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Origin Bancorp, Inc.NYSE:OBK Stock Report

Market Cap US$1.5b
Share Price
US$48.16
US$52
7.4% undervalued intrinsic discount
1Y37.8%
7D3.4%
1D
Portfolio Value
View

Origin Bancorp, Inc.

NYSE:OBK Stock Report

Market Cap: US$1.5b

Origin Bancorp (OBK) Stock Overview

Operates as a bank holding company for Origin Bank that provides banking and financial services to small and medium-sized businesses, municipalities, and retail clients in Texas, Louisiana, Alabama, and Mississippi. More details

OBK fundamental analysis
Snowflake Score
Valuation3/6
Future Growth4/6
Past Performance3/6
Financial Health6/6
Dividends2/6

Rewards

Risk Analysis

No risks detected for OBK from our risk checks.

OBK Community Fair Values

Create Narrative

See what others think this stock is worth. Follow their fair value or set your own to get alerts.

Origin Bancorp, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Origin Bancorp
Historical stock prices
Current Share PriceUS$47.32
52 Week HighUS$48.12
52 Week LowUS$32.13
Beta0.73
1 Month Change1.48%
3 Month Change9.94%
1 Year Change37.76%
3 Year Change60.73%
5 Year Change4.88%
Change since IPO26.19%

Recent News & Updates

Narrative Update May 13

OBK: Future Credit Discipline And Buybacks Will Support Balanced Repricing

Analysts have nudged their fair value estimate for Origin Bancorp stock from $51.20 to $52.00, citing recent price target increases of $4 and $5 at major research houses as support for the updated view. Analyst Commentary Recent Street research on Origin Bancorp points to a modestly higher fair value view, supported by price targets that are now set US$4 and US$5 above prior levels at two firms.
Narrative Update Apr 27

OBK: Future Earnings Efficiency And Credit Discipline Will Support Balanced Repricing

Origin Bancorp's updated analyst price target has moved to $51.20 from $48.20. This reflects analysts' refreshed views on revenue growth, profit margins, and future P/E assumptions following recent research updates from several firms.

Recent updates

Narrative Update May 13

OBK: Future Credit Discipline And Buybacks Will Support Balanced Repricing

Analysts have nudged their fair value estimate for Origin Bancorp stock from $51.20 to $52.00, citing recent price target increases of $4 and $5 at major research houses as support for the updated view. Analyst Commentary Recent Street research on Origin Bancorp points to a modestly higher fair value view, supported by price targets that are now set US$4 and US$5 above prior levels at two firms.
Narrative Update Apr 27

OBK: Future Earnings Efficiency And Credit Discipline Will Support Balanced Repricing

Origin Bancorp's updated analyst price target has moved to $51.20 from $48.20. This reflects analysts' refreshed views on revenue growth, profit margins, and future P/E assumptions following recent research updates from several firms.
Narrative Update Apr 13

OBK: Future Earnings Efficiency And Buybacks Will Support A Balanced P/E Repricing

Analysts have raised their price targets on Origin Bancorp by $5 and $7, citing updated expectations for revenue growth, profit margins, and a slightly lower forward P/E assumption that keeps the fair value estimate around $48.20. Analyst Commentary Recent research updates frame the higher price targets as a reflection of revised expectations for Origin Bancorp's revenue, profitability, and valuation multiples, while still anchoring around a fair value estimate of about US$48.20.
Narrative Update Mar 29

OBK: Higher Earnings Visibility And Buybacks Will Support A Repriced Future P/E

Origin Bancorp's analyst price target has increased by a combined $12, as analysts point to updated views on fair value, discount rate, revenue growth, profit margin and future P/E assumptions to support the change. Analyst Commentary Recent research updates around Origin Bancorp focus on how the new price targets line up with changing views on earnings power, profitability and the appropriate P/E multiple for the stock.
Narrative Update Mar 15

OBK: Higher Earnings Visibility And Buybacks Will Support A Richer Future P/E

Origin Bancorp's analyst price targets have moved higher, with recent Street research pointing to increases of $5 and $7 as analysts factor in updated assumptions for growth, profitability, and future P/E expectations. Analyst Commentary Bullish analysts are lifting their price targets by US$5 and US$7 as they refresh their models for Origin Bancorp, tying those moves to updated views on growth, profitability, and the level of P/E they are comfortable paying for the stock.
Narrative Update Mar 01

OBK: Higher Earnings Power Will Support A Richer Future P/E Multiple

Analysts have lifted their average price target on Origin Bancorp by a mid single digit amount, reflecting recent $5 and $7 target increases that they link to their updated views on the bank's earnings power and valuation. Analyst Commentary Recent research commentary around Origin Bancorp focuses on how updated earnings assumptions and valuation frameworks line up with the higher price targets.
Narrative Update Feb 14

OBK: Fair Outlook Will Balance Higher P/E Assumptions With Credit And Buyback Risks

Analysts have raised their Origin Bancorp price target by $1.00 to $48.20, citing updated assumptions around fair value, discount rate, revenue growth, profit margin, and future P/E, following recent Street research updates from firms that increased their targets by $5 and $7. Analyst Commentary Bullish Takeaways Bullish analysts point to updated fair value work that supports a higher price target for Origin Bancorp, framing the recent US$5 and US$7 target moves as consistent with the new US$48.20 level.
Analysis Article Feb 01

