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Farmers & Merchants BancorpOTCPK:FMCB Stock Report

Market Cap US$910.2m
Share Price
US$1.33k
US$2.7k
50.5% undervalued intrinsic discount
1Y33.5%
7D1.8%
1D
Portfolio Value
View

Farmers & Merchants Bancorp

OTCPK:FMCB Stock Report

Market Cap: US$910.2m

Farmers & Merchants Bancorp (FMCB) Stock Overview

Operates as the bank holding company for Farmers & Merchants Bank of Central California that provides various banking services to businesses and individuals in the United States. More details

FMCB fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance3/6
Financial Health6/6
Dividends4/6

FMCB Community Fair Values

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Farmers & Merchants Bancorp Competitors

Price History & Performance

Summary of share price highs, lows and changes for Farmers & Merchants Bancorp
Historical stock prices
Current Share PriceUS$1,334.99
52 Week HighUS$1,402.50
52 Week LowUS$985.25
Beta0.14
1 Month Change1.52%
3 Month Change16.09%
1 Year Change33.50%
3 Year Change34.98%
5 Year Change52.57%
Change since IPO2,183.26%

Recent News & Updates

Recent updates

Shareholder Returns

FMCBUS BanksUS Market
7D1.8%3.3%-3.3%
1Y33.5%21.5%22.3%

Return vs Industry: FMCB exceeded the US Banks industry which returned 20.6% over the past year.

Return vs Market: FMCB exceeded the US Market which returned 22.5% over the past year.

Price Volatility

Is FMCB's price volatile compared to industry and market?
FMCB volatility
FMCB Average Weekly Movement3.6%
Banks Industry Average Movement3.2%
Market Average Movement7.2%
10% most volatile stocks in US Market16.6%
10% least volatile stocks in US Market3.1%

Stable Share Price: FMCB has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: FMCB's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1916383Kent Steinwertwww.fmbonline.com

Farmers & Merchants Bancorp operates as the bank holding company for Farmers & Merchants Bank of Central California that provides various banking services to businesses and individuals in the United States. The company provides deposit products, including checking, savings, money market, time certificates of deposit, and individual retirement accounts. It also offers a range of lending products, such as commercial, commercial and residential real estate, real estate construction, agribusiness, and consumer loans, as well as equipment leases and credit card services; commercial products, including term loans, lines of credit and other working capital financing, and letters of credit; and financing products, such as automobile financing, home improvement, and home equity lines of credit.

Farmers & Merchants Bancorp Fundamentals Summary

How do Farmers & Merchants Bancorp's earnings and revenue compare to its market cap?
FMCB fundamental statistics
Market capUS$910.20m
Earnings (TTM)US$94.67m
Revenue (TTM)US$238.36m
9.5x
P/E Ratio
1.4x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FMCB income statement (TTM)
RevenueUS$238.36m
Cost of RevenueUS$0
Gross ProfitUS$238.36m
Other ExpensesUS$143.70m
EarningsUS$94.67m

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)140.93
Gross Margin100.00%
Net Profit Margin39.72%
Debt/Equity Ratio1.6%

How did FMCB perform over the long term?

See historical performance and comparison

Dividends

1.5%
Current Dividend Yield
18%
Payout Ratio

Does FMCB pay a reliable dividends?

See FMCB dividend history and benchmarks
When do you need to buy FMCB by to receive an upcoming dividend?
Farmers & Merchants Bancorp dividend dates
Ex Dividend DateJun 12 2026
Dividend Pay DateJul 01 2026
Days until Ex dividend1 day
Days until Dividend pay date20 days

Does FMCB pay a reliable dividends?

See FMCB dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/09 17:22
End of Day Share Price 2026/06/09 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Farmers & Merchants Bancorp is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.