W.T.B. Financial Balance Sheet Health
Financial Health criteria checks 6/6
W.T.B. Financial has total assets of $10.8B and total equity of $907.5M. Total deposits are $8.0B, and total loans are $6.6B. It earns a Net Interest Margin of 2.7%. It has sufficient allowance for bad loans, which are currently at 1.4% of total loans. Cash and short-term investments are $330.4M.
Key information
11.9x
Asset to equity ratio
2.7%
Net interest margin
| Total deposits | US$7.96b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$330.37m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: WTBF.B's Assets to Equity ratio (11.9x) is moderate.
Allowance for Bad Loans: WTBF.B has a sufficient allowance for bad loans (162%).
Low Risk Liabilities: 81% of WTBF.B's liabilities are made up of primarily low risk sources of funding.
Loan Level: WTBF.B has an appropriate level of Loans to Assets ratio (61%).
Low Risk Deposits: WTBF.B's Loans to Deposits ratio (83%) is appropriate.
Level of Bad Loans: WTBF.B has an appropriate level of bad loans (1.4%).