Origin Bancorp (NYSE:OBK) Is Due To Pay A Dividend Of $0.15

Origin Bancorp, Inc.'s ( NYSE:OBK ) investors are due to receive a payment of $0.15 per share on 27th of February. This...
Narrative Update Jan 31

OBK: Fair Outlook Will Balance Higher P/E Assumptions With Credit And Buyback Risks

Analysts have raised their price target on Origin Bancorp from US$44.00 to about US$47.20. The change reflects updated views on fair value, discount rates, growth assumptions and future P/E multiples in recent research.
Seeking Alpha Dec 18

Origin Bancorp: You Need To Look Through The Bad Q3 Results

Summary Origin Bancorp faced a one-off earnings setback in Q3 due to a full provision on a bankrupt borrower. Despite the loss, OBK's tangible book value per share remains robust at nearly $34, trading just above 1.1x TBV. I expect earnings recovery, with EPS projected to exceed $3.60 in 2026 and tangible book value to approach $40 by 2027. OBK's conservative loan provisioning and real estate-backed portfolio support a stable outlook, with modest dividend growth anticipated. Read the full article on Seeking Alpha
Analysis Article Jul 27

Origin Bancorp's (NYSE:OBK) Dividend Will Be $0.15

Origin Bancorp, Inc. ( NYSE:OBK ) will pay a dividend of $0.15 on the 29th of August. Including this payment, the...
Analysis Article Apr 29

Origin Bancorp (NYSE:OBK) Is Paying Out A Dividend Of $0.15

Origin Bancorp, Inc. ( NYSE:OBK ) has announced that it will pay a dividend of $0.15 per share on the 30th of May. The...
Analysis Article Oct 29

Origin Bancorp (NYSE:OBK) Will Pay A Dividend Of $0.15

The board of Origin Bancorp, Inc. ( NYSE:OBK ) has announced that it will pay a dividend of $0.15 per share on the 29th...
Analysis Article Oct 26

Origin Bancorp, Inc. Beat Analyst Estimates: See What The Consensus Is Forecasting For Next Year

Origin Bancorp, Inc. ( NYSE:OBK ) shareholders are probably feeling a little disappointed, since its shares fell 4.2...
User avatar
New Narrative Sep 24

Critical Southeast Expansion And Tech Investments Set To Boost Bank's Market Share And Profitability

Expansion in new Southeast markets and strategic focus on improving loan quality through conservative credit practices are expected to positively influence revenue and margins.
Analysis Article Oct 29

Origin Bancorp (NYSE:OBK) Is Paying Out A Dividend Of $0.15

The board of Origin Bancorp, Inc. ( NYSE:OBK ) has announced that it will pay a dividend on the 30th of November, with...

Shareholder Returns

OBKUS BanksUS Market
7D3.4%2.2%1.2%
1Y37.8%22.3%28.7%

Return vs Industry: OBK exceeded the US Banks industry which returned 22.3% over the past year.

Return vs Market: OBK exceeded the US Market which returned 28.7% over the past year.

Price Volatility

Is OBK's price volatile compared to industry and market?
OBK volatility
OBK Average Weekly Movement3.4%
Banks Industry Average Movement3.4%
Market Average Movement7.2%
10% most volatile stocks in US Market16.4%
10% least volatile stocks in US Market3.1%

Stable Share Price: OBK has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: OBK's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19911,000Drake Millswww.origin.bank

Origin Bancorp, Inc. operates as a bank holding company for Origin Bank that provides banking and financial services to small and medium-sized businesses, municipalities, and retail clients in Texas, Louisiana, Alabama, and Mississippi. It provides noninterest and interest-bearing checking accounts, savings deposits, money market accounts, and time deposits; and offers commercial real estate, construction and land development, consumer, residential real estate, commercial and industrial, mortgage warehouse, and residential mortgage loans. The company offers personal and commercial property, and casualty insurance products; and internet banking and voice response information, mobile applications, cash management, business credit cards, overdraft protection, direct deposit, safe deposit boxes, automatic account transfers, peer-to-peer electronic pay solutions, and personal financial management solutions; and mobile and online banking, treasury management, mortgage origination and servicing facilities, commercial and consumer loans, and insurance services.

Origin Bancorp, Inc. Fundamentals Summary

How do Origin Bancorp's earnings and revenue compare to its market cap?
OBK fundamental statistics
Market capUS$1.46b
Earnings (TTM)US$80.48m
Revenue (TTM)US$350.40m
18.2x
P/E Ratio
1.2x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
OBK income statement (TTM)
RevenueUS$350.40m
Cost of RevenueUS$0
Gross ProfitUS$350.40m
Other ExpensesUS$269.92m
EarningsUS$80.48m

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)2.60
Gross Margin100.00%
Net Profit Margin22.97%
Debt/Equity Ratio3.2%

How did OBK perform over the long term?

See historical performance and comparison

Dividends

2.1%
Current Dividend Yield
23%
Payout Ratio

Does OBK pay a reliable dividends?

See OBK dividend history and benchmarks
When do you need to buy OBK by to receive an upcoming dividend?
Origin Bancorp dividend dates
Ex Dividend DateMay 15 2026
Dividend Pay DateMay 29 2026
Days until Ex dividend12 days
Days until Dividend pay date2 days

Does OBK pay a reliable dividends?

See OBK dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/26 19:33
End of Day Share Price 2026/05/22 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Origin Bancorp, Inc. is covered by 8 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Gary TennerD.A. Davidson & Co.
null nullD.A. Davidson & Co.
Christopher McGrattyKeefe, Bruyette, & Woods