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Amerant Bancorp Inc.NYSE:AMTB Stock Report

Market Cap US$885.6m
Share Price
US$22.50
US$24.5
8.2% undervalued intrinsic discount
1Y30.5%
7D0%
Portfolio Value
View

Amerant Bancorp Inc.

NYSE:AMTB Stock Report

Market Cap: US$885.6m

Amerant Bancorp (AMTB) Stock Overview

Operates as the bank holding company for Amerant Bank, N.A. More details

AMTB fundamental analysis
Snowflake Score
Valuation2/6
Future Growth2/6
Past Performance2/6
Financial Health4/6
Dividends2/6

Rewards

Risk Analysis

No risks detected for AMTB from our risk checks.

AMTB Community Fair Values

Create Narrative

See what others think this stock is worth. Follow their fair value or set your own to get alerts.

Amerant Bancorp Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Amerant Bancorp
Historical stock prices
Current Share PriceUS$22.50
52 Week HighUS$24.38
52 Week LowUS$15.62
Beta0.90
1 Month Change-6.21%
3 Month Change0.089%
1 Year Change30.51%
3 Year Change21.62%
5 Year Change-3.06%
Change since IPO25.00%

Recent News & Updates

Seeking Alpha Apr 24

Q1 Snapshot Of Amerant Bancorp Is Still Not A Compelling Picture

Summary Amerant Bancorp Inc. reported Q1 2026 EPS of $0.44, beating estimates, but revenue of $97.7M missed expectations. Despite outperforming the S&P 500, AMTB's shrinking loan portfolio and declining yields raise concerns about growth and profitability. I maintain a Hold rating, citing insufficient improvement in key performance metrics and a cautious outlook on asset quality and deposit trends. AMTB's dividend yield remains low at 1.5%, with the payout unchanged since Q1 2022 and safety supported by recent earnings. Read the full article on Seeking Alpha

Recent updates

Seeking Alpha Apr 24

Q1 Snapshot Of Amerant Bancorp Is Still Not A Compelling Picture

Summary Amerant Bancorp Inc. reported Q1 2026 EPS of $0.44, beating estimates, but revenue of $97.7M missed expectations. Despite outperforming the S&P 500, AMTB's shrinking loan portfolio and declining yields raise concerns about growth and profitability. I maintain a Hold rating, citing insufficient improvement in key performance metrics and a cautious outlook on asset quality and deposit trends. AMTB's dividend yield remains low at 1.5%, with the payout unchanged since Q1 2022 and safety supported by recent earnings. Read the full article on Seeking Alpha
Narrative Update Apr 23

AMTB: Updated Discount Rate And P/E Assumptions Will Shape Balanced Risk Reward

Analysts have raised Amerant Bancorp's price target by $2 to $24.50, citing updated assumptions around the discount rate, revenue growth, profit margin and future P/E in their refreshed models. Analyst Commentary Recent research updates highlight that analysts are refining their models for Amerant Bancorp and adjusting price targets.
Narrative Update Apr 07

AMTB: Leadership Transition And Credit Updates Will Guide Buybacks And Risk Reward Balance

Narrative Update Overview The analyst price target for Amerant Bancorp has increased by a few dollars to $23, as analysts highlight recent mid-quarter and late-quarter updates, along with ongoing leadership transition efforts, as support for a more favorable view of the risk-reward profile. Analyst Commentary Recent Street research points to a cluster of price target updates around Amerant Bancorp, with analysts responding to mid-quarter and late-quarter communications and the leadership transition following the departure of the former CEO.
Narrative Update Mar 22

AMTB: Credit And Leadership Updates Will Support Ongoing Share Repurchase Activity

Analysts have inched their blended price target on Amerant Bancorp higher to about $24.50, supported by recent research that raised individual targets by $2, by $3, and to $23. They highlight a more balanced risk-reward view following the company’s mid-quarter and late-quarter updates and leadership transition progress.
Narrative Update Mar 07

AMTB: Credit Updates And Leadership Transition Will Support New Share Repurchase Program

Narrative Update: Amerant Bancorp Amerant Bancorp's analyst price targets have been revised higher by up to $3, with analysts citing updated credit commentary, mid-quarter trends, and ongoing management transition efforts as factors supporting a modestly stronger view of the risk-reward profile. Analyst Commentary Recent research points to a more constructive tone around Amerant Bancorp, with several bullish analysts adjusting their price targets higher following updated company commentary and management changes.
Narrative Update Feb 21

AMTB: Leadership Transition And Credit Updates Will Guide New Share Repurchase Plan

Analysts have raised their average price targets on Amerant Bancorp by a few dollars, with recent moves such as the Raymond James increase to $23 from $21 reflecting views that the risk-reward trade-off has improved following the company's mid-quarter and late-quarter updates and its ongoing leadership transition. Analyst Commentary Recent research updates on Amerant Bancorp have centered on modest price target increases and how the bank is handling its leadership change and credit profile.
Narrative Update Feb 05

AMTB: Leadership Transition And Credit Trends Will Shape Share Repurchases Outlook

Narrative Update The analyst price target for Amerant Bancorp has shifted slightly higher to US$24.50 from US$24.30. Analysts point to recent upward target revisions and supportive research that cites a constructive risk reward view following company updates and leadership changes.
Analysis Article Oct 28

Amerant Bancorp (NYSE:AMTB) Will Pay A Dividend Of $0.09

The board of Amerant Bancorp Inc. ( NYSE:AMTB ) has announced that it will pay a dividend on the 28th of November, with...
Analysis Article Jul 27

Amerant Bancorp (NYSE:AMTB) Has Affirmed Its Dividend Of $0.09

Amerant Bancorp Inc. ( NYSE:AMTB ) has announced that it will pay a dividend of $0.09 per share on the 29th of August...
Analysis Article May 12

Amerant Bancorp (NYSE:AMTB) Has Affirmed Its Dividend Of $0.09

The board of Amerant Bancorp Inc. ( NYSE:AMTB ) has announced that it will pay a dividend on the 30th of May, with...
Analysis Article Oct 27

Amerant Bancorp (NYSE:AMTB) Is Paying Out A Dividend Of $0.09

Amerant Bancorp Inc. ( NYSE:AMTB ) will pay a dividend of $0.09 on the 29th of November. Including this payment, the...
User avatar
New Narrative Sep 24

Calculated Expansion And Prudent Risk Management Propel Bank's Profitability And Growth

Expansion efforts and strong loan growth indicate a potential increase in revenue through market penetration and higher interest income.

Shareholder Returns

AMTBUS BanksUS Market
7D0%1.9%-0.3%
1Y30.5%20.9%26.7%

Return vs Industry: AMTB exceeded the US Banks industry which returned 15.1% over the past year.

Return vs Market: AMTB exceeded the US Market which returned 23.3% over the past year.

Price Volatility

Is AMTB's price volatile compared to industry and market?
AMTB volatility
AMTB Average Weekly Movement3.6%
Banks Industry Average Movement3.5%
Market Average Movement7.2%
10% most volatile stocks in US Market16.2%
10% least volatile stocks in US Market3.2%

Stable Share Price: AMTB has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: AMTB's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1979694Carlos Iafigliolawww.amerantbank.com

Amerant Bancorp Inc. operates as the bank holding company for Amerant Bank, N.A. that provides banking products and services to individuals and businesses in the United States. The company offers checking, savings, business, and money market accounts; cash management services; and certificates of deposit. It also provides variable and fixed rate commercial real estate loans; owner-occupied; single-family residential; commercial; and Loans to financial institutions and acceptances, and consumer loans and overdrafts, such as automobile, personal, or loans secured by cash or securities and revolving credit card agreements.

Amerant Bancorp Inc. Fundamentals Summary

How do Amerant Bancorp's earnings and revenue compare to its market cap?
AMTB fundamental statistics
Market capUS$885.55m
Earnings (TTM)US$58.33m
Revenue (TTM)US$399.57m
15.4x
P/E Ratio
1.0x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
AMTB income statement (TTM)
RevenueUS$399.57m
Cost of RevenueUS$0
Gross ProfitUS$399.57m
Other ExpensesUS$341.24m
EarningsUS$58.33m

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)1.47
Gross Margin100.00%
Net Profit Margin14.60%
Debt/Equity Ratio93.8%

How did AMTB perform over the long term?

See historical performance and comparison

Dividends

1.6%
Current Dividend Yield
25%
Payout Ratio

Does AMTB pay a reliable dividends?

See AMTB dividend history and benchmarks
When do you need to buy AMTB by to receive an upcoming dividend?
Amerant Bancorp dividend dates
Ex Dividend DateMay 15 2026
Dividend Pay DateMay 29 2026
Days until Ex dividend6 days
Days until Dividend pay date8 days

Does AMTB pay a reliable dividends?

See AMTB dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/20 09:11
End of Day Share Price 2026/05/20 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Amerant Bancorp Inc. is covered by 7 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Wood LayKeefe, Bruyette, & Woods
Christopher McGrattyKeefe, Bruyette, & Woods
Stephen ScoutenPiper Sandler Companies