Central Pacific Financial Balance Sheet Health
Financial Health criteria checks 6/6
Central Pacific Financial has total assets of $7.4B and total equity of $543.7M. Total deposits are $6.6B, and total loans are $5.3B. It earns a Net Interest Margin of 2.9%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $334.6M.
Key information
13.6x
Asset to equity ratio
2.9%
Net interest margin
| Total deposits | US$6.58b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$334.65m |
Recent financial health updates
No updates
Recent updates
Central Pacific Financial (NYSE:CPF) Has Affirmed Its Dividend Of $0.26
Nov 02
Central Pacific Financial: Positive Earnings Outlook Seems Priced-In, Downgrading To Hold
Oct 12Central Pacific Financial's (NYSE:CPF) Dividend Will Be $0.26
Aug 15Central Pacific Financial (NYSE:CPF) Is Due To Pay A Dividend Of $0.26
Oct 29Central Pacific Financial (NYSE:CPF) Is Due To Pay A Dividend Of $0.26
Aug 28Central Pacific Financial (NYSE:CPF) Has Affirmed Its Dividend Of $0.26
Jul 30Central Pacific Financial: Dividend Is Attractive But Earnings Outlook Is Worrisome
Jul 28Central Pacific Financial (NYSE:CPF) Is Paying Out A Dividend Of $0.26
May 14Central Pacific Financial (NYSE:CPF) Has Affirmed Its Dividend Of $0.26
Apr 30Central Pacific Financial GAAP EPS of $0.74 beats by $0.14, revenue of $67.89M beats by $1.06M
Jan 25Central Pacific Financial: A 5.4% Yield With A 45% Payout Ratio
Oct 27Central Pacific names Arnold Martines CEO
Oct 21Central Pacific Financial goes ex-dividend tomorrow
Aug 29Central Pacific Financial (NYSE:CPF) Is Increasing Its Dividend To US$0.26
Jan 29Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CPF's Assets to Equity ratio (13.6x) is moderate.
Allowance for Bad Loans: CPF has a sufficient allowance for bad loans (532%).
Low Risk Liabilities: 96% of CPF's liabilities are made up of primarily low risk sources of funding.
Loan Level: CPF has an appropriate level of Loans to Assets ratio (71%).
Low Risk Deposits: CPF's Loans to Deposits ratio (80%) is appropriate.
Level of Bad Loans: CPF has an appropriate level of bad loans (0.2%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 22:57 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
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Industry and Sector Metrics
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Analyst Sources
Central Pacific Financial Corp. is covered by 6 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Joseph Gladue | B. Riley Securities, Inc. |
| null null | Keefe, Bruyette, & Woods |
| John Moran | Macquarie Research |