Preferred Bank

NasdaqGS:PFBC Stock Report

Market Cap: US$1.2b

Preferred Bank Past Earnings Performance

Past criteria checks 2/6

Preferred Bank has been growing earnings at an average annual rate of 17.9%, while the Banks industry saw earnings growing at 6.9% annually. Revenues have been growing at an average rate of 14.6% per year. Preferred Bank's return on equity is 18.2%, and it has net margins of 52.3%.

Key information

17.9%

Earnings growth rate

19.9%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate14.6%
Return on equity18.2%
Net Margin52.3%
Next Earnings Update27 Jan 2025

Recent past performance updates

Recent updates

Preferred Bank: Interesting Dividend But Under Certain Conditions

Jun 03

US$87.75 - That's What Analysts Think Preferred Bank (NASDAQ:PFBC) Is Worth After These Results

Apr 27
US$87.75 - That's What Analysts Think Preferred Bank (NASDAQ:PFBC) Is Worth After These Results

Preferred Bank Still Remains A Solid Prospect

Mar 12

If EPS Growth Is Important To You, Preferred Bank (NASDAQ:PFBC) Presents An Opportunity

Nov 16
If EPS Growth Is Important To You, Preferred Bank (NASDAQ:PFBC) Presents An Opportunity

Do Preferred Bank's (NASDAQ:PFBC) Earnings Warrant Your Attention?

Jul 22
Do Preferred Bank's (NASDAQ:PFBC) Earnings Warrant Your Attention?

Preferred Bank (NASDAQ:PFBC) Has Announced That It Will Be Increasing Its Dividend To $0.55

Mar 31
Preferred Bank (NASDAQ:PFBC) Has Announced That It Will Be Increasing Its Dividend To $0.55

Do Preferred Bank's (NASDAQ:PFBC) Earnings Warrant Your Attention?

Mar 10
Do Preferred Bank's (NASDAQ:PFBC) Earnings Warrant Your Attention?

Preferred Bank (NASDAQ:PFBC) Will Pay A Larger Dividend Than Last Year At $0.55

Dec 19
Preferred Bank (NASDAQ:PFBC) Will Pay A Larger Dividend Than Last Year At $0.55

Preferred Bank declares $0.43 dividend

Sep 22

Preferred Bank: Expect A Substantial Net Interest Margin Increase In Q3

Sep 02

Here's Why We Think Preferred Bank (NASDAQ:PFBC) Might Deserve Your Attention Today

Jul 21
Here's Why We Think Preferred Bank (NASDAQ:PFBC) Might Deserve Your Attention Today

Preferred Bank GAAP EPS of $1.87 beats by $0.08, revenue of $59.02M beats by $1.91M

Jul 20

Preferred Bank: Strong Loan Book, Conservative Underwriting Policy

Jun 01

Is Now The Time To Put Preferred Bank (NASDAQ:PFBC) On Your Watchlist?

Apr 04
Is Now The Time To Put Preferred Bank (NASDAQ:PFBC) On Your Watchlist?

Preferred Bank Offers An Attractive Mix Of Loan Growth, Efficiency, And Rate Leverage

Feb 02

Revenue & Expenses Breakdown

How Preferred Bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NasdaqGS:PFBC Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24260136690
30 Jun 24264141670
31 Mar 24271145660
31 Dec 23276150650
30 Sep 23286154660
30 Jun 23279151650
31 Mar 23262141640
31 Dec 22242129620
30 Sep 22224116590
30 Jun 22209107580
31 Mar 22198100560
31 Dec 2119195550
30 Sep 2118090540
30 Jun 2116581520
31 Mar 2115674520
31 Dec 2014969520
30 Sep 2014768520
30 Jun 2015371520
31 Mar 2015975520
31 Dec 1916378510
30 Sep 1916177500
30 Jun 1915875500
31 Mar 1915472490
31 Dec 1814870480
30 Sep 1814459460
30 Jun 1814055450
31 Mar 1813349430
31 Dec 1712643420
30 Sep 1712145410
30 Jun 1711241400
31 Mar 1710638390
31 Dec 1610136380
30 Sep 169733360
30 Jun 169231350
31 Mar 168930330
31 Dec 158429310
30 Sep 158129300
30 Jun 157727290
31 Mar 157326280
31 Dec 147024270
30 Sep 146623260
30 Jun 146322250
31 Mar 146120250

Quality Earnings: PFBC has high quality earnings.

Growing Profit Margin: PFBC's current net profit margins (52.3%) are lower than last year (53.8%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: PFBC's earnings have grown by 17.9% per year over the past 5 years.

Accelerating Growth: PFBC's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: PFBC had negative earnings growth (-11.4%) over the past year, making it difficult to compare to the Banks industry average (-10.6%).

Return on Equity

High ROE: PFBC's Return on Equity (18.2%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/21 16:51
End of Day Share Price 2025/01/21 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Preferred Bank is covered by 14 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Stephen MossB. Riley Securities, Inc.
null nullD.A. Davidson & Co.
Gary TennerD.A. Davidson & Co.