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Byline Bancorp NYSE:BY Stock Report

Last Price

US$29.22

Market Cap

US$1.3b

7D

-6.1%

1Y

21.5%

Updated

22 Dec, 2024

Data

Company Financials +

BY Stock Overview

Operates as the bank holding company for Byline Bank that provides various banking products and services for small and medium sized businesses, commercial real estate and financial sponsors, and consumers in the United States. More details

BY fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance4/6
Financial Health6/6
Dividends2/6

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US$33.80
FV
13.6% undervalued intrinsic discount
7.13%
Revenue growth p.a.
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9 days ago author updated this narrative

Byline Bancorp, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Byline Bancorp
Historical stock prices
Current Share PriceUS$29.22
52 Week HighUS$32.89
52 Week LowUS$19.70
Beta1.15
1 Month Change-8.52%
3 Month Change9.19%
1 Year Change21.55%
3 Year Change8.66%
5 Year Change51.40%
Change since IPO45.74%

Recent News & Updates

Byline Bancorp (NYSE:BY) Has Announced A Dividend Of $0.09

Oct 28
Byline Bancorp (NYSE:BY) Has Announced A Dividend Of $0.09

Recent updates

Byline Bancorp (NYSE:BY) Has Announced A Dividend Of $0.09

Oct 28
Byline Bancorp (NYSE:BY) Has Announced A Dividend Of $0.09

Byline Bancorp (NYSE:BY) Is Due To Pay A Dividend Of $0.09

Jul 29
Byline Bancorp (NYSE:BY) Is Due To Pay A Dividend Of $0.09

Byline Bancorp's (NYSE:BY) Dividend Will Be $0.09

Apr 29
Byline Bancorp's (NYSE:BY) Dividend Will Be $0.09

Byline Bancorp (NYSE:BY) Is Due To Pay A Dividend Of $0.09

Jan 30
Byline Bancorp (NYSE:BY) Is Due To Pay A Dividend Of $0.09

Here's Why We Think Byline Bancorp (NYSE:BY) Is Well Worth Watching

Jan 23
Here's Why We Think Byline Bancorp (NYSE:BY) Is Well Worth Watching

Byline Bancorp's (NYSE:BY) Dividend Will Be $0.09

Oct 30
Byline Bancorp's (NYSE:BY) Dividend Will Be $0.09

Byline Bancorp: Record Profits, Deleveraging, Value, And Momentum

Aug 10

Byline Bancorp (NYSE:BY) Is Paying Out A Dividend Of $0.09

Jul 31
Byline Bancorp (NYSE:BY) Is Paying Out A Dividend Of $0.09

Byline Bancorp (NYSE:BY) Will Pay A Dividend Of $0.09

May 01
Byline Bancorp (NYSE:BY) Will Pay A Dividend Of $0.09

Byline Bancorp: A Leading Lender To Small Businesses

Feb 23

Byline Bancorp goes ex dividend on monday

Feb 03

Byline Bancorp (NYSE:BY) Will Pay A Dividend Of $0.09

Jan 30
Byline Bancorp (NYSE:BY) Will Pay A Dividend Of $0.09

Byline Bancorp approves new stock repurchase program of 1.25M shares

Dec 12

Byline Bancorp goes ex dividend monday

Nov 04

Byline Bancorp (NYSE:BY) Is Due To Pay A Dividend Of $0.09

Oct 31
Byline Bancorp (NYSE:BY) Is Due To Pay A Dividend Of $0.09

Byline Bancorp GAAP EPS of $0.61 beats by $0.03, revenue of $80.9M beats by $0.31M

Oct 27

Byline Bancorp (NYSE:BY) Has Announced A Dividend Of $0.09

Aug 01
Byline Bancorp (NYSE:BY) Has Announced A Dividend Of $0.09

Byline Bancorp GAAP EPS of $0.54 beats by $0.02, revenue of $75.8M misses by $1.99M

Jul 28

Is Now The Time To Put Byline Bancorp (NYSE:BY) On Your Watchlist?

Jul 28
Is Now The Time To Put Byline Bancorp (NYSE:BY) On Your Watchlist?

Shareholder Returns

BYUS BanksUS Market
7D-6.1%-3.4%-2.4%
1Y21.5%29.1%23.3%

Return vs Industry: BY underperformed the US Banks industry which returned 29.1% over the past year.

Return vs Market: BY underperformed the US Market which returned 23.3% over the past year.

Price Volatility

Is BY's price volatile compared to industry and market?
BY volatility
BY Average Weekly Movement6.0%
Banks Industry Average Movement5.2%
Market Average Movement6.3%
10% most volatile stocks in US Market16.8%
10% least volatile stocks in US Market3.1%

Stable Share Price: BY has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: BY's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19141,052Roberto Herenciawww.bylinebancorp.com

Byline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides various banking products and services for small and medium sized businesses, commercial real estate and financial sponsors, and consumers in the United States. It offers various retail deposit products, including non-interest-bearing accounts, money market demand accounts, savings accounts, interest-bearing checking accounts, and time deposits; ATM and debit cards; and online, mobile, and text banking services, as well as commercial deposits. The company also provides term loans, revolving lines of credit, and construction financing services; senior secured financing solutions to private equity backed lower middle market companies; small business administration and united states department of agriculture loans; and treasury management products and services.

Byline Bancorp, Inc. Fundamentals Summary

How do Byline Bancorp's earnings and revenue compare to its market cap?
BY fundamental statistics
Market capUS$1.30b
Earnings (TTM)US$120.04m
Revenue (TTM)US$373.63m

10.8x

P/E Ratio

1.2x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BY income statement (TTM)
RevenueUS$373.63m
Cost of RevenueUS$0
Gross ProfitUS$373.63m
Other ExpensesUS$253.59m
EarningsUS$120.04m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)2.70
Gross Margin100.00%
Net Profit Margin32.13%
Debt/Equity Ratio61.9%

How did BY perform over the long term?

See historical performance and comparison

Dividends

1.2%

Current Dividend Yield

13%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 01:54
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Byline Bancorp, Inc. is covered by 11 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Ebrahim PoonawalaBofA Global Research
Chesca Bugia-TenorioCredit Suisse
Brian MartinFIG Partners