Farmers & Merchants Bancorp

OTCPK:FMCB Stock Report

Market Cap: US$721.0m

Farmers & Merchants Bancorp Past Earnings Performance

Past criteria checks 3/6

Farmers & Merchants Bancorp has been growing earnings at an average annual rate of 10.9%, while the Banks industry saw earnings growing at 6.9% annually. Revenues have been growing at an average rate of 8.4% per year. Farmers & Merchants Bancorp's return on equity is 15.4%, and it has net margins of 38.9%.

Key information

10.9%

Earnings growth rate

12.5%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate8.4%
Return on equity15.4%
Net Margin38.9%
Last Earnings Update31 Dec 2024

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How Farmers & Merchants Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

OTCPK:FMCB Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 242278800
30 Sep 2422188860
30 Jun 2421788840
31 Mar 2421787830
31 Dec 2321888850
30 Sep 2321687850
30 Jun 2321384830
31 Mar 2320482810
31 Dec 2219375780
30 Sep 2218971770
30 Jun 2218369750
31 Mar 2218167750
31 Dec 2117766760
30 Sep 2117866730
30 Jun 2117463730
31 Mar 2116861700
31 Dec 2016059680
30 Sep 2015858670
30 Jun 2015657680
31 Mar 2015757690
31 Dec 1915856680
30 Sep 1915454660
30 Jun 1914853630
31 Mar 1914149610
31 Dec 1813546600
30 Sep 1813136590
30 Jun 1812733570
31 Mar 1812430560
31 Dec 1712228550
30 Sep 1711432550
30 Jun 1711331540
31 Mar 1711030520
31 Dec 1610230510
30 Sep 1610529500
30 Jun 1610229500
31 Mar 169928490
31 Dec 1510127470
30 Sep 159727470
30 Jun 159426450
31 Mar 159426440
31 Dec 149225420
30 Sep 149025410
30 Jun 148925400
31 Mar 148824400

Quality Earnings: FMCB has high quality earnings.

Growing Profit Margin: FMCB's current net profit margins (38.9%) are lower than last year (40.5%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: FMCB's earnings have grown by 10.9% per year over the past 5 years.

Accelerating Growth: FMCB's earnings growth over the past year (0.2%) is below its 5-year average (10.9% per year).

Earnings vs Industry: FMCB earnings growth over the past year (0.2%) exceeded the Banks industry -4.3%.


Return on Equity

High ROE: FMCB's Return on Equity (15.4%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/30 08:52
End of Day Share Price 2025/01/30 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Farmers & Merchants Bancorp is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution