W.T.B. Financial Past Earnings Performance
Past criteria checks 1/6
W.T.B. Financial's earnings have been declining at an average annual rate of -2.9%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 4.3% per year. W.T.B. Financial's return on equity is 4.8%, and it has net margins of 13.6%.
Key information
-2.9%
Earnings growth rate
-2.5%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 4.3% |
| Return on equity | 4.8% |
| Net Margin | 13.6% |
| Last Earnings Update | 30 Jun 2024 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses Breakdown
How W.T.B. Financial makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Jun 24 | 323 | 44 | 224 | 0 |
| 31 Mar 24 | 317 | 45 | 220 | 0 |
| 31 Dec 23 | 330 | 56 | 221 | 0 |
| 30 Sep 23 | 349 | 71 | 222 | 0 |
| 30 Jun 23 | 372 | 91 | 222 | 0 |
| 31 Mar 23 | 410 | 116 | 223 | 0 |
| 31 Dec 22 | 402 | 114 | 219 | 0 |
| 30 Sep 22 | 401 | 117 | 211 | 0 |
| 30 Jun 22 | 393 | 114 | 208 | 0 |
| 31 Mar 22 | 363 | 100 | 205 | 0 |
| 31 Dec 21 | 358 | 100 | 201 | 0 |
| 30 Sep 21 | 342 | 90 | 197 | 0 |
| 30 Jun 21 | 327 | 82 | 193 | 0 |
| 31 Mar 21 | 316 | 78 | 188 | 0 |
| 31 Dec 20 | 307 | 76 | 184 | 0 |
| 30 Sep 20 | 305 | 79 | 178 | 0 |
| 30 Jun 20 | 303 | 81 | 172 | 0 |
| 31 Mar 20 | 300 | 82 | 170 | 0 |
| 31 Dec 19 | 300 | 83 | 167 | 0 |
| 30 Sep 19 | 296 | 86 | 159 | 0 |
| 30 Jun 19 | 291 | 84 | 157 | 0 |
| 31 Mar 19 | 289 | 84 | 155 | 0 |
| 31 Dec 18 | 286 | 83 | 156 | 0 |
| 30 Sep 18 | 277 | 56 | 153 | 0 |
| 30 Jun 18 | 271 | 53 | 150 | 0 |
| 31 Mar 18 | 263 | 48 | 146 | 0 |
| 31 Dec 17 | 258 | 42 | 145 | 0 |
| 30 Sep 17 | 245 | 57 | 137 | 0 |
| 30 Jun 17 | 238 | 54 | 136 | 0 |
| 31 Mar 17 | 233 | 53 | 133 | 0 |
| 31 Dec 16 | 228 | 52 | 126 | 0 |
| 30 Sep 16 | 226 | 53 | 126 | 0 |
| 30 Jun 16 | 220 | 51 | 123 | 0 |
| 31 Mar 16 | 216 | 49 | 122 | 0 |
| 31 Dec 15 | 210 | 46 | 120 | 0 |
| 30 Sep 15 | 203 | 43 | 119 | 0 |
| 30 Jun 15 | 199 | 42 | 117 | 0 |
| 31 Mar 15 | 198 | 42 | 115 | 0 |
| 31 Dec 14 | 194 | 41 | 113 | 0 |
| 30 Sep 14 | 189 | 37 | 113 | 0 |
| 30 Jun 14 | 187 | 37 | 111 | 0 |
| 31 Mar 14 | 186 | 37 | 110 | 0 |
| 31 Dec 13 | 193 | 42 | 108 | 0 |
Quality Earnings: WTBF.B has high quality earnings.
Growing Profit Margin: WTBF.B's current net profit margins (13.6%) are lower than last year (24.4%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: WTBF.B's earnings have declined by 2.9% per year over the past 5 years.
Accelerating Growth: WTBF.B's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: WTBF.B had negative earnings growth (-51.8%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).
Return on Equity
High ROE: WTBF.B's Return on Equity (4.8%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/27 21:43 |
| End of Day Share Price | 2024/12/27 00:00 |
| Earnings | 2024/06/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
W.T.B. Financial Corporation is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|