Preferred Bank Balance Sheet Health
Financial Health criteria checks 6/6
Preferred Bank has total assets of $6.7B and total equity of $695.1M. Total deposits are $5.7B, and total loans are $5.2B. It earns a Net Interest Margin of 4.5%. It has sufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are $910.9M.
Key information
9.6x
Asset to equity ratio
4.5%
Net interest margin
| Total deposits | US$5.71b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.5% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$910.85m |
Recent financial health updates
No updates
Recent updates
Preferred Bank Still Remains A Solid Prospect
Mar 12If EPS Growth Is Important To You, Preferred Bank (NASDAQ:PFBC) Presents An Opportunity
Nov 16
Do Preferred Bank's (NASDAQ:PFBC) Earnings Warrant Your Attention?
Jul 22Preferred Bank (NASDAQ:PFBC) Has Announced That It Will Be Increasing Its Dividend To $0.55
Mar 31Do Preferred Bank's (NASDAQ:PFBC) Earnings Warrant Your Attention?
Mar 10Preferred Bank (NASDAQ:PFBC) Will Pay A Larger Dividend Than Last Year At $0.55
Dec 19Preferred Bank declares $0.43 dividend
Sep 22Preferred Bank: Expect A Substantial Net Interest Margin Increase In Q3
Sep 02Here's Why We Think Preferred Bank (NASDAQ:PFBC) Might Deserve Your Attention Today
Jul 21Preferred Bank GAAP EPS of $1.87 beats by $0.08, revenue of $59.02M beats by $1.91M
Jul 20Preferred Bank: Strong Loan Book, Conservative Underwriting Policy
Jun 01Is Now The Time To Put Preferred Bank (NASDAQ:PFBC) On Your Watchlist?
Apr 04Preferred Bank Offers An Attractive Mix Of Loan Growth, Efficiency, And Rate Leverage
Feb 02Here's Why I Think Preferred Bank (NASDAQ:PFBC) Is An Interesting Stock
Sep 24With A Total Return Of 71%, It's Time To Say Goodbye To Preferred Bank
May 28Trade Alert: The Independent Director Of Preferred Bank (NASDAQ:PFBC), Wayne Wu, Has Sold Some Shares Recently
Mar 09Here's What Preferred Bank's (NASDAQ:PFBC) Shareholder Ownership Structure Looks Like
Feb 22Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PFBC's Assets to Equity ratio (9.6x) is low.
Allowance for Bad Loans: PFBC has a sufficient allowance for bad loans (273%).
Low Risk Liabilities: 96% of PFBC's liabilities are made up of primarily low risk sources of funding.
Loan Level: PFBC has an appropriate level of Loans to Assets ratio (78%).
Low Risk Deposits: PFBC's Loans to Deposits ratio (91%) is appropriate.
Level of Bad Loans: PFBC has an appropriate level of bad loans (0.5%).