company background image
HBT logo

HBT Financial NasdaqGS:HBT Stock Report

Last Price

US$21.99

Market Cap

US$696.8m

7D

-6.0%

1Y

3.7%

Updated

23 Dec, 2024

Data

Company Financials +

HBT Financial, Inc.

NasdaqGS:HBT Stock Report

Market Cap: US$696.8m

HBT Stock Overview

Operates as the bank holding company for Heartland Bank and Trust Company that provides business, commercial, and retail banking products and services to individuals, businesses, and municipal entities in Central and Northeastern Illinois, and Eastern Iowa. More details

HBT fundamental analysis
Snowflake Score
Valuation5/6
Future Growth0/6
Past Performance5/6
Financial Health6/6
Dividends3/6

My Notes

Capture your thoughts, links and company narrative

HBT Financial, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for HBT Financial
Historical stock prices
Current Share PriceUS$21.99
52 Week HighUS$25.35
52 Week LowUS$17.75
Beta0.86
1 Month Change-9.51%
3 Month Change-4.31%
1 Year Change3.73%
3 Year Change16.41%
5 Year Change16.16%
Change since IPO41.51%

Recent News & Updates

Here's Why We Think HBT Financial (NASDAQ:HBT) Might Deserve Your Attention Today

Dec 19
Here's Why We Think HBT Financial (NASDAQ:HBT) Might Deserve Your Attention Today

Recent updates

Here's Why We Think HBT Financial (NASDAQ:HBT) Might Deserve Your Attention Today

Dec 19
Here's Why We Think HBT Financial (NASDAQ:HBT) Might Deserve Your Attention Today

HBT Financial (NASDAQ:HBT) Has Announced That It Will Be Increasing Its Dividend To $0.19

Jan 27
HBT Financial (NASDAQ:HBT) Has Announced That It Will Be Increasing Its Dividend To $0.19

HBT Financial (NASDAQ:HBT) Will Pay A Larger Dividend Than Last Year At $0.17

May 02
HBT Financial (NASDAQ:HBT) Will Pay A Larger Dividend Than Last Year At $0.17

HBT Financial (NASDAQ:HBT) Has Announced That It Will Be Increasing Its Dividend To $0.17

Jan 28
HBT Financial (NASDAQ:HBT) Has Announced That It Will Be Increasing Its Dividend To $0.17

HBT Financial to acquire Town and Country Financial for ~$101.4M

Aug 23

HBT Financial Non-GAAP EPS of $0.48 beats by $0.06, revenue of $42.92M beats by $0.78M

Jul 25

HBT Financial (NASDAQ:HBT) Is Paying Out A Larger Dividend Than Last Year

May 01
HBT Financial (NASDAQ:HBT) Is Paying Out A Larger Dividend Than Last Year

HBT Financial (NASDAQ:HBT) Has Announced That It Will Be Increasing Its Dividend To US$0.16

Jan 30
HBT Financial (NASDAQ:HBT) Has Announced That It Will Be Increasing Its Dividend To US$0.16

HBT Financial (NASDAQ:HBT) Is Due To Pay A Dividend Of US$0.15

Oct 30
HBT Financial (NASDAQ:HBT) Is Due To Pay A Dividend Of US$0.15

HBT Financial (NASDAQ:HBT) Has Re-Affirmed Its Dividend Of US$0.15

Jul 31
HBT Financial (NASDAQ:HBT) Has Re-Affirmed Its Dividend Of US$0.15

HBT Financial goes ex-dividend on Monday

May 07

Shareholder Returns

HBTUS BanksUS Market
7D-6.0%-3.4%-2.2%
1Y3.7%29.3%23.9%

Return vs Industry: HBT underperformed the US Banks industry which returned 29.1% over the past year.

Return vs Market: HBT underperformed the US Market which returned 23.4% over the past year.

Price Volatility

Is HBT's price volatile compared to industry and market?
HBT volatility
HBT Average Weekly Movement6.0%
Banks Industry Average Movement5.2%
Market Average Movement6.3%
10% most volatile stocks in US Market17.0%
10% least volatile stocks in US Market3.1%

Stable Share Price: HBT has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: HBT's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1920844J. Carterir.hbtfinancial.com

HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company that provides business, commercial, and retail banking products and services to individuals, businesses, and municipal entities in Central and Northeastern Illinois, and Eastern Iowa. The company’s deposits accounts consist of noninterest-bearing demand deposits, interest-bearing transaction accounts, money market accounts, savings accounts, certificates of deposits, health savings accounts, and individual retirement accounts. Its loan offering comprises owner and non-owner occupied commercial real estate; construction and land development and multi-family; commercial and industrial; agricultural and farmland; and one-to-four family residential loans, as well as municipal, consumer, and other loans.

HBT Financial, Inc. Fundamentals Summary

How do HBT Financial's earnings and revenue compare to its market cap?
HBT fundamental statistics
Market capUS$696.83m
Earnings (TTM)US$69.94m
Revenue (TTM)US$212.34m

9.9x

P/E Ratio

1.3x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
HBT income statement (TTM)
RevenueUS$212.34m
Cost of RevenueUS$0
Gross ProfitUS$212.34m
Other ExpensesUS$142.39m
EarningsUS$69.94m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)2.22
Gross Margin100.00%
Net Profit Margin32.94%
Debt/Equity Ratio25.8%

How did HBT perform over the long term?

See historical performance and comparison

Dividends

3.5%

Current Dividend Yield

33%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 03:00
End of Day Share Price 2024/12/23 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

HBT Financial, Inc. is covered by 6 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jeffrey RulisD.A. Davidson & Co.
null nullD.A. Davidson & Co.
Steven AlexopoulosJ.P. Morgan