recent updates

Central Pacific Financial: Positive Earnings Outlook Seems Priced-In, Downgrading To Hold

Oct 12

Central Pacific Financial's (NYSE:CPF) Dividend Will Be $0.26

Aug 15
Central Pacific Financial's (NYSE:CPF) Dividend Will Be $0.26

Central Pacific Financial (NYSE:CPF) Is Due To Pay A Dividend Of $0.26

Oct 29
Central Pacific Financial (NYSE:CPF) Is Due To Pay A Dividend Of $0.26

Central Pacific Financial (NYSE:CPF) Is Due To Pay A Dividend Of $0.26

Aug 28
Central Pacific Financial (NYSE:CPF) Is Due To Pay A Dividend Of $0.26

Central Pacific Financial (NYSE:CPF) Has Affirmed Its Dividend Of $0.26

Jul 30
Central Pacific Financial (NYSE:CPF) Has Affirmed Its Dividend Of $0.26

Central Pacific Financial: Dividend Is Attractive But Earnings Outlook Is Worrisome

Jul 28

Central Pacific Financial (NYSE:CPF) Is Paying Out A Dividend Of $0.26

May 14
Central Pacific Financial (NYSE:CPF) Is Paying Out A Dividend Of $0.26

Central Pacific Financial (NYSE:CPF) Has Affirmed Its Dividend Of $0.26

Apr 30
Central Pacific Financial (NYSE:CPF) Has Affirmed Its Dividend Of $0.26

Central Pacific Financial GAAP EPS of $0.74 beats by $0.14, revenue of $67.89M beats by $1.06M

Jan 25

Central Pacific Financial: A 5.4% Yield With A 45% Payout Ratio

Oct 27

Central Pacific names Arnold Martines CEO

Oct 21

Central Pacific Financial goes ex-dividend tomorrow

Aug 29

Central Pacific Financial (NYSE:CPF) Is Increasing Its Dividend To US$0.26

Jan 29
Central Pacific Financial (NYSE:CPF) Is Increasing Its Dividend To US$0.26

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: CPF's Assets to Equity ratio (13.6x) is moderate.

Allowance for Bad Loans: CPF has a sufficient allowance for bad loans (532%).

Low Risk Liabilities: 96% of CPF's liabilities are made up of primarily low risk sources of funding.

Loan Level: CPF has an appropriate level of Loans to Assets ratio (71%).

Low Risk Deposits: CPF's Loans to Deposits ratio (80%) is appropriate.

Level of Bad Loans: CPF has an appropriate level of bad loans (0.2%).


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