W.T.B. Financial Balance Sheet Health
Financial Health criteria checks 6/6
W.T.B. Financial has total assets of $10.9B and total equity of $901.1M. Total deposits are $8.0B, and total loans are $6.4B. It earns a Net Interest Margin of 2.7%. It has sufficient allowance for bad loans, which are currently at 1.3% of total loans. Cash and short-term investments are $646.5M.
Key information
12.1x
Asset to equity ratio
2.7%
Net interest margin
Total deposits | US$7.97b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.3% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$646.55m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: WTBF.B's Assets to Equity ratio (12.1x) is moderate.
Allowance for Bad Loans: WTBF.B has a sufficient allowance for bad loans (166%).
Low Risk Liabilities: 79% of WTBF.B's liabilities are made up of primarily low risk sources of funding.
Loan Level: WTBF.B has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: WTBF.B's Loans to Deposits ratio (81%) is appropriate.
Level of Bad Loans: WTBF.B has an appropriate level of bad loans (1.3%).