Farmers & Merchants Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Farmers & Merchants Bancorp has total assets of $5.7B and total equity of $565.2M. Total deposits are $5.0B, and total loans are $3.6B. It earns a Net Interest Margin of 4.3%. It has sufficient allowance for bad loans, which are currently at 0.1% of total loans. Cash and short-term investments are $738.4M.
Key information
10.1x
Asset to equity ratio
4.3%
Net interest margin
Total deposits | US$4.96b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.1% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$738.40m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FMCB's Assets to Equity ratio (10.1x) is moderate.
Allowance for Bad Loans: FMCB has a sufficient allowance for bad loans (1649%).
Low Risk Liabilities: 96% of FMCB's liabilities are made up of primarily low risk sources of funding.
Loan Level: FMCB has an appropriate level of Loans to Assets ratio (64%).
Low Risk Deposits: FMCB's Loans to Deposits ratio (73%) is appropriate.
Level of Bad Loans: FMCB has an appropriate level of bad loans (0.1%).