Byline Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Byline Bancorp has total assets of $9.4B and total equity of $1.1B. Total deposits are $7.5B, and total loans are $6.8B. It earns a Net Interest Margin of 4.3%. It has sufficient allowance for bad loans, which are currently at 1% of total loans. Cash and short-term investments are $493.2M.
Key information
8.6x
Asset to equity ratio
4.3%
Net interest margin
Total deposits | US$7.50b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.0% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$493.22m |
Recent financial health updates
No updates
Recent updates
Byline Bancorp (NYSE:BY) Has Announced A Dividend Of $0.09
Oct 28Byline Bancorp (NYSE:BY) Is Due To Pay A Dividend Of $0.09
Jul 29Byline Bancorp's (NYSE:BY) Dividend Will Be $0.09
Apr 29Byline Bancorp (NYSE:BY) Is Due To Pay A Dividend Of $0.09
Jan 30Here's Why We Think Byline Bancorp (NYSE:BY) Is Well Worth Watching
Jan 23Byline Bancorp's (NYSE:BY) Dividend Will Be $0.09
Oct 30Byline Bancorp: Record Profits, Deleveraging, Value, And Momentum
Aug 10Byline Bancorp (NYSE:BY) Is Paying Out A Dividend Of $0.09
Jul 31Byline Bancorp (NYSE:BY) Will Pay A Dividend Of $0.09
May 01Byline Bancorp: A Leading Lender To Small Businesses
Feb 23Byline Bancorp goes ex dividend on monday
Feb 03Byline Bancorp (NYSE:BY) Will Pay A Dividend Of $0.09
Jan 30Byline Bancorp approves new stock repurchase program of 1.25M shares
Dec 12Byline Bancorp goes ex dividend monday
Nov 04Byline Bancorp (NYSE:BY) Is Due To Pay A Dividend Of $0.09
Oct 31Byline Bancorp GAAP EPS of $0.61 beats by $0.03, revenue of $80.9M beats by $0.31M
Oct 27Byline Bancorp (NYSE:BY) Has Announced A Dividend Of $0.09
Aug 01Byline Bancorp GAAP EPS of $0.54 beats by $0.02, revenue of $75.8M misses by $1.99M
Jul 28Is Now The Time To Put Byline Bancorp (NYSE:BY) On Your Watchlist?
Jul 28Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BY's Assets to Equity ratio (8.6x) is low.
Allowance for Bad Loans: BY has a sufficient allowance for bad loans (140%).
Low Risk Liabilities: 90% of BY's liabilities are made up of primarily low risk sources of funding.
Loan Level: BY has an appropriate level of Loans to Assets ratio (72%).
Low Risk Deposits: BY's Loans to Deposits ratio (90%) is appropriate.
Level of Bad Loans: BY has an appropriate level of bad loans (1%).
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Company Analysis and Financial Data Status
Data | Last Updated (UTC time) |
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Company Analysis | 2024/12/23 04:24 |
End of Day Share Price | 2024/12/20 00:00 |
Earnings | 2024/09/30 |
Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
Package | Data | Timeframe | Example US Source * |
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Company Financials | 10 years |
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Analyst Consensus Estimates | +3 years |
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Market Prices | 30 years |
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Ownership | 10 years |
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Management | 10 years |
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Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Byline Bancorp, Inc. is covered by 11 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
Analyst | Institution |
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Ebrahim Poonawala | BofA Global Research |
Chesca Bugia-Tenorio | Credit Suisse |
Brian Martin | FIG Partners